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Paysera review

Paysera
Fastest Transfer Speed
24 hours
Minimum Transfer Amount
$30
Maximum Transfer Amount
$300,000

Summary

Quick, easy international payments, with little or no transfer fees.

Paysera is an inexpensive option when you’re sending money between Paysera accounts. And it offers businesses the convenience of syncing an e-shop with its checkout system, connecting you with more than 180 countries.

In this guide

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  • Ask a question

Make a money transfer to a Paysera account for free

Paysera has catered to international businesses and individuals since 2004. Anyone with a personal Paysera account can transfer funds to another Paysera account for free. For a small fee, you can also send money in 32 different currencies to a recipient’s bank account.

Businesses can benefit from Paysera’s streamlined purchasing process, especially when working with international customers.

Paysera is best for:

  • Paysera transfers. Transfers between Paysera users is free.
  • e-shop businesses. Receive payments from your customers online.
  • Event ticketing. Sell tickets to an event. Create, manage and edit your event at any time.

Paysera fees

You won’t pay a fee to transfer money between Paysera accounts. When sending funds to a bank account or an e-wallet system, your cost will vary depending on your currency and the speed of the transfer.

For example, to send $2,000 to your family in Australia, you’ll pay a flat fee of about $3.50. If the current exchange rate is 1 USD = 1.43 AUD, Paysera might offer an exchange rate of 1 USD = 1.40 AUD. With this rate, your family would receive 1,396.15 Australian dollars in two to three business days.

Exchange rates

Paysera can save you money with its competitive exchange rates. It posts these rates alongside the mid-market rate so you can compare the exchange — usually within a 1% margin.

How much can I send with Paysera?

Paysera offers four levels of what it calls “identification,” which determines how much you can transfer daily, monthly and annually. You can move up in levels at any time for free, but you’ll need to provide additional information.

  • Level 1. Exchange currency, conduct internal Paysera transfers and make online purchases with your account up to a currency equivalent of 30 euros daily, 740 euros monthly and 2,500 euros annually.
  • Level 2. In addition to Level 1 services, transfer to banks up to a currency equivalent of 370 euros daily, 1,110 euros monthly and 2,500 euros annually.
  • Level 3. In addition to Level 2 services, add the option of opening a Paysera Visa card or business account, transfer to international accounts and take care of e-commerce up to a currency equivalent of 1,480 euros daily, 1,480 euros monthly and 17,760 euros annually.
  • Level 4. Take advantage of services offered at all levels with no limits on how much you can send or receive.

What types of transfers does Paysera support?

Paysera provides one-off transfers, as well as business solutions. Fund your transfer using your debit card, or make a purchase through the Paysera checkout system.

Personal money transfers

  • One-off transfers

Business accounts

  • Payments via POS and mobile e-shop systems. Use Paysera’s convenient checkout system for mobile and physical POS locations with the Paysera Visa card.
  • Event ticketing. Sell tickets to an event. Create, manage and edit your event at any time.
  • Mass payments. Make mass payments in real time with Paysera’s API.

Available currencies

You can exchange the following currencies with Paysera:

  • USD (US Dollar)
  • RUB (Russian Ruble)
  • DKK (Danish Krone)
  • PLN (Polish Zloty)
  • NOK (Norwegian Krone)
  • GBP (British Pound)
  • SEK (Swedish Krona)
  • CZK (Czech Republic Koruna)
  • AUD (Australian Dollar)
  • CHF (Swiss Franc)
  • PHP (Philippine Peso)
  • EUR (Euro)
  • JPY (Japanese Yen)
  • CAD (Canadian Dollar)
  • HUF (Hungarian Forint)
  • RON (Romanian Leu)
  • BGN (Bulgarian Lev)
  • GEL (Georgian Lari)
  • TRY (Turkish Lira)
  • HRK (Croatian Kuna)
  • CNY (Chinese Yuan)
  • KZT (Kazakhstani Tenge)
  • NZD (New Zealand Dollar)
  • HKD (Hong Kong Dollar)
  • INR (Indian Rupee)
  • ILS (Israeli New Sheqel)
  • MXN (Mexican Peso)
  • ZAR (South African Rand)
  • RSD (Serbian Dinar)
  • SGD (Singapore Dollar)
  • BYN (Belarusian Ruble)
  • THB (Thai Baht)

