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Business without borders: making international payments

How to start, grow and manage your
cross-border business using money transfers.

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Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
$0 3 - 5 days - - Save your business time and money with XE. Go to site Show details
$1 3 - 5 days USD 1.00 19.141 MXN 95,688 Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site Show details
GBP 5,000 Same day USD 0.00 18.99 MXN 94,951 Increase business efficiency with zero transaction fees and same-day transfers. Go to site Show details

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I want to send


Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 0 3 - 5 days USD 0.00 18.981 MXN 94,903 Transfer up to $500,000 with no minimums and no fees. Go to site Show details
USD 1 1 - 2 days USD 7.00 18.99 MXN
Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site Show details
USD 1 Within an hour USD 3.99 18.952 MXN 94,684 Use promo code FINDER to send your first transfer with no fee.
Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up.
Go to site Show details
GBP 5,000 1 - 2 days USD 0.00 18.933 MXN 94,664 Minimum transfer: $5,000. For larger transfers, take advantage of no transaction fees and no maximum send limits. Go to site Show details
USD 1 1 day USD 8.00 18.713 MXN 93,413 Easily transfer cash to more than 350,000 locations around the world. Go to site Show details

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Starting, buying or selling an international business

Creating a new enterprise out of the gate, acquiring an existing company, finding a buyer for your successful endeavor — it’s all part of the adventure of international entrepreneurship. We can help you get started in growing, scaling or selling within this dynamic market.

How to buy or start a business overseas

View entity formation checklists by country

Deciding what to sell

The first step in creating your new business is deciding what you’d like to import or export. Choose a guide from one of the four top imported goods to the US. Picked a product already? View the United States Import/Export Guide below, including the forms you need to get started.

View guides by country

Select the country you’re interested in doing business with to see its specific requirements.

Get the import / export guide

View the import / export guide:

Deciding where to sell

Changing political climates, currency values and the global price of goods and services are a few of the many things that may affect where you choose to do business internationally. If you’re opening an online store, you may have more flexibility about where you can do business; but if you choose to buy and/or sell goods from overseas, you may want to explore the economic landscape of various countries before you decide.

View the economic snapshot of:

How do you choose a payment service?

After getting your business in place, you’ll need to work out the logistics of how you’ll pay your vendors and employees. As an international business owner, consider exchange rates and any fees you’ll pay when making overseas payments.

While your local bank may seem like an obvious choice, major US banks simply can’t compete with an international money transfer specialist when it comes to strong rates and low fees. Many specialists also offer the convenience of scheduling recurring payments in foreign currencies to settle ongoing invoices.

By comparing the fees, exchange rates and payment options of an independent provider, you can find a partner with the expert guidance to safely manage your international business payments.

Setting up your payments

Starting a new business is exciting — and nerve-racking. Once you’ve decided on your business model and set up your entity, it’s time to order and pay for your stuff. Your vendors may ask that you pay with a bank wire transfer, which will not be your cheapest option — or use a money transfer specialist to save on fees and get a strong exchange rate.

How to save on your money transfers

Many global payment providers offer flexible tools that can protect your international payments against the rapidly fluctuating market — and help you predict when it’s best to make your payments. These “hedging options” and a bit of planning could save you significantly with more favorable exchange rates on international money transfers.

Young Entrepreneur working
  • Forward contracts. If the current exchange rate is in your favor, a forward contract could allow you to lock it in for future transactions — sometimes as far as two years into the future.

Forward contracts

  • Limit orders. Specify your ideal exchange rate with a limit order, and when the market reaches that rate, it’s locked in for you to complete your money transfer.

Limit orders

  • Recurring payments. For regular overseas transfers — weekly, monthly or quarterly payments to the same recipient — many services will automatically convert and send your dollars to accounts and businesses worldwide.

Regular transfers

Design your e-commerce storefront

A brick-and-mortar shop has its benefits. But if you choose to sell online, you can reduce your overhead and entice more customers with an e-commerce store — all while better understanding your consumers. We’ve reviewed three major e-commerce storefronts to help get your business up and running online.

Payroll and Accounting

Payroll and accounting software can simplify the otherwise stressful requirements of business by safely hosting your data online or storing it in the cloud. Services like Xero, Sage Business Cloud Accounting
and QuickBooks meet your budget with reasonable subscriptions and flexible options designed with small business in mind.

Pay taxes

When April rolls around, it’s time to pay Uncle Sam. As an international business owner, you may think you need the help of a professional like H&R Block. But you can file your own taxes with one of these online options. And premium plans often come with professional support, just in case.

Consider a franchise

Franchises are a simplified way to get an international business started. Here are a few top franchises around the world:

How to open an international franchise

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