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Citibank money transfers

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Send money to almost any bank worldwide with convenient money transfer options.

Citibank account holders can transfer money to another Citibank account in more than 20 countries for free. They can also send an international wire transfer to another bank account just about anywhere in the world for a fee.

Choose from several options

If you have a Citibank account, you’ve got a few options for transferring money from your bank account. Send money within the US to Citibank and non-Citibank accounts alike. You can also send a wire transfer to non-Citibank accounts outside the US.

Citibank transfers are best for:

  • Citibank account holders. You must have a bank account with Citibank to make a transfer with the financial institution.
  • Large transfers. Depending on the type of account you hold with Citibank, you can send up to $250,000 a day.

How much do Citibank transfers cost?

The cost you’ll pay for making a transfer with Citibank depends on the type of account you have with Citibank. Here is a breakdown of the costs:

  1. From your Citibank account to any Citibank account in the US or selected other countries: free.

2. From your Citibank account to any account abroad:

DomesticInternationalIncoming fee
Citigold $17.50$25Waived
Citi Priority $17.50$25Waived
Citi Private bankWaivedWaivedWaived
Cit International Personal$18.75$30Waived
Citigold International$12.50$20Waived
Citigold Private ClientWaivedWaivedWaived
Citi Global Executive$18.75$30Waived
Citi Global Executive PreferredWaivedWaivedWaived
All other accounts$25$35$15

What types of transfers can I make with Citibank?

  • One-off transfers. Send a one-time transfer from your Citibank account.
  • Recurring transfers. This option is only available for Citibank-to-Citibank transfers.
  • Bank-to-bank transfers. Citibank only gives you the option to transfer money to a bank account. Your recipient cannot pick up cash.

Available currencies and countries

For Citibank Global Transfers, you can transfer funds to the following countries. (More countries are available for Citibank’s Wire Transfer service.)

  • Australia
  • Bahrain
  • China
  • Colombia
  • Hong Kong
  • Hungary
  • India
  • Indonesia
  • Japan SMBC Trust Bank Ltd
  • Korea
  • Malaysia
  • Mexico
  • Philippines
  • Poland
  • Singapore
  • Taiwan
  • Thailand
  • United Arab Emirates
  • United Kingdom
  • Vietnam

Transfer limits

As with the fees, the transfer limits also vary depending on the type of Citibank account you have.

Citibank Global Transfers

Online daily limitOnline daily limit and
transfers after 60 days
Citibank branch or
ATM daily limit
Weekly limit
Citigold$2,000$50,000$5,000$5,000
Citi Priority$2,000$50,000$5,000$50,000
Citibank Account,
Basic Banking
$1,000$10,000$3,000$10,000

Online Wire Transfers

Outgoing limit
Citigold None
Citi Priority None
Citi Private Bank$50,000 per transfer or day
Citi International Personal$250,000
Citigold InternationalNone
Citigold Private ClientNone
Citi Global Executive$250,000
Citi Global Executive PreferredNone
All other accounts$50,000 per transfer or day

How do I use Citibank for money transfers?

First, you’ll need to have an account with Citibank. Then, to set up a Citibank Global Transfer, you specify your recipient’s name and account number. After you confirm the details of your transaction, the money is debited from your account and sent to your recipient’s account.

For international wire transfers, you’ll need to provide:

  • Your recipient’s full name.
  • Your recipient’s bank name, address, and SWIFT code.
  • Your recipient’s bank routing and account numbers.

International money transfers are sent the same business day if received before 5:15 p.m. ET.

What is Citibank?

Founded in 1812 in New York City, Citibank has grown to become a leading global financial institution with more than 200 million customer accounts in 160 countries around the world.

A large global bank, Citibank offers a diverse range of products to its customers that include corporate and investment banking solutions, wealth management and securities brokerage. Its suite of personal banking solutions include credit cards, mortgages and savings, checking and investment accounts.

What other products does Citibank offer?

  • Credit cards. Citibank offers an extensive range of business, student, travel, rewards and no annual fee credit cards.
  • Mortgages. Citibank provides home loan products for homebuyers, investors and those looking to refinance an existing mortgage.
  • Home equity lending. Take advantage of your home’s equity with a loan from Citibank.
  • Personal loans. Borrow funds and enjoy competitive rates and flexible features.
  • Investing. Invest in a wide range of financial instruments on your own or with the help of a Citibank adviser.

What do customers say about Citibank?