Pros and cons

Pros

  • Speedy transfer deliveries. In many cases, your recipient can access their funds within minutes. Even the slowest delivery speeds can be quicker than most competitors.
  • Low — even free — transfer fees. When you transfer money between Paysera accounts, it’s free. Fees to other accounts are low compared with other transfer services.
  • Manage business revenue with Paysera checkout. More than 5,000 e-shops currently use Paysera’s checkout method.

Cons

  • Limited transfer options. Send money from your bank account or between Paysera accounts only.
  • Limited customer service. Customer support in the US is limited to filling out an online form.

How does Paysera compare to other services?

Our table lets you compare the services you can use to send money abroad. Compare services on transfer speeds and fees, then click Go to site when you're ready to send.
1 - 14 of 14
Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer)
Western Union
Within minutes
From $0
Enjoy $0 fee on your first online transfer. Western Union makes money from currency exchange. Not valid on credit cards or sends to Cuba.
Western Union sends money online to friends and family in 200+ countries and territories around the world.
Airwallex
Airwallex
Within minutes
$0
After spending $15k in your first 90 days, receive a one-time $500 bonus that will automatically be credited to your account on any FX conversion.
Airwallex can help you make business payments to 150+ countries in 60+ currencies.
Wise (TransferWise)
Within minutes
From 0.41%
Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
Instarem
24 hours
From 0%
New Instarem customers will get a special FX rate and zero-fees on their first transfer.
Instarem offers offers rewards on every transaction.
MoneyGram
Within minutes
From $0
First online transfer is free.
MoneyGram has fast cash pick-up transfers to more than 350,000 agent locations worldwide.
Cash App
Within minutes
From $0
With this peer-to-peer payment app make payments to your friends and family with no transfer fees within the US or from the US to the UK or EU.
OFX International Money Transfers (Business)
24 hours
$0
Business customers: Send safe, no-limit transfers with no fees and competitive exchange rates.
CurrencyTransfer for Business
24 hours
$0
Increase business efficiency with zero transaction fees and same-day transfers.
OFX
24 hours
$0
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
Xe Money Transfer for Business
24 hours
$0
Save your time and money with Xe Money Transfer for business.
Currencies Direct (business)
24 hours
$0
Minimizes costs of international transactions and offers custom solutions for business clients. Currencies Direct may call you to confirm your transfer, so be prepared for a phone call shortly after initiating a transfer.
Xe
Within minutes
$3
Xe has fast transfers with low fees and a range of foreign currency tools.
CurrencyTransfer
24 hours
$0
CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.
Currencies Direct
24 hours
$0
CurrenciesDirect makes transferring money abroad simple with bank-beating exchange rates. Currencies Direct may call you to confirm your transfer, so be prepared for a phone call shortly after initiating a transfer.
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How do I send money through Paysera?

Sending money with Paysera is quick and easy. To initiate your first transfer:

  • Register for a free account on Paysera’s website.
  • If transferring to another Paysera account, enter your recipient’s email address, phone number and Paysera account number, along with the amount you’d like to transfer. If transferring to a bank account, enter the amount you’d like to transfer and your recipient’s account information.
  • Fund your money transfer with your Paysera account or a debit card.

When you initiate a transfer between Paysera accounts, funds are available within minutes. For transfers to other accounts, your transfer may take from one to three business days.

