Chase international money transfers review October 2018 | finder.com
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Chase Bank domestic and international wire transfers

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Send quick, easy wire transfers around the world.

For secure money transfers overseas, Chase offers the convenience of international wire transfers online or at your local bank branch. Send money from your bank account, and your recipient can get their transfer in only a day or two. Chase also offers step-by-step instructions to make it easier to move money across international borders.

Transfer money directly from your bank account

Send one-off or scheduled transfers from your Chase bank account. It’s a convenient option for Chase customers, but getting a bank account through Chase just to make a transfer might be a bit much for most people.

Chase Bank is best for:

  • Bank-to-bank transfers. Send to another bank account only.
  • Chase customers. You’ll need a Chase bank account to send a transfer.
  • Easy online process. Chase provides step-by-step instructions for hassle-free money transfers.

How much will I pay to transfer money with Chase?

Chase Bank charges varying fees depending on whether you’re sending or receiving an international wire transfer:

  • Outgoing fee. $40
  • Incoming fee. $15 (waived for Chase Premiere Platinum accounts)

You’ll need to pay a deposit to open an account and then sign up for online banking. Once approved, you can initiate a transfer online or at your local Chase branch.

Who charges less?

Independent transfer services usually win out over banks when it comes to fees. There are several providers who will send a transfer for free with competitive exchange rates, including OFX, XE and World First.

Check out our review of World First here and take advantage of their exclusive $0 fee offer.

What types of transfers can I make with Chase?

You have two options for transferring money with Chase:

  • One-off transfers. Make a one-time wire transfer.
  • Recurring transfers. Schedule a repeating wire transfer.

Available currencies and countries

Send money in more than 35 currencies worldwide.

As a general rule, you will not be able to transfer money to the following countries due to US sanctions:

  • Afghanistan
  • Belarus
  • Iran
  • Iraq
  • Lebanon
  • Liberia
  • Libya
  • Myanmar
  • Sierra Leone
  • Syria

What are the transfer limits?

The total daily limit on wire transactions with Chase is $100,000 or your available balance. Business customers can request a higher limit.

How do I send money overseas with Chase?

To send an international wire transfer with Chase, you first need to open a checking account. Once you’ve set up your account, take these steps to transfer money online.

  1. Add a wire recipient to your account.
  2. Click Make a Wire Transfer and enter your transfer details.
  3. Review your transaction details and send your funds.

What is Chase Bank?

With more than 5,400 branches, 15,500 ATMs and online, mobile and phone banking solutions, Chase offers its financial products and services to personal and business customers all over the US. It ranks No. 1 for customer satisfaction for large US banks year after year.

Chase’s banking services are backed by the experience and financial strength of global financial services firm JP Morgan & Chase Co., which has assets of nearly $2.6 trillion.

If you ever need help, Chase offers phone support 24/7. Email and Twitter support are also available, or you can visit your nearest Chase bank branch.

What other products does Chase offer?

Chase is a full-service bank offering:

  • Credit cards. Choose from a range of credit cards to suit a variety of spending needs, from basic everyday cards to ones packed with features.
  • Home loans. Chase offers flexible mortgage solutions to help you own your home sooner or leverage equity in your current home.
  • Auto loans. Enjoy flexible loan options and payment features to fund your next set of wheels.
  • Investing. Chase offers investment solutions to help you take charge of your finances.
  • Checking accounts. Chase offers a range of checking accounts to help you manage your finances and get more out of everyday spending.
  • Saving accounts. Take advantage of high interest rates and minimal fees to build your savings.
  • Business banking solutions. From credit cards and checking accounts to managing international payments, Chase provides banking solutions for small and medium size businesses.

What do customers say about Chase?

JP Morgan Chase & Co. is not accredited with the Better Business Bureau and receives an F from the organization. However, TrustPilot gives Chase a TrustScore of 6.5 out of 10, with an average three stars. 56% of reviews on TrustPilot are “excellent.”

Customer service

If you need help making a transfer, you can contact Chase at 800-935-9935.

