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Looking for the best way to send money from the United States to family, friends or businesses in India (or even to your own bank account)? Don't head straight to your American bank - turn to online money transfer services instead. They nearly always offer better exchange rates and lower fees - which means for the same amount of dollars you send, the recipient will receive more rupees.
Use our table below to compare services that send money from America to India. Compare the money transfer providers' fees and speeds, then click "Go to site" when you've found the best one to send your US Dollars to India.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Here's our simple process for sending a money transfer to India as a cash pickup or bank transfer - the two options are similar:
If you send to an Indian bank account, your recipient just needs to wait for the funds to arrive. For a cash pick up, your Indian recipient will need to show some form of photo ID in order to pick up the funds. It's also important that you give them the transaction reference number to streamline the process.
For larger transfer amounts, you may need to phone the agent location to ensure it has enough cash available.
How to decide which option is best for you to send money to India.
To send money from the United States to India, you'll need the following:
Most providers require a driver's license, passport or other American government-issued ID. You can send transfers without ID but may need to give your instead.
Your options depend on the provider's services. Popular methods include cash, debit or credit card payments, bank account transfers and personal checks.
You'll need their name (matching their ID) plus contact details. If sending to an Indian bank account, you'll need the a/c number, SWIFT and branch details.
To collect money in person in India, the recipient will need:
The reference number - sometimes called a PIN, MTCN or tracking number.
An official ID, such as an Indian passport or driving license.
To know how much has been sent, usually to within 10% of the total.
The sender's name and address and the country from where the money was sent.
The cost of sending money to India from the United States depends on the exchange rate between USD to INR, the fees, how you want your recipient to receive your transfer and the turnaround time:
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