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Payza international money transfers: Domestic and international payments

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payza

With support for 25 global currencies, Payza lets you send money around the world in seconds.

Online payment provider Payza offers quick, convenient international money transfers in 25 currencies. And with no transfer fees, you can send funds to more than 190 countries around the world without breaking your budget. However, there is a fee to receive funds and withdraw funds. Payza also makes a profit on international money transfers by charging a 2.5% spread over the daily exchange rate.

Use Payza to send money to loved ones, pay bills, shop online and exchange foreign currency.

How does Payza compare to other services?

Use our comparison calculator to assess Payza’s transfer fees, exchange rates and other details for sending funds overseas against our money transfer partners.

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Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 1,000 1 day USD 0.00 0.853 EUR 4,263 Exclusive offer: $0 transfer fee
No-limit transfers with competitive exchange rates for 100+ currencies.
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USD 1 Within an hour USD 3.99 0.847 EUR 4,234 Use promo code FINDER to send your first transfer at no fee to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up. Go to site Show details
USD 100 3 - 5 days USD 0.00 0.855 EUR 4,276 Transfer money into 20 currencies and schedule regular payments. $5 fee waived for transfers over $5,000. Go to site Show details
USD 1,000 1 day USD 0.00 0.85 EUR 4,250 Exclusive exchange rate discounts
No-maximum limit transfers with competitive exchange rates for 100+ currencies.
Go to site Show details
USD 1 3 - 5 days USD 50.00 0.859 EUR
4,250
Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site Show details

Compare up to 4 providers

Pay for your transfer from a variety of options

When you need to send funds overseas, you’re often limited to funding your transfer from your bank account. With Payza, you can send funds with your credit card, debit card or Payza e-wallet.

Payza is best for:

  • Bank or credit card transfers. Pay for your transfer with a credit card or bank transfer.
  • Bitcoin transfers. Payza allows you to send and receive transfers using bitcoin.
  • Convenient online transfers. Place a transfer without driving to the bank or finding an agent location.
  • Exotic countries. Payza allows you to transfer funds to 197 countries around the world.

How much does it cos to transfer money with Payza?

One of the key features of Payza’s service is that it does not charge transfer fees for sending money overseas.

However, there are other fees. For example, if you add funds to your Payza account by credit card, you will pay a 3.5% fee. Receiving funds into your account incurs a fee of 2.9% plus $0.30, while you’ll pay a $0.50 fee when you withdraw money from your account via bank transfer.

Exchange rates

Payza’s rates are updated regularly to reflect changing market conditions and can be viewed online through your Payza account.

Payza offers competitive exchange rates that are often better than the rates offered by major US banks. The company adds a 2.5% spread on top of the mid-market rate.

What types of transfers can I send with Payza?

Payza offers one-off transfers to more than 190 countries around the world.

You can pay for your transaction by:

  • Credit card
  • Bank transfer
  • Bitcoin

While you’re able to send transfers to both Payza members and nonmembers, if your recipients do not have a Payza account, they’ll need to sign up to access their funds.

Depending on where they live, your recipient can access money by:

  • Bank transfer
  • Bank wire
  • Credit card
  • Over-the-counter direct transfer
  • Bitcoin

How much can I send with Payza — and to where?

Once your Payza account is verified, you can transfer up to $50,000 per transaction.

Accounts are verified when you add a credit card to your account, add funds to your account or complete a range of other procedures. Unverified accounts are limited to maximum transactions of $999, or a total of $4,999 over the life of the account.

Payza exchanges the following currencies:

  • American dollars
  • Canadian dollars
  • Australian dollars
  • New Zealand dollars
  • Bulgarian lev
  • Czech koruna
  • Danish krone
  • Euro
  • Hungarian forint
  • Lithuanian litas
  • Norwegian krone
  • Polish zloty
  • British pounds sterling
  • Romanian lei
  • Swedish krona
  • Swiss francs
  • Macedonian denar
  • Hong Kong dollars
  • Malaysian ringgit
  • Singapore dollars
  • South African rand

How do I register and send money with Payza?