Chase vs. the competition

How does Chase compare to other services?

Use our comparison calculator to assess transfer fees, exchange rates and other details for sending funds overseas with our money transfer partners.

I want to send

to

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
$0 3 - 5 days USD 0.00 0.857 EUR 4,283 Transfer up to $500,000 with no minimums and no fees. Go to site Show details
USD 1,000 1 day USD 0.00 0.856 EUR 4,281 Exclusive offer: $0 transfer fee
No-limit transfers with competitive exchange rates for 100+ currencies.
Go to site Show details
USD 1 Within an hour USD 3.99 0.856 EUR 4,278 Use promo code FINDER to send your first transfer at no fee to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up. Go to site Show details
USD 1 3 - 5 days USD 50.00 0.864 EUR
4,277
Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site Show details
GBP 5,000 1 - 2 days USD 0.00 0.855 EUR 4,277 Get live quotes on exchange rates and take advantage of no transaction fees with no limits on transfers. Go to site Show details

Compare up to 4 providers

Looking for an alternative? Compare services like Chase to get the best rates and fees.

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32 Responses

  1. Default Gravatar
    EgorOctober 15, 2018

    Please answer the question about the minimum transfer amount from a Chase bank to a Russian bank Sberbank! They send me a letter stating that they cannot send the sum of $ 1100, but $ 1800 is already possible. Is this true and what are these new requirements for sending funds?

    • finder Customer Care
      AnndyOctober 15, 2018Staff

      Hi Egor,

      Thanks for your question.

      There is no minimum transfer limit for Chase Bank but it has a daily limit on of $100,000 on wire transfers.

      I’m not sure why you are unable to send the full $1,100 to your recipient. You may have to contact Chase at 800-935-9935 to check why.

      The requirements for sending money to Russia from a Chase bank account include the receiver’s bank account information, international bank account number (IBAN) and international bank identifier code (BIC), or the receiving country equivalent.

      There are other ways to send money to Russia, you may visit our comprehensive guide on this page to check your alternative options.

      I hope this helps.

      Cheers,
      Anndy

  2. Default Gravatar
    JohnOctober 12, 2018

    Hi I’m from South Africa and awaiting funds from the USA, how much will i be charged to receive payment?

    • finder Customer Care
      joelmarceloOctober 12, 2018Staff

      Hi John,

      Thanks for leaving a question on finder.

      Chase Bank charges varying fees depending on whether you’re sending or receiving an international wire transfer:

      – Outgoing fee. $40
      – Incoming fee. $15 (waived for Chase Premiere Platinum accounts)

      If you do not have a Chase bank account, you may want to check with your bank directly on what other charges they might have. Please note that there may also be intermediary fees on top of your bank fees.

      Please send me a message if you need anything else. :)

      Cheers,
      Joel

  3. Default Gravatar
    ZamanSeptember 24, 2018

    how can i deposit money from Bangladesh to my chase checking account in USA?

    • finder Customer Care
      CharisseSeptember 25, 2018Staff

      Hi Zaman,

      Thanks for reaching out to finder.

      You can deposit the money by doing a bank to bank transfer or by using a money transfer company.

      If you want to send money from your Bangladesh bank account to your US Chase bank account, you can log in to your Bangladesh online baking account and transfer the money. If your bank in Bangladesh does not have online banking service, you can visit your bank’s nearest branch to do the deposit/transfer in person.

      If bank to bank transfer is not an option for you, you can use money transfer companies to deposit the money to your Chase bank account. Make sure you have your Chase IBAN number as well as that may be required. On this page, you can see options for money transfer companies that you can consider. You can send the money online or by visiting an agent location.

      I hope this helps.

      Cheers,
      Charisse

  4. Default Gravatar
    ronSeptember 21, 2018

    How can I pay online the amount from my chase bank account to australia with bsb and account number?

    Thank you

    • finder Customer Care
      johnbasanesSeptember 21, 2018Staff

      Hi Ron,

      Thank you for leaving a question.