Paysera reviews and complaints

Customers seem to either love or hate Paysera. Many complaints, as of October 2020 are about accounts being frozen or banned for no apparent reason, followed up by a lack of customer support. Some even go so far as to call the company a “scam.” However, 69% of the reviews on TrustPilot are 5 stars, with reviewers calling it “trustworthy” and praising its customer support.

Customer support

Paysera does not offer phone support in the US. To get support in the US you can submit a ticket on its website or send a message by filling out an online form.

Bottom line

Paysera is attractive in its offers for businesses. But personal services in the US are limited. To find the best deal for your individual situations, be sure to compare other international money transfer services.

Frequently asked questions

Whether products shown are available to you is subject to individual provider sole approval and discretion in accordance with the eligibility criteria and T&Cs on the provider website.

Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer)
OFX International Money Transfers (Business)
24 hours
$0
Business customers: Send safe, no-limit transfers with no fees and competitive exchange rates.
Xe
Within minutes
$4
Xe has fast transfers with low fees and a range of foreign currency tools.
MoneyGram
Within minutes
From $0
First online transfer is free.
MoneyGram has fast cash pick-up transfers to more than 350,000 agent locations worldwide.
Instarem
24 hours
From 0%
New Instarem customers will get a special FX rate and zero-fees on their first transfer.
Instarem offers offers rewards on every transaction.
Xe Money Transfer for Business
24 hours
$0
Save your time and money with Xe Money Transfer for business.
Remitly
Within minutes
From $0
Remitly has quick, affordable transfers around the world, with both express and economy options.
CurrencyTransfer
24 hours
$0
CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.
WorldRemit - 4free
Within minutes
From $0.99
Use promo code 3FREE and pay no fees on your first 3 transfers. Conditions apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
OFX
24 hours
$0
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
PayPal (business)
Within minutes
$0
Provides business solutions for small business owners in over 24 currencies worldwide. Try 3 months free of Spotify Premium when you sign up with PayPal.
Wise (TransferWise) International Money Transfers Business
Within minutes
From $8.16
Enjoy high maximum transfers into more than 20 currencies, while saving up to 90% over local banks.
Wise (TransferWise)
Within minutes
From 0.41%
Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
Wise (TransferWise)
Within minutes
From 0.41%
Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
CurrencyTransfer for Business
24 hours
$0
Increase business efficiency with zero transaction fees and same-day transfers.
WorldRemit
Within minutes
From $0.99
Use promo code 3FREE and pay no fees on your first 3 transfers. Conditions apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
CurrencyFair
24 hours
€3
CurrencyFair has bank-beating exchange rates and fast transfer times on 15+ popular currencies.
OFX
24 hours
$0
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
CurrencyFair
24 hours
€3
CurrencyFair has bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Remitly
Within minutes
From $0
Special offers like free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
Remitly
Within minutes
From $0
Special offers like free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
Remitly
Within minutes
From $0
Special offers like free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
PayPal
Within minutes
From $0
Use PayPal to safely send money and receive payments from around the world in over 25 currencies with just an email address or mobile number. Try 3 months free of Spotify Premium when you sign up with PayPal.
Xe
Within minutes
$3
Xe has fast transfers with low fees and a range of foreign currency tools.
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ZA

May 13, 2019

Can I transfer amounts received in my paysera account to Pakistani bank account?


Thanks


Avatar

Ash

May 13, 2019

Hi ZA,


Thank you for contacting Finder.


Unfortunately, you may only transfer money from your bank account to another Paysera account or Paysera to Paysera account.


I hope this helps.


Please do not hesitate to reach out again to us if you have additional questions.


Cheers,

Ash


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Mark

August 17, 2017

I want to get paid by companies in my account. Is this possible? Can these be amounts between 5k-10k


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Harold Finder

August 17, 2017

Hi Mark,


Thank you for your inquiry.


While we do not represent any company that we feature on our pages, we can offer you a general information. With Paysera international money transfer, they did not specify any transfer amount limitations as long as it is within their supported currencies.


I hope this information has helped.


Cheers,

Harold


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