HiFX: Competitive International Money Transfers

Both individuals and businesses can save time and money when sending an international money transfer with HiFX.

Each year HiFX helps more than 100,000 people and 6,000 businesses transfer money around the world, and they do so quickly, easily, securely and with great exchange rates. HiFX is not only dedicated to saving you money, they also pride themselves on the fact that they’re large enough to handle large transactions, yet small enough to care about each individual client.

Free first transfer offer
HiFX is currently offering new customers one free transfer when signing up. Standard fees apply thereafter for transactions that fall below their fee thresholds.

Money transfers under $5000 have a fee of only $10 with HiFX. No fees on transfers over $5000 with HiFX.

Rates last updated March 29th, 2017

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With over 17 years of foreign exchange expertise and over $100 billion transferred, OFX can help with all your currency exchange needs, including:

  • Buying property abroad
  • Emigrating
  • Regular overseas payments
  • Risk management
  • Forecasting

Min. Transfer Amount Transfer Speed Services Online Transfer Fee Rate Amount Received
HiFX International Money Transfers
Transfer money into 20 currencies ... Transfer money into 20 currencies and schedule regular payments. $5 fee waived for transfers over $5,000.
USD 100 2 days
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Personal services

HiFX offers you the ability to convert funds into over 20 currencies and transfer them internationally at the touch of a button, and does so with low fees and competitive rates.

One-off transfers only. Unlike other providers who offer limits orders and forward contracts, HiFX helps you make a one-time transfer. If you need to set up recurring payments, you might want to check the services of another provider. But if you’re only in need of making a one-off transfer, HiFX offers some of the best rates around, with great customer service.

Why HiFX?

Fair and transparent fees. HiFX makes its rates clear throughout your entire transaction. And they charge a simple flat fee of $5 for transactions under $5,000, while transfers over $5,000 do not incur a fee.

Fast and easy. Make transfers online 24/7

Peace of mind. HiFX’s parent company, Euronet, has been doing business with some of the world’s largest tech companies, including Apple, Google and Amazon.

Customer service. HiFX is proud of their excellent customer service. They want to give you the tools and answers you need to make a successful transaction.

Business services

Online international payments

HiFX offers businesses bank-beating online international payments. They understand you need a service that is simple to use but feature-rich. With HiFX international payments, your business benefits from these features:

  • Immediate access to highly competitive exchange rates updated in real-time.
  • Flexible user access rights.
  • No setup or maintenance fees.
  • Make and track international payments 24/7.
  • Personal customer support.
  • Rate alerts by email.
  • Beneficiary notifications.
  • Detailed charting that enables you to stay up-to-date with the latest exchange rate movements

Global payments solutions

HiFX also offers businesses global payments solutions. If your business conducts large volumes of international payments and has more complex needs, HiFX provides solutions that allow you to conduct your business on a global scale. With HiFX your business will benefit from:

  • Simple file upload online or via an SFTP.
  • Automated payment verification and validation.
  • Availability as a standalone platform, managed service or fully integrated API.
  • Complete activity log for detailed auditing.
  • Consolidation of multiple currency files.
  • Payment delivery on specific target dates.
  • Simplification and streamlining of your global payments process.
  • Improvement in the accuracy and speed of your payments.

Compare HiFX to other providers

Compare HiFX to…See Comparison
MoneyGram vs. HiFX
HiFX vs. TransferWise

How much does it cost?

HiFX believes in fairness and transparency in its pricing. When you are conducting business with HiFX their exchange rates are clearly displayed throughout the transaction.

  • No fees for transactions of $5,000 or more
  • A simple $5 fee for transactions under $5,000.

What are HiFX’s exchange rates?

HiFX has a much lower overhead than banks because they purchase currency in bulk, which allows them to pass on the savings  to you. Your exact exchange rate that HiFX charges depends on these factors:

  • The amount you’re transferring.
  • The currency you’re transferring.
  • The exchange rates at the time of your transfer.

How does it work?

Send money with HiFX in three simple steps.

  1. Sign up. Sign up for a free business or personal account.
  2. Get a quote. Check HiFX’s rates 24 hours a day, 7 days a week.
  3. Send. Send money worldwide with a great exchange rate.

How safe is a HiFX money transfer?

Available currencies

HiFX offers a range of currencies, including:

Important details:

  • You must pay HiFX by bank transfer. They do not accept cash or credit or debit cards for payment.
  • Once you’ve set up your account, you can make transfers online 24 hours a day, 7 days a week.
  • The minimum transfer amount is $50
  • There must be an exchange of currencies. HiFX does not transfer USD to USD.
  • HiFX cannot send USD to overseas accounts.

What are the pros and cons of using HiFX?


  • Safe and secure. Licensed as a Money Transmitter Business, HiFX’s transactions are sent using Norton online security technology.
  • Trusted company. HiFX is part of Euronet Worldwide, the third largest money transfer provider in the world. In 2013 alone, Euronet processed more than $60 billion of payments for many of the world’s leading companies.
  • Minimal fees. Sending less than $5,000 with HiFX attracts a $5 fee, while transfers of $5,000 or more do not attract any fees.
  • Large transfers allowed. HiFX allows transfers of up to $500,000.
  • Low minimum. Transfer as little as $50 with HiFX.


  • Exchange rates not readily available. If you want to compare HiFX’s exchange rates with the rates offered by other companies you will need to sign up for an account.
  • Bank-to-bank transfer only. You cannot pay for your transaction with cash or a debit or credit card. Neither can your recipient pick up the funds in the form of cash.
  • No same-currency transfers. There must be an exchange of currencies, and HiFX cannot send

Looking for an alternative? Check out these services similar to HiFX.

Frequently asked questions

How do I pay HiFX for a transfer?

You will need to pay HiFx by bank transfer from a bank account in your name.

What is the minimum transfer amount?

The minimum amount you can send overseas with HiFX is $50.

How does HiFX make money if it charges minimal fees?

While $5 fees apply to transfers of less than $5,000, the main way HiFX makes money is on the spread, which is the difference between the prices at which it buys and sells currency. Because it deals in large volumes and has lower overheads than the banks, HiFX can offer better exchange rates to its customers than you would find from your bank.

How do I know if HiFX has sent my payment?

The company provides email and SMS notifications as soon as it has made a payment. You can also track the progress of your transaction through your HiFX account.

Can I cancel a transaction?

Once you have confirmed an exchange rate you are unable to cancel your transaction or change any details.

HiFX is definitely worth considering when you need to send a fast and secure international money transfer, but make sure to compare a range of transfer options before choosing the right provider for you.

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Transfer money into 20 currencies and schedule regular payments. $5 fee waived for transfers over $5,000.

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