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International money transfer limits

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Send as much or as little as you need with the right provider.

Money transfer providers lower fees and more competitive exchange rates than traditional banks, but which one is best for you depends on how much you’re sending.

Compare money transfer services now

What’s the most amount of money I can send in a day?

It depends on which provider you choose. While some transfer companies have caps as low as $999 a day, others let you send as much as you want.

Keep in mind that if you’re sending more than $10,000, you may need to report it to the IRS — and your recipient may need to report it in their country at an even lower threshold.

What’s the smallest amount I can send?

You can send as little as you want, including less than $1 with some providers. But sending small amounts will limit which providers you can use, as some companies impose minimum transfer amounts.

Compare minimum and maximum transfer limits

Money transfer specialistMinimum transferMaximum transfer
Currencies Direct$1£25,000 per online transaction
Currency Online$0No limit
Hawk FX$10,000No limit
HSBC$10$200,000 a day
Money2anywhere$0No Limit
MoneyGram$1$6,000 per online transaction
$6,000 every 30 days
OFX$1,000No limit
Paypal$1$10,000 per online transaction
Placid Express$0$2,900 a day
$7,000 every 30 days
$20,000 every 180 days
RemitMoney$0No limit
Ria$1$2,999 a day
$7,999 every 30 days
Sharemoney$20$2,999.99 a day
$2,999.99 every 15 days
$9,999.99 every 180 days
TorFX$200No limit
Transfast$50$10,000
TransferWise$1Individuals — $49,999 a day and $199,999 a year
Businesses — $199,999 a day and $1 million a year
Travelex International Payments$500No limit
USPS$1$1,500 a day
Walmart$0$2,500 per online transfer
$6,000 every 30 days.
Wave$1$999 a day
$2,999 a month
Western Union$1$500 – $10,000 per online transaction, depending on service
$300 – $500 per phone transaction, depending on service
No limit for in-person transfers
WorldRemit$1No limit
XE$50$500,000 per online transaction
XoomDepends on country.$2,999 a day
$6,000 every 30 days
$9,999 every 180 days
OFX International Money Transfers

Our pick: OFX International Money Transfers

OFX offers flexible transfer options, 24/7 customer support and no maximum limit. Send a minimum of $1,000 per year.

  • $0 transfer fees. Send fee-free transfers to over 195 countries worldwide.
  • Transfers in 55 currencies. OFX supports major, minor and exotic currencies.
  • Flexible options. Choose from forward contracts to scheduled transfers for convenience and flexibility.

    Search and compare international money transfers

    Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
    USD 0 1 - 2 days USD 0.00 0.892 EUR 4,458 Offering no maximum and no minimum limit transfers with $0 fees. Go to site Show details
    USD 1 1 - 2 days USD 40.00 0.895 EUR
    4,441
    Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site Show details
    USD 1 Within an hour USD 3.99 0.892 EUR 4,454 Use promo code 3FREE to send your first 3 transfers with no fee. Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up. Go to site Show details
    GBP 1,000 1 - 2 days USD 0.00 0.886 EUR 4,432 Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000).
    For larger transfers, get no transaction fees and no maximum send limits.
    Go to site Show details
    USD 1,000 1 day USD 0.00 0.886 EUR 4,432 No-maximum limit transfers with competitive exchange rates for 100+ currencies. Go to site Show details
    USD 5,000 1 day USD 0.00 0.886 EUR 4,432 Venstar will support you through the entire process of your international transactions, from start to finish. Go to site Show details

    Compare up to 4 providers

    Different types of limits

    With most international money transfer providers, you’re limited to a specific amount per transaction. But you’ll find providers that limit how much you can send in a variety of ways.

    Per-day limits

    A limit on the total amount you can transfer each day.

    Per-month limits

    A limit on the total amount you can transfer in one month. Some providers will have other time-based limits, like a per-week or per-year limit.

    Per-person limits

    In some circumstances, a provider will limit the amount of money you can transfer to any one person or account.

    Transfer method limits

    Providers may also limit how much you can send by the transfer method you select. For example, if an online transfer is limited to $5,000, you might be able to send a larger amount by visiting the nearest branch to place the transfer in person.

    How to choose a money transfer provider

    When comparing money transfer providers, factor in:

    • Transfer limits. Make sure the providers you’re interested in are willing to send the transfer amount you want.
    • Currency. Does the transfer provider offer the currency you want to send in?
    • Affordability. Finding the best exchange rate is critical to getting the best value for you money — but you’ll need to factor in fees, too.
    • Convenience. Consider how quick and easy it is to send a transfer with each provider. Is the transfer system easy to use? Can you complete transfers online or over the phone, or do you need to visit a physical location?
    • Flexibility. You might be able to save money with a forward contract or limit order that locks in a low rate or save time by scheduling recurring payments in advance.
    • Speed. While some providers can send money almost instantly, other take days to transfer funds.
    • Customer support.Check online reviews to get an idea of how helpful the customer support team is, and look for multiple ways to get support, including over the phone, via live chat or email or in person.

    Bottom line

    By comparing transfer limits along with a range of other features, you can find an international money transfer provider that offers an affordable and convenient way to meet your specific needs when sending money overseas.

    Compare money transfer services now

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