Chase international money transfers review April 2018 | finder.com
Compare Chase Credit Cards

Chase Bank domestic and international wire transfers

Send quick, easy wire transfers around the world.

We know that everyone's situation is unique and we aim to help you find the right product for you. We may receive compensation when you visit our partners' sites or are approved for their products. You can read more about how we maintain editorial independence and how we make money here.

For secure money transfers overseas, Chase offers the convenience of international wire transfers online or at your local bank branch. Send money from your bank account, and your recipient can get their transfer in only a day or two. Chase also offers step-by-step instructions to make it easier to move money across international borders.

Transfer money directly from your bank account

Send one-off or scheduled transfers from your Chase bank account. It’s a convenient option for Chase customers, but getting a bank account through Chase just to make a transfer might be a bit much for most people.

Chase Bank is best for:

  • Bank-to-bank transfers. Send to another bank account only.
  • Chase customers. You’ll need a Chase bank account to send a transfer.
  • Easy online process. Chase provides step-by-step instructions for hassle-free money transfers.

How much will I pay to transfer money with Chase?

Chase Bank charges varying fees depending on whether you’re sending or receiving an international wire transfer:

  • Outgoing fee. $40
  • Incoming fee. $15 (waived for Chase Premiere Platinum accounts)

You’ll need to pay a deposit to open an account and then sign up for online banking. Once approved, you can initiate a transfer online or at your local Chase branch.

Who charges less?

Independent transfer services usually win out over banks when it comes to fees. There are several providers who will send a transfer for free with competitive exchange rates, including OFX, HiFX and World First.

Check out our review of World First here and take advantage of their exclusive $0 fee offer.

What types of transfers can I make with Chase?

You have two options for transferring money with Chase:

  • One-off transfers. Make a one-time wire transfer.
  • Recurring transfers. Schedule a repeating wire transfer.

Available currencies and countries

Send money in more than 35 currencies worldwide.

As a general rule, you will not be able to transfer money to the following countries due to US sanctions:

  • Afghanistan
  • Belarus
  • Iran
  • Iraq
  • Lebanon
  • Liberia
  • Libya
  • Myanmar
  • Sierra Leone
  • Syria

What are the transfer limits?

The total daily limit on wire transactions with Chase is $100,000 or your available balance. Business customers can request a higher limit.

Shopping for an alternative? Compare these services to Chase for sending money overseas.

How do I send money overseas with Chase?

To send an international wire transfer with Chase, you first need to open a checking account. Once you’ve set up your account, take these steps to transfer money online.

  1. Add a wire recipient to your account.
  2. Click Make a Wire Transfer and enter your transfer details.
  3. Review your transaction details and send your funds.

What is Chase Bank?

With more than 5,400 branches, 15,500 ATMs and online, mobile and phone banking solutions, Chase offers its financial products and services to personal and business customers all over the US. It ranks No. 1 for customer satisfaction for large US banks year after year.

Chase’s banking services are backed by the experience and financial strength of global financial services firm JP Morgan & Chase Co., which has assets of nearly $2.6 trillion.

If you ever need help, Chase offers phone support 24/7. Email and Twitter support are also available, or you can visit your nearest Chase bank branch.

What other products does Chase offer?

Chase is a full-service bank offering:

  • Credit cards. Choose from a range of credit cards to suit a variety of spending needs, from basic everyday cards to ones packed with features.
  • Home loans. Chase offers flexible mortgage solutions to help you own your home sooner or leverage equity in your current home.
  • Auto loans. Enjoy flexible loan options and payment features to fund your next set of wheels.
  • Investing. Chase offers investment solutions to help you take charge of your finances.
  • Checking accounts. Chase offers a range of checking accounts to help you manage your finances and get more out of everyday spending.
  • Saving accounts. Take advantage of high interest rates and minimal fees to build your savings.
  • Business banking solutions. From credit cards and checking accounts to managing international payments, Chase provides banking solutions for small and medium size businesses.

What do customers say about Chase?

JP Morgan Chase & Co. is not accredited with the Better Business Bureau and receives an F from the organization. However, TrustPilot gives Chase a TrustScore of 6.5 out of 10, with an average three stars. 56% of reviews on TrustPilot are “excellent.”

Customer service

If you need help making a transfer, you can contact Chase at 800-935-9935.

Chase vs. the competition

How does Chase compare to other services?

Use our comparison calculator to assess transfer fees, exchange rates and other details for sending funds overseas with our money transfer partners.

I want to send

to

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 1,000 1 day USD 0.00 0.807 EUR 4,036 Exclusive offer: $0 transfer fee
No-limit transfers with competitive exchange rates for 100+ currencies.
Go to site Show details
USD 1 Within an hour USD 3.99 0.808 EUR 4,034 Use promo code FINDER to send your first transfer at no fee to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up. Go to site Show details
USD 100 3 - 5 days USD 0.00 0.806 EUR 4,031 Transfer money into 20 currencies and schedule regular payments. $5 fee waived for transfers over $5,000. Go to site Show details
USD 1,000 1 day USD 0.00 0.803 EUR 4,017 Exclusive exchange rate discounts
No-maximum limit transfers with competitive exchange rates for 100+ currencies.
Go to site Show details
USD 1 3 - 5 days USD 50.00 0.810 EUR
4,009
Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site Show details

Compare up to 4 providers

Frequently asked questions

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Conditions and Privacy Policy.

