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It depends on which provider you choose. While some transfer companies have caps as low as $999 a day, others let you send as much as you want.
Keep in mind that if you’re sending more than $10,000, you may need to report it to the IRS — and your recipient may need to report it in their country at an even lower threshold.
You can send as little as you want, including less than $1 with some providers. But sending small amounts will limit which providers you can use, as some companies impose minimum transfer amounts.
Money transfer specialist | Minimum transfer | Maximum transfer |
---|---|---|
Currencies Direct | $1 | £25,000 per online transaction |
Currency Online | $0 | No limit |
Hawk FX | $10,000 | No limit |
HSBC | $10 | $200,000 a day |
Money2anywhere | $0 | No Limit |
MoneyGram | $1 | $10,000 per online transaction $10,000 every 30 days |
OFX | $1,000 | No limit |
Paypal | $1 | $10,000 per online transaction |
Placid Express | $0 | $2,900 a day $7,000 every 30 days $20,000 every 180 days |
RemitMoney | $0 | No limit |
Ria | $1 | $2,999 a day $7,999 every 30 days |
Sharemoney | $20 | $2,999.99 a day $2,999.99 every 15 days $9,999.99 every 180 days |
TorFX | $200 | No limit |
Transfast | $50 | $10,000 |
TransferWise | $1 | Individuals — $49,999 a day and $199,999 a year Businesses — $199,999 a day and $1 million a year |
Travelex International Payments | $500 | No limit |
USPS | $1 | $1,500 a day |
Walmart | $0 | $2,500 per online transfer $6,000 every 30 days. |
Sendwave | $1 | $999 a day $2,999 a month |
Western Union | $1 | $500 – $10,000 per online transaction, depending on service $300 – $500 per phone transaction, depending on service No limit for in-person transfers |
WorldRemit | $1 | No limit |
XE | $50 | $500,000 per online transaction |
Xoom | Depends on country. | $2,999 a day $6,000 every 30 days $9,999 every 180 days |
With most international money transfer providers, you’re limited to a specific amount per transaction. But you’ll find providers that limit how much you can send in a variety of ways.
A limit on the total amount you can transfer each day.
A limit on the total amount you can transfer in one month. Some providers will have other time-based limits, like a per-week or per-year limit.
In some circumstances, a provider will limit the amount of money you can transfer to any one person or account.
Providers may also limit how much you can send by the transfer method you select. For example, if an online transfer is limited to $5,000, you might be able to send a larger amount by visiting the nearest branch to place the transfer in person.
When comparing money transfer providers, factor in:
By comparing transfer limits along with a range of other features, you can find an international money transfer provider that offers an affordable and convenient way to meet your specific needs when sending money overseas.
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