Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

International money transfer limits

Send as much or as little as you need with the right provider.

Updated

Fact checked

Money transfer providers lower fees and more competitive exchange rates than traditional banks, but which one is best for you depends on how much you’re sending.

Send money internationally with CurrencyTransfer

Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000).
For larger transfers, get no transaction fees and no maximum send limits.

  • Get the best foreign exchange rates available from this online marketplace
  • Fast 1-2 day delivery to bank accounts
  • Price-match guarantee if you find a better price elsewhere
Promoted

Compare money transfer services now

What’s the most amount of money I can send in a day?

It depends on which provider you choose. While some transfer companies have caps as low as $999 a day, others let you send as much as you want.

Keep in mind that if you’re sending more than $10,000, you may need to report it to the IRS — and your recipient may need to report it in their country at an even lower threshold.

What’s the smallest amount I can send?

You can send as little as you want, including less than $1 with some providers. But sending small amounts will limit which providers you can use, as some companies impose minimum transfer amounts.

Compare minimum and maximum transfer limits

Money transfer specialist Minimum transfer Maximum transfer
Currencies Direct $1 £25,000 per online transaction
Currency Online $0 No limit
Hawk FX $10,000 No limit
HSBC $10 $200,000 a day
Money2anywhere $0 No Limit
MoneyGram $1 $10,000 per online transaction
$10,000 every 30 days
OFX $1,000 No limit
Paypal $1 $10,000 per online transaction
Placid Express $0 $2,900 a day
$7,000 every 30 days
$20,000 every 180 days
RemitMoney $0 No limit
Ria $1 $2,999 a day
$7,999 every 30 days
Sharemoney $20 $2,999.99 a day
$2,999.99 every 15 days
$9,999.99 every 180 days
TorFX $200 No limit
Transfast $50 $10,000
TransferWise $1 Individuals — $49,999 a day and $199,999 a year
Businesses — $199,999 a day and $1 million a year
Travelex International Payments $500 No limit
USPS $1 $1,500 a day
Walmart $0 $2,500 per online transfer
$6,000 every 30 days.
Sendwave $1 $999 a day
$2,999 a month
Western Union $1 $500 – $10,000 per online transaction, depending on service
$300 – $500 per phone transaction, depending on service
No limit for in-person transfers
WorldRemit $1 No limit
XE $50 $500,000 per online transaction
Xoom Depends on country. $2,999 a day
$6,000 every 30 days
$9,999 every 180 days

Search and compare international money transfers

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
GBP 1,000 1 - 2 days USD 0.00 0.831 EUR 4,156 Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000).
For larger transfers, get no transaction fees and no maximum send limits.
Go to site Show details
$1 Same day USD 0.00 0.836 EUR 4,179 XE offers fast transfers with no fees and a range of foreign currency tools. Go to site Show details
$10 Within an hour USD 1.99 0.823 EUR 4,112 Special offers like free transfers and better exchange rates available for new customers.
Quick, affordable transfers around the world with both express and economy options.
Go to site Show details
$1 1 - 2 days USD 40.00 0.84 EUR
4,164
Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site Show details
$1 Within an hour USD 3.99 0.836 EUR 4,177 Use promo code 3FREE to send your first 3 transfers with no fee. Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up. Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

Different types of limits

With most international money transfer providers, you’re limited to a specific amount per transaction. But you’ll find providers that limit how much you can send in a variety of ways.

Per-day limits

A limit on the total amount you can transfer each day.

Per-month limits

A limit on the total amount you can transfer in one month. Some providers will have other time-based limits, like a per-week or per-year limit.

Per-person limits

In some circumstances, a provider will limit the amount of money you can transfer to any one person or account.

Transfer method limits

Providers may also limit how much you can send by the transfer method you select. For example, if an online transfer is limited to $5,000, you might be able to send a larger amount by visiting the nearest branch to place the transfer in person.

How to choose a money transfer provider

When comparing money transfer providers, factor in:

  • Transfer limits. Make sure the providers you’re interested in are willing to send the transfer amount you want.
  • Currency. Does the transfer provider offer the currency you want to send in?
  • Affordability. Finding the best exchange rate is critical to getting the best value for you money — but you’ll need to factor in fees, too.
  • Convenience. Consider how quick and easy it is to send a transfer with each provider. Is the transfer system easy to use? Can you complete transfers online or over the phone, or do you need to visit a physical location?
  • Flexibility. You might be able to save money with a forward contract or limit order that locks in a low rate or save time by scheduling recurring payments in advance.
  • Speed. While some providers can send money almost instantly, other take days to transfer funds.
  • Customer support.Check online reviews to get an idea of how helpful the customer support team is, and look for multiple ways to get support, including over the phone, via live chat or email or in person.

Bottom line

By comparing transfer limits along with a range of other features, you can find an international money transfer provider that offers an affordable and convenient way to meet your specific needs when sending money overseas.

Compare money transfer services now

Frequently asked questions

More guides on Finder

  • Douugh banking review

    The Douugh banking app uses AI to optimize your finances, but it lacks key features.

  • Coro review

    Features and drawbacks to consider before you open a Coro account.

  • Passbook account review

    Passbook accounts help immigrants in the US manage their money without paying bank fees.

  • RSI Bank Go Digital! Savings review

    RSI’s Go Digital savings account offers a decent APY, but is it right for you?

  • One Finance review

    A free digital spend and save account that earns up to 3% APY and comes with an instant line of credit.

  • Rocket Dollar review

    Rocket Dollar lets you invest your retirement portfolio in any asset allowed by the IRS. Learn more.

  • NextSeed review

    Learn how this online crowdfunding investing platform lets you invest in small businesses throughout the country.

  • SigFig review

    This robo-advisor combines low-fee automated portfolios with free access to financial advisers.

  • Debt relief resources in California

    California’s licensing requirements make it easy to find a legit company. Here’s how.

  • Is MyPoints legit?

    Here’s how many points it takes to nab that Amazon gift card.

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site