Before sending money through the Payza system, you’ll need to sign up for a free Payza account. Visit Payza’s website and click Sign Up at the top of the page. Choose whether you’re opening a personal or business account, and enter your name, contact information and security details.

To initiate a transfer, click the Send Funds tab and enter your recipient’s contact information and transfer details. Then select how you’re paying for the transfer — credit card, debit card or your Payza e-wallet — before reviewing the full cost of your transfer.

If you’re happy with the details, enter your transaction PIN and transfer the money. You and your recipient will receive an email when the funds arrive at their destination, but nonmembers will need to register for an account to access the money.

What is Payza?

Payza is a global online payment company that offers e-commerce payment services, corporate disbursements and international money transfers for individuals and businesses in 197 countries. A wholly owned subsidiary of MH Pillars Ltd and based in the UK, Payza has a regional office in New York as well as in India, Sweden and Bangladesh.

Boasting more than 9 million members, Payza offers a range of flexible and convenient payment options to its customers. Anyone with an email address can send and receive money online, and payments can be funded from your credit card, debit card or Payza e-wallet.

What other products does Payza offer?

  • Request funds. Payza’s Request Funds service allows you to easily request payment from people in more than 190 countries around the world.
  • SimplySendBD. This Payza service is a localized remittance platform that makes it as affordable as possible to send money home to your family when you’re overseas.
  • E-commerce. More than 100,000 e-commerce businesses around the world process their international payments with Payza.

What do customers say about Payza?

Payza has over 50 reviews on TrustPilot, and most of them are poor. The company earns a TrustScore of 1.7 out of 10.

Customer support

If you need help with a transaction, you can fill out an online form or tweet a quick question @PayzaSupport.

Frequently asked questions

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6 Responses

  1. Default Gravatar
    AndrisApril 13, 2017

    Can I talk to a person? Why for some reason I can’t transfer my funds to my account in Latvia? thanks

    • finder Customer Care
      HaroldJuly 9, 2017Staff

      Hi Andris,

      Thank you for your inquiry.

      1. You can check first if you have enough fund to your Payza account to transfer money.
      2. You can deposit funds into your Payza account by bank transfer, credit card or bitcoin.
      3. Once you have enough funds to your account you can follow this procedure in sending money overseas.
      – 3.1. Click the Send Funds tab and enter your recipient’s email address, how much you want to send and the currency you’re.
      – 3.2. Select how you’re paying for the transfer: credit card, debit card, or from your Payza e-wallet. You can top up your e-wallet by linking your bank account or credit cards.
      – 3.3. Review the details of your transfer, enter your transaction PIN and send your funds. If a Payza member, your recipient will receive an email when the funds arrive; nonmembers must sign up for a Payza account to access their funds.

      I hope this information has helped.

      Cheers,
      Harold

  2. Default Gravatar
    ShubhamMarch 17, 2017

    I want to added some fund in payza wallet but I have no international debit card.have simple india visa bebit card .. can my fund added in… What will I do

    • finder Customer Care
      HaroldJuly 13, 2017Staff

      Hi Shubham,

      Thank you for your inquiry.

      You can deposit funds into your Payza account by bank transfer, credit card or bitcoin.

      I hope this information has helped.

      Cheers,
      Harold

  3. Default Gravatar
    PremMarch 15, 2017

    Can I with PAYZA send and receive money online, and payments can be funded from My Savings account of “Indian Post Office Bank” Branch.

    • finder Customer Care
      HaroldJuly 13, 2017Staff

      Hi Prem,

      Thank you for your inquiry.

      Typically, you can deposit funds into your Payza account by bank transfer, credit card or bitcoin.

      Payment can be received by:
      – Bank transfer
      – Bank wire
      – Credit card
      – Over-the-counter direct transfer
      – Bitcoin

      I hope this information has helped.

      Cheers,
      Harold18

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