      If you are referring about transferring an amount to Australia with BSB, this is currently not being offered by Chase since Chase could only make transfers via the clearXchange Payments Network. The participating banks are as follows:

      Bank of America
      Capital One P2P Payments
      Chase QuickPay
      FirstBank Person to Person Transfers
      Frost Send Money
      U.S. Bank Send Money
      Wells Fargo SurePay

      You may need to reach out to a money transfer company that offers bank transfers for you to be able to complete your transaction. Hope this helps!

      Cheers,
      Reggie

  5. Default Gravatar
    annSeptember 9, 2018

    I have a transfer coming from france to Chase USA, what information do I need to make the transfer?

    • finder Customer Care
      JoanneSeptember 10, 2018Staff

      Hi Ann,

      Thanks for reaching out.

      If you are sending an international money transfer to a Chase bank account, you will need these wire details: bank name, bank address and the Chase bank SWIFT Code.

      Hope this helps,

      Joanne

  6. Default Gravatar
    LatishaAugust 20, 2018

    How can I track a wire transfer sent to me from another state

    • finder Customer Care
      AshAugust 20, 2018Staff

      Hi Latisha,

      Thank you for contacting finder.

      You will need to contact Chase Bank through phone or visit their nearest branch to be able to track your domestic wire transfer. They will be needing the details of your wire transfer so make that you have it ready. There are instances that the funds are posted delayed to the recipient’s bank account due to security purposes.

      I hope this helps.

      Let us know if there is anything else that I may assist you with.

      Cheers,
      Ash

  7. Default Gravatar
    AbhishekJuly 25, 2018

    What is the minimum amount to transfer internationally..

    • finder Customer Care
      joelmarceloJuly 26, 2018Staff

      Hi Abhishek,

      Thanks for leaving a question on finder.

      There is no minimum transfer limit and the total daily limit on wire transactions with Chase is $100,000 or your available balance. Business customers can request a higher limit if needed.

      Cheers,
      Joel

  8. Default Gravatar
    RobertJuly 2, 2018

    can I deposit International Money Order to my Chase Account

    • finder Customer Care
      nikkiangcoJuly 2, 2018Staff

      Hi Robert,

      Thanks for your message.

      Chase accepts deposits for money order through Chase Quickdeposits but it depends on the type. Just an FYI that Chase don’t accept foreign currency checks payable in U.S. Dollars and drawn on banks in the United States.

      You may call the bank directly to ask for more information how to go about depositing money orders to a Chase account.

      Hope this helps!

      Cheers,
      Nikki

  9. Default Gravatar
    DharmendraMay 31, 2018

    Hey ..Please tell me that my friend which lived in America he sent money in my account but i can’t get that money and status is continuous HOLD say…! How can i get money..??

    • finder Customer Care
      JoanneJune 1, 2018Staff

      Hi Dharmendra,

      Thanks for reaching out.

      If the sender banks with Chase, she will need to call Chase and get details on why the funds’ status is currently on hold. By doing that they can advise her on what she can do to release the hold placed on the funds. You may also need to check with your bank if there is any detail they can provide or any advise on what you can do so the funds may be released.

      Hope all goes well,
      Joanne

  10. Default Gravatar
    JuanApril 29, 2017

    I send $3000 from NYC to Colombia via Chase Bank international transfer. My money was never sent to Colombia and said Tha the Bank of America have my money its been 3 weeks and no answer from Chase or Bank of America and the bank in Colombia never received my money.
    What should I do?

    • finder Customer Care
      HaroldAugust 2, 2017Staff

      Hi Juan,

      Thank you for your inquiry.

      Generally, online wire transfer requests to Chase are processed on the same business day as long as your request is confirmed before 4 p.m. ET. You can also easily check the progress of a transfer through your online banking account, by visiting a branch location or by calling Chase’s customer service line between 8 a.m. and 8 p.m. ET. Should you still have problem about your transaction you can contact directly their customer care support for further assistance.

      I hope this information has helped.

      Cheers,
      Harold

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Important Information*
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