Online reviews for Citibank are poor. ConsumerAffairs gives Citi one star for overall customer satisfaction based on 123 ratings submitted in the last year. And the financial institution gets an F from the Better Business Bureau. Consumer ratings and reviews can give valuable insight into what it’s like to deal with a company as a customer, but they rarely tell the whole story. Remember that customers don’t typically rate a product or service unless they want to rant and rave, so take these aggregated scores with a grain of salt.

How does Citibank compare to independent money transfer specialists?

Use our comparison calculator to assess transfer fees, exchange rates and other details for sending funds overseas with our money transfer partners.

I want to send

to

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
$0 3 - 5 days USD 0.00 0.863 EUR 4,314 Transfer up to $500,000 with no minimums and no fees. Go to site Show details
USD 1,000 1 day USD 0.00 0.867 EUR 4,336 Exclusive offer: $0 transfer fee
No-limit transfers with competitive exchange rates for 100+ currencies.
Go to site Show details
USD 1 Within an hour USD 3.99 0.865 EUR 4,324 Use promo code FINDER to send your first transfer at no fee to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up. Go to site Show details
$8 1 - 2 days USD 5.00 0.865 EUR 4,319 Exchange money on your terms. Go to site Show details
USD 1 3 - 5 days USD 50.00 0.873 EUR
4,323
Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site Show details

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12 Responses

  1. Default Gravatar
    JosephAugust 3, 2018

    How long the money wire transfer to African Kenya

    • finder Customer Care
      joelmarceloAugust 3, 2018Staff

      Hi Joseph,

      Thanks for leaving a question on finder.

      Citibank will usually send your international wire transfer to Kenya on the same business day that you request it, so long as you do it before their cut-off time: 5:15 pm ET. If you’re making a domestic wire transfer, you have until 6:00 pm ET.

      You have other options in sending money to Kenya if you click HERE.

      Cheers,
      Joel

  2. Default Gravatar
    CarlJuly 10, 2018

    Can I transfer money from a personal cìtibank account in the US to a personal account in Chile.?

    • finder Customer Care
      joelmarceloJuly 11, 2018Staff

      Hi Carl,

      Thanks for leaving a question on finder.

      Yes you can transfer money from your personal Citibank account in the US to another Citibank personal account in Chile. The costs are in the table in this page. If you are looking to compare your options when sending money to South America, please click HERE.

      Cheers,
      Joel

  3. Default Gravatar
    KartiniApril 25, 2018

    I am currently in Nepal and have just transferred from my other personal account online to Citibank account. How long does it take for funds to clear?

    • finder Customer Care
      RichApril 25, 2018Staff

      Hello, Kartini.

      Thanks for posting your question here.

      You didn’t specify if you are transfering funds from a local bank in Nepal to a Citibank account. If you are sending funds between Citibank accounts, they processes international money transfer on the same businiess day provided the transaction is made before the 5:15 PM ET cutoff.

      Find more options to send money to Nepal safely and affordably in this article.

      Hope that helps.

      Regards,

      Ric

  4. Default Gravatar
    ClementApril 16, 2018

    How long would a transfer reflect from Florida to California

    • finder Customer Care
      joelmarceloApril 17, 2018Staff

      Hi Clement,

      Thanks for leaving a question on finder.

      Citibank will usually send your international wire transfer on the same business day that you request it, so long as you do it before their cut-off time: 5:15 pm ET. If you’re making a domestic wire transfer, you have until 6:00 pm ET.

      Cheers,
      Joel

  5. Default Gravatar
    SusanMay 10, 2017

    Am sending funds from online banking to another bank COT tranfer code n ask me for payment for that to whom will I send my payment to citi bank? Is it western union?

    • finder Customer Care
      HaroldJuly 3, 2017Staff

      Hi Susan,

      Thank you for your inquiry.

      Please use our comparison calculator to assess transfer fees, exchange rates and other details for sending funds overseas with our money transfer companies.

      I hope this information has helped.

      Cheers,
      Harold

  6. Default Gravatar
    MichelleFebruary 12, 2017

    Can Citibank Korea transfer money to EastWest bank in the Philippines?

    • finder Customer Care
      AnndyJune 25, 2017Staff

      Hi Michelle,

      Thanks for your question.

      With Citibank wire transfers, you can send your money to more than 7,000 banks worldwide. It may or may not include EastWest. To confirm, it is best to contact Citibank directly.

      Cheers,
      Anndy

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