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HSBC International Money Transfers

HSBC international money transfers

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Transfer funds around the globe quickly and easily with HSBC

When you need to send funds overseas, you want a fast, convenient and safe way to get your money where it needs to go.

With HSBC’s Global Transfers you can seamlessly transfer funds between your eligible HSBC deposit accounts with no transfer fee. Or you can use HSBC’s Wire Transfers option to make an international wire transfer to someone else’s bank account, but for a fee. Wire transfers are a way to easily and quickly send money to people, businesses and banks worldwide.

No matter which option you choose, you’ll need to first have a bank account with HSBC.

HSBC international transfers are best for:

  • HSBC customers. It’s easy to transfer money with HSBC, but you’ll need to have a bank account with the financial institution.
  • Bank-to-bank transfers. You can only send money to another bank account. Cash pickup is not available. And you can only pay for your transfer with your HSBC bank account.

How much does it cost to transfer money with HSBC?

Moving money between your own HSBC accounts is free, but sending a wire transfer to another person, business or financial institution in the US or internationally comes with a fee.

What types of transfers can I make with HSBC?

  • Wire Transfers. Send money from your HSBC deposit accounts to other people, businesses and financial institutions around the world. Initiate a transfer through your online account, completing an online transfer request form with your recipient’s name, address and bank account number. You’ll also need to supply your recipient bank’s routing number or SWIFT code.
  • Global Transfers. HSBC Premier and Advance account holders can use HSBC’s Global Transfers, which allows you to send up to $200,000 per transaction per day between your eligible HSBC deposit account (except CDs and online payment accounts) and your HSBC accounts throughout the world. No fees are attached to these transfers, and you can initiate them by logging on to your personal internet banking account.

Whichever option you choose, HSBC transfers the funds to your recipient’s account as soon as possible. Wire transfer requests received by 4:15 pm EST are processed on the same day, while transfers requested after 4:15 pm EST are processed the next business day.

How do I make an international transfer with HSBC?

If you are an HSBC Personal Internet Banking customer, you can initiate a wire transfer by following these steps:

  1. Log on to your HSBC Personal Internet Banking account.
  2. Select the My HSBC tab and click on Pay or transfer under the Move Money section.
  3. Select the account that you wish to make a payment from, then click the New Payee tab.
  4. Click the Wire transfer tab and follow the onscreen instructions to complete the wire transfer request.

What is HSBC?

Established in London by the Hong Kong and Shanghai Banking Corporation in 1991, HSBC Holdings is a multinational financial services provider with roots dating back to the 1860s. The third-largest bank in the world in terms of assets, HSBC has operations across 80 countries and territories around the world.

HSBC Bank USA services more than 2.4 million customers across the US, from retail and commercial banking to wealth management, asset management and more. HSBC Bank USA has more than 230 branches throughout the US.

What do customers say about HSBC?

Online customer reviews for HSBC are a mixed bag. One TrustPilot reviewer rates HSBC “quite highly,” while another review notes that “this is surely the worst bank in the world.”

Customer Service

If you need to get in touch with HSBC you can chat with a representative online, call 800-975-4722, tweet

See how other services compare to HSBC

Use our comparison calculator to assess the transfer fees, exchange rates and other details for HSBC against our money transfer partners when sending cash overseas.

I want to send

to

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
$0 3 - 5 days USD 0.00 0.863 EUR 4,314 Transfer up to $500,000 with no minimums and no fees. Go to site Show details
USD 1,000 1 day USD 0.00 0.867 EUR 4,336 Exclusive offer: $0 transfer fee
No-limit transfers with competitive exchange rates for 100+ currencies.
Go to site Show details
USD 1 Within an hour USD 3.99 0.865 EUR 4,324 Use promo code FINDER to send your first transfer at no fee to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up. Go to site Show details
$8 1 - 2 days USD 5.00 0.865 EUR 4,319 Exchange money on your terms. Go to site Show details
USD 1 3 - 5 days USD 50.00 0.873 EUR
4,323
Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site Show details

Compare up to 4 providers

What other products does HSBC offer?