14 Responses

  1. Default Gravatar
    JuanApril 29, 2017

    I send $3000 from NYC to Colombia via Chase Bank international transfer. My money was never sent to Colombia and said Tha the Bank of America have my money its been 3 weeks and no answer from Chase or Bank of America and the bank in Colombia never received my money.
    What should I do?

    • Staff
      HaroldAugust 2, 2017Staff

      Hi Juan,

      Thank you for your inquiry.

      Generally, online wire transfer requests to Chase are processed on the same business day as long as your request is confirmed before 4 p.m. ET. You can also easily check the progress of a transfer through your online banking account, by visiting a branch location or by calling Chase’s customer service line between 8 a.m. and 8 p.m. ET. Should you still have problem about your transaction you can contact directly their customer care support for further assistance.

      I hope this information has helped.

      Cheers,
      Harold

  2. Default Gravatar
    StantonApril 19, 2017

    How long does it take funds to be available

    • Staff
      HaroldJuly 9, 2017Staff

      Hi Stanton,

      Thank you for your inquiry.

      With online wire transfer requests to Chase are processed on the same business day as long as your request is confirmed.

      I hope this information has helped.

      Cheers,
      Harold

  3. Default Gravatar
    MengfanApril 11, 2017

    Hello, I am wondering what is the maximum amount of international money transfer to chase bank account?

    • Staff
      HaroldAugust 3, 2017Staff

      Hi Mengfan,

      Thank you for your inquiry.

      There are money transfer companies who have maximum limit on the amount and there are also who offers no limitation. Should you prefer to transfer with no limitation on the amount. On this page, please navigate to the section “Money transfer providers with no maximum limit”.

      I hope this information has helped.

      Cheers,
      Harold

  4. Default Gravatar
    EmilyFebruary 20, 2017

    My brother is living in Houston TX, he has an account with Chase bank. He will go back to Vietnam to sell his house and wiring money to USA. Could he wire his money through Chase bank in Vietnam and we would like to know the fee to pay?

    • Default Gravatar
      JonathanJuly 29, 2017

      Hello Emily,

      Thank you for your inquiry.

      Presently, we are unable to verify the specific details of how the transfer would work as we don’t have the name of the bank your brother has with Vietnam.

      As for Chase, they are generally accepting foreign inward transactions and can charge a fee (estimated to be $15) which is separate from the fees that in Vietnam. The process will usually take 2-3 business days.

      Please take note that there may be transaction limits, local bank fees, and other important details that he has to confirm with the Vietnamese bank prior initiating the transfer. He may want to compare it also with money transfer services (they do have bank deposit capabilities in some countries) to know which is cheaper and faster.

      Hope this helps.

      Cheers,
      Jonathan

  5. Default Gravatar
    KayFebruary 18, 2017

    I would like to send funds to an account at JP morgan chase via western union and I would like the ABA #

    • Staff
      AdrienneFebruary 20, 2017Staff

      Hi Kay,

      To find your ABA or routing number, your recipient can look at the lower lefthand side of one of their checks. If they don’t have any checks handy, you can find the bank branch and its routing number from the Chase website, here.

      Best,

      Adrienne

  6. Default Gravatar
    KarinaFebruary 10, 2017

    To Whom it may concern

    I am from South Africa and have a Student loan at Standard Bank South Africa to pay off monthly. My Employer helped me to open Up A bank Account at Chase, so how do I pay off my student loan from Chase to Standardbank South Africa?

    Kind regards

    Karina

    • Default Gravatar
      JonathanJuly 28, 2017

      Hello Karina,

      Thank you for your inquiry.

      You may do an inward international transfer request on Standard Bank South Africa to receive your funds from Chase. First is you need to supply Chase the SWIFT code (Standard Bank’s SWIFT address is SBZAZAJJ) and your bank account details. Once your money has arrived, you have 30 days to convert it into the local currency and the bank will contact you to verify this transaction for fund release. If they fail to reach you within 30 days, the funds will be returned to Chase, so it is important that you have provided them an updated contact information.

      Since this is a student loan, I assume this will be a bit long-term. You need to inform your local bank to convert these funds into local currency as soon as they arrive. Please be advised that there may be fees involved so you may need to contact them for this arrangement.

      Hope this helps.

      Cheers,
      Jonathan

    • Default Gravatar
      LeoApril 10, 2018

      I want to confirm if Santander bank is the intermediary bank for JP Morgan Chase?

    • Staff
      MayApril 11, 2018Staff

      Hi Leo,

      Thanks for reaching out.

      I’m afraid we can’t confirm if Santander Bank is the intermediary bank for JP Morgan Chase. Are you going to do a wire transfer? With Chase, you can add an intermediary bank where the funds go through to get to your recipient’s account. Most often you would use it when the originating bank does not have a direct relationship with receiving bank.

      Cheers,
      May

US International Money Transfers Offers

Important Information*
HiFX International Money Transfers

Transfer money into 20 currencies and schedule regular payments. $5 fee waived for transfers over $5,000.

WorldRemit International Money Transfers

Use promo code FINDER to send your first transfer at no fee to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up.

World First Foreign Exchange

Exclusive offer: $0 transfer fee
No-limit transfers with competitive exchange rates for 100+ currencies.

TransferWise International Money Transfers

Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.

Go to site