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Compare international money transfer limits

Compare international money transfer limits

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How much money are you allowed to send overseas from the United States in one transaction?

Before you send an international money transfer, it’s important to compare transfer providers to find the best possible deal. One of the factors you should consider is the limits that apply to transfer amounts. Minimum and maximum limits vary from one company to the next — if they exist at all. Let’s take a closer look at what those restrictions are and how they might affect you.

Minimum and maximum limits

To give you an idea of the restrictions money transfer companies and banks impose on international money transfers, check out our table below. As you can see, limits can vary substantially depending on the money transfer provider you choose to handle your transaction. Learn more about providers with no maximum limit.

What’s the most amount of money I can send to a person in a single day?

The Internet has ushered in a slew of new digital providers that allow you to send as much as you need to with no limits, full stop. But no maximum can sometimes mean higher minimums — for instance, you can transfer as much as you want with World First, but you need to send at least $1,000 a pop. Ditto the $500 minimum transfer that comes with the no-max Travelex.

Other money transfer specialists come with maximum transfers that should be well within the needs for most people. In this group is big-name provider Western Union, which allows up to $5,000 a transaction, and digital provider TransferWise, offering transfers of up to a whopping $50,000 daily (though if you do send this daily amount frequently, you’ll quick hit the $199,999 maximum per year).

A big perk of these online companies is superior exchange rates and lower fees than most any bank can offer, keeping more money in the pockets of you and your recipient.

Compare minimum and maximum transfer limits

Money transfer specialistMinimum transfer
Maximum transfer
OFX$150No limit
XE$50No limit
World First$1,000No limit
WorldRemit$1No limit
Travelex International Payments$500No limit
TorFX$200No limit
Currency Online$0No limit
Western Union$1$5,000 a transaction
TransferWise$1Individuals — $49,999 a day and $199,999 a year
Businesses — $199,999 a day and $1 million a year
XoomDepends on country.$2,999 every 24 hours, up to $6,000 every 30 days and up to $9,999 every 180 days
MoneyGram$1$6,000 per online transaction and up to $6,000 every 30 days
Ria$1$2,999 a day and up to $7,999 every 30 days

How transfer limits affect you

If the minimum transfer limit is too high

Some providers impose a high minimum limit on each transaction, such as $500 or even $1,000. If you’re looking to transfer only a small amount of money, you’ll need to find another provider.

If the maximum transfer limit is too low

You could find that the amount you wish to transfer overseas exceeds a provider’s maximum limit. In some cases, you can contact the money transfer provider and and ask them to raise your transfer limit. Otherwise, you’ll need to split the transfer into separate transactions or use another provider with a higher limit.

With this in mind, shop around and compare the transfer limits of at least three banks and transfer providers. If a company’s minimum or maximum is likely to restrict your ability to send money overseas, look elsewhere to find a better deal.

Search and compare international money transfers

I want to send


Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
$0 3 - 5 days USD 0.00 0.844 EUR 4,220 Transfer up to $500,000 with no minimums and no fees. Go to site Show details
USD 1,000 1 day USD 0.00 0.844 EUR 4,218 Exclusive offer: $0 transfer fee
No-limit transfers with competitive exchange rates for 100+ currencies.
Go to site Show details
USD 1 Within an hour USD 3.99 0.844 EUR 4,215 Use promo code FINDER to send your first transfer at no fee to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up. Go to site Show details
$8 1 - 2 days USD 5.00 0.843 EUR 4,210 Exchange money on your terms. Go to site Show details
USD 1 3 - 5 days USD 50.00 0.851 EUR
Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site Show details

Compare up to 4 providers

Different types of limits

With most international money transfer providers, you’re limited to a specific amount per transaction. But you’ll find providers that limit how much you can send in a variety of ways.

Per-day limits

Your bank or money transfer company could impose a limit on the total amount you can transfer each day.

Per-month limits

Other limits can apply to the total amount of money you can send in any given time period, such as per week or per month.

Per-person limits

In some circumstances, a provider will limit the amount of money you can transfer to any one person or account.

Transfer method limits

Providers may also limit how much you can send by the transfer method you select. For example, while an online transfer might be limited $5,000, you might be able to send a larger amount by visiting the nearest branch to place the transfer in person.

How to choose a money transfer provider

Transfer limits are just one factor to weigh when comparing international money transfer providers. Also consider a range of other features that can include:


You have two main expenses to consider when sending money overseas: exchange rates and transaction fees. Finding the best exchange rate is critical to getting the best value for you money — but be careful that the company with the best rates doesn’t also charge high fees.


Consider how quick and easy it is to send a transfer with each provider. Is the transfer system easy to use? Can you complete transfers online, via an or over the phone — or do you need to visit a physical location?


Look into whether there’s a range of options when placing transfers. For example, you might be able to save money with a forward contract or limit order that locks in a low rate or save time by scheduling recurring payments in advance.


How many currencies does the provider support? Can you send transfers in any currency you want? Also consider how your beneficiary will receive the money: Will it be paid straight into their bank account, or is there a cash pickup option available if required.


Compare transfer processing times between different companies to find out how long your beneficiary will have to wait to receive the money. If you ever need to send an emergency transfer as quickly as possible, can you take advantage of an option to do so — even if you have to pay more for it?

Access to customer support

This is an important consideration, but also one that’s easy to overlook. Make sure that you have quick and easy access to customer support if something ever goes wrong with a transaction. Look for multiple ways to get support beyond a call or email, including real-time live chat, an extensive FAQ or Help section and even text support.

By comparing transfer limits along with a range of other features, you can find an international money transfer provider that offers an affordable and convenient way to meet your specific needs when sending money overseas.

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US International Money Transfers Offers

Important Information*
XE Money Transfer

Transfer up to $500,000 with no minimums and no fees.

WorldRemit International Money Transfers

Use promo code FINDER to send your first transfer at no fee to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up.

World First Foreign Exchange

Exclusive offer: $0 transfer fee
No-limit transfers with competitive exchange rates for 100+ currencies.

TransferWise International Money Transfers

Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.

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