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CurrencyFair international money transfers

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Send your money now or wait for a better exchange rate

CurrencyFair is a peer-to-peer currency exchange service that offers a cheaper alternative to exchanging currencies at a bank or other similar provider. CurrencyFair estimates you can save up to 90% on an international money transfer because of its unique peer-to-peer model without the high fees.

With CurrencyFair you can make an immediate transfer at the available exchange rate, or specify your desired exchange rate and wait to be matched with another CurrencyFair customer looking to exchange your desired currency.

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CurrencyFair Currency Exchange

Our pick: CurrencyFair international money transfers

3 free transfers

Your next three transfers with CurrencyFair are free after you sign up using and make your first transfer.

Exchange money on your terms with CurrencyFair. Fast, secure international money transfers are up to 90% cheaper than banks.

  • Get the best exchange rate for you or choose your own rate.
  • Send money anywhere in three simple steps.
  • Low cost money transfer as simple as you want it to be.

    CurrencyFair is best for:

      • International students. Living and studying abroad is expensive without having to factor in expensive currency exchange fees and poor rates.
      • Property owners. Owning an overseas property means you have to make regular payments. CurrencyFair can save you money over the course of your home loan. Considering most home loans are paid out over 30 years, this can mean rather large savings.
      • Retired expats. If you’re retired and living overseas it’s wise to seek cheap currency conversion so you better preserve your retirement funds.
      • Overseas workers. If you work overseas and regularly send money back to your family, a service like CurrencyFair can save you plenty in fees over the duration of your time abroad.
      • Non-emergency transfers. Depending on where you are transferring the money, it can take up to seven business days.
      • Business solutions. Pay overseas salaries, receive international payments and transfer money between banks.

    How much does CurrencyFair cost?

    Exchange rate

    If you’re able to wait, you can save money on the exchange rate. Because CurrencyFair is a marketplace, the users set the exchange rate. In addition to the exchange rate, CurrencyFair charges 0.25-0.3% of the total amount exchanged when customers match each other. This fee is included in the rate you see.

    If there are no customers providing a competitive rate for your exchange, CurrencyFair will step in and match you. This results in a higher charge of around 0.4% to 0.6% of the amount exchanged. So if you can wait for a matching customer, you’ll save money.

    Transfer fee

    The fee you’ll pay to transfer the funds depends on the currency you transfer into your CurrencyFair account and the currency that you ultimately send to your recipient. Assuming you will be transferring USD to your CurrencyFair account, the following fees apply for the indicated currency exchange:

    • AED 15
    • AUD 4
    • CAD 4
    • CHF 4
    • CZK 75
    • DKK 25
    • EUR 3
    • GBP 2.50
    • HKD 25
    • HUF 1,000
    • ILS 40
    • NOK 25
    • NZD 5
    • PLN 10
    • SEK 30
    • SGD 5
    • USD 4
    • ZAR 25

    Calculate your fees and exchange rate

    Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
    CurrencyFair Currency Exchange $8 1 - 2 days USD 5.00 0.876 EUR 4,378 Exchange money on your terms. Go to site Show details

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    What types of transfers can I make?

    • One-off transfers. Make an immediate, one-time transfer.
    • Recurring transfers. Set up recurring transactions.
    • Choose your own rate. Choose your desired rate and wait for others to match you.

    Which currencies and countries are available?

    CurrencyFair has a large range of currencies available for trade. These include:

    • Australian dollars
    • Euro
    • UAE dirham
    • Canadian dollars
    • Swiss franc
    • Czech koruna
    • Danish krone
    • Pound sterling
    • Israeli shekel
    • Singapore dollar
    • Hong Kong dollar
    • Hungarian forint
    • Norwegian krone
    • New Zealand dollar
    • Polish zloty
    • Swedish krona
    • United States dollar
    • South African rand


    With CurrencyFair, you can send funds in one of the above currencies to the following countries:

    American SamoaAndorraAnguillaAntigua and Barbuda
    BrazilBrunei DarussalamBulgariaBurkina Faso
    CameroonCanadaCape VerdeCayman Islands
    Cook IslandsCosta RicaCote D’IvoireCroatia
    CuracaoCyprusCzech RepublicDenmark
    DjiboutiDominicaEquatorial GuineaEstonia
    Faroe IslandsFinlandFranceFrench Guiana
    French PolynesiaGabonGambiaGeorgia
    GuernseyHoly SeeHondurasHong Kong
    Isle of ManIsraelItalyJamaica
    MaldivesMaliMaltaMarshall Islands
    MozambiqueNauruNetherlandsNetherlands Antilles
    New CaledoniaNew ZealandNigerNiue
    NorwayOmanPalauPapua New Guinea
    PortugalPuerto RicoQatarReunion
    RomaniaRwandaSaint BarthelemySaint Helena
    Saint Kitts and NevisSaint LuciaSaint Martin (FR)Saint Pierre and Miquelon
    Saint Vincent and The GrenadinesSamoaSan MarinoSao Tome and Principe
    Saudi ArabiaSenegalSeychellesSingapore
    Sint Maarten (NL)SlovakiaSloveniaSolomon Islands
    South AfricaSouth KoreaSpainSri Lanka
    Svalbard and Jan MayenSwazilandSwedenSwitzerland
    TaiwanThailandTimor LesteTogo
    TokelauTongaTrinidad and TobagoTurks and Caicos
    TuvaluUnited Arab EmiratesUnited KingdomUnited States
    UruguayUzbekistanVietnamVirgin Islands (US)
    Wallis and FutunaZambia

    How do I use CurrencyFair?

    1. Open a free account in about five minutes.
    2. Transfer money from your bank account to your CurrencyFair account.
    3. Convert your funds into your chosen currency.
    4. Enter the bank account details of where you want the funds to be transferred to.
    5. Review the details of your transfer and confirm the transfer if you are happy with the transaction.

    What is CurrencyFair?

    CurrencyFair is a peer-to-peer currency exchange service headquartered in Ireland, with offices in Australia and the UK. Some of the provider’s most recent accolades include being named as one of Irish Tech News’ Top 20 Fintech Companies and being singled out as one of the fintech startups in Europe to watch in 2018.

    What do customers say about CurrencyFair?

    CurrencyFair has a TrustScore of 9.2 out 10 at TrustPilot, with an overwhelming majority of the reviews falling into the “excellent” category.

    Customer support

    You can contact CurrencyFair with any questions by filling out an online contact form on its website.

    Compare CurrencyFair to other providers

    Frequently asked questions

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