  • Checking and saving accounts. Manage your ongoing financial needs, from basic accounts with essential features right through to high-end accounts that help you get more out of your money.
  • Credit and debit cards. Whether you’re looking for a platinum-level rewards card or a basic card for emergency purchases, you’ll find a card with HSBC.
  • International banking solutions. From international mortgages to helping those who are relocating overseas, HSBC Bank USA offers a wide range of international banking services.
  • Mortgages and home equity loans. Own your next home sooner or take advantage of the equity in your current property with a range of flexible mortgage solutions.
  • Investment products. Invest in mutual funds, fixed-income products, ETFs, equities and more with help from HSBC.
  • Insurance. HSBC Bank USA offers life insurance, long-term-care coverage and disability insurance.

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12 Responses

  1. Default Gravatar
    ChristopherJune 27, 2018

    Hi! I am waiting to receive a wire transfer from US. It’s been more than a week and I still haven’t received it. I am from the philippines. Is there any way I can follow up on the status from my end?

    • finder Customer Care
      joelmarceloJune 27, 2018Staff

      Hi Christopher,

      Thanks for leaving a question on finder.

      Wire transfer requests received by 4:15 pm EST are processed on the same day, while transfers requested after 4:15 pm EST are processed the next business day. You can contact your local bank or the sender to clarify on what could be causing the delay. I hope you already have your funds with you at this time.

      Cheers,
      Joel

  2. Default Gravatar
    FrankMay 21, 2018

    a friend is making an international transfer from Bank of Taiwan to my Hsbc bank in UAE, how many days will it take before i get it?

    • finder Customer Care
      joelmarceloMay 22, 2018Staff

      Hi Frank,

      Thanks for leaving a question on finder.

      Usually, it takes 5 – 7 business days. The bank would say 10 – 14 business days to be safe. A lot of times it depends what country the transfer comes from, what time of day it was sent and weekends really make the banking system take forever as nothing happens on weekends. To be sure, I suggest you speak with Bank of Taiwan to have a direct answer.

      Cheers,
      Joel

  3. Default Gravatar
    ArvellaApril 25, 2018

    How long does it takes to wire transfer from HSBC to Bank of the Philippine Island bank account? The sender was in UK and I am here in the Philippines. How long? It was April 23 when he transferred me the money but until i did not received anything,,

    • finder Customer Care
      RichApril 25, 2018Staff

      Hello Arvela.

      I’d be happy to help you with your question.

      Money transfers from HCBC to another bank overseas could take from 2 to 5 banking days. There are several factors that affect the time frame for funds to clear, such as, type of payment you are making, the currencies involved in the transfer and the time of day the transfer request is made. Both banks follow their respective funds clearing processes. It is highly suggested to check with either banks directly for a more accurate information.

      Check out our article to find affordable alternatives to send money to the Philippines.

      Hope that helps.

      Regards,

      Rich

  4. Default Gravatar
    PaulApril 20, 2018

    How long does an hsbc wire transfer to Nigeria takes?

    • finder Customer Care
      JoanneApril 20, 2018Staff

      Hi Paul,

      Thanks for reaching out.

      International wire transfers initiated before 4:15 p.m. ET are processed by HSBC Bank USA on the same day. Wire Transfer requests to domestic banks and international banks can be completed online at any time, however, those completed after 4:15 PM ET on business days will be automatically re-dated to the next business day. You may need to allow 24-72 business hours for an international wire to be completed.

      Cheers,
      Joanne

  5. Default Gravatar
    RheinMarch 19, 2018

    My friend transfer from hsbc hongkong to bank of china macao..the last digit of the acount number is incorect …will it reach macau bank?how to check if the transfer is already done

    • finder Customer Care
      RenchMarch 22, 2018Staff

      Hi Rhein,

      Thank you for your inquiry.

      I’m afraid it will not be a successful transfer if the bank details is incorrect. You should enter all details correctly to avoid issues or delay with your money transfer.

      I suggest contacting HSBC directly for assistance by visiting their official site.

      Best regards,
      Rench

  6. Default Gravatar
    MaggieJune 10, 2017

    if a friend from London send me money as a gift from HSBC what confirmation must I get and do I have to pay money in order to clear funds into my account? does the money go straight to my bank or reserve bank of sa must communicate with me in order to release the money?

    • finder Customer Care
      MayJune 16, 2017Staff

      Hi Maggie,

      Thanks for reaching out.

      Basically, recipients of money transfers would also pay fees for receiving money into their bank accounts, but that would depend on the institution they bank with. In your case, it would be best to directly get in touch with your bank if they would apply fees when your receive money to your account.

      Cheers,
      May

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