Car insurance breakdown by vehicle type

Get the right coverage for any vehicle

Comparing insurance options for your vehicle can be frustrating, with every provider offering the lowest prices and best customer experience. Finding insurance for a non-standard or specialty vehicle like a motorcycle or luxury car can be even more difficult.

Compare comprehensive guides to insurance options for any vehicle in your driveway or garage.

Insurance for standard cars

The biggest factor in getting cheap car insurance is the car you drive. The cost of insuring a Honda is going to be very different from insuring a Mercedes. Insurance for each car is based on the car’s purchase price, trim level, safety features, repair and maintenance costs and more. Compare insurance costs for cars of any make and model.

Compare insurance costs by make & model

Insurance for non-standard cars

Expensive cars and modified cars might need unique coverage or agreed value policies, and some are considered too risky to cover by many larger providers. Compare your options for your collector DeLorean, classic Mustang or imported Citroen.

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Name	Product	Roadside assistance	New car protection	Available states
Progressive		Optional	Yes, cars under 3 years old & 15,000 miles	All 50 states	Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.	Go to site More Info	Compare	loading Fetching your data...
Allstate		Included free	Yes, cars under 2 years old	All 50 states	Enjoy having your own dedicated agent to help you get the best discounts and coverage.	Go to site More Info	Compare	loading Fetching your data...
Metromile		Optional	Yes, cars under 1 year old & 15,000 miles	AZ, CA, IL, NJ, OR, PA, VA, WA	Drive less than 30 miles a day? Save on the coverage you need with pay-per-mile insurance from Metromile. Get a low monthly rate then pay just a few cents per mile. Available in AZ, CA, IL, NJ, OR, PA, VA and WA.	Go to site More Info	Compare	loading Fetching your data...
Liberty Mutual		Optional	Yes, cars under 1 year old & 15,000 miles	All 50 states	Car insurance through Liberty Mutual will give coverage options for almost any situation.	Go to site More Info	Compare	loading Fetching your data...
Root		Included free	No	AZ, AR, DE, IL, IN, IA, KY, LA, MD, MI, MS, MT, NM, ND, OH, OK, OR, PA, TX, UT	Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save. Available in 20 states.	Go to site More Info	Compare	loading Fetching your data...
Esurance		Included free	Yes, cars under 1 year old & 15,000 miles	All states except AK, DE, HI, MT, NH, VT, WY	Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.	Go to site More Info	Compare	loading Fetching your data...
Farmers		Included free	Yes, cars under 2 years old	All 50 states	Backed by nearly 100 years in the business, Farmers Insurance aims to offer options and support to help you find the coverage you need.	Go to site More Info	Compare	loading Fetching your data...
The General		Optional	No	All states except Hawaii, Massachusetts, Michigan and New Jersey	The General offers affordable coverage for nearly any driver who needs car insurance.	Go to site More Info	Compare	loading Fetching your data...
Elephant		Optional	Not specified	IL, IN, MD, TN, TX, VA	Elephant Insurance offers low-cost auto insurance with big discounts. Breaking from the national herd could save up to 40% off your current car insurance.	Go to site More Info	Compare	loading Fetching your data...
SafeAuto		Included free	No	AZ, GA, IL, IN, KS, KY, LA, MS, MO, OH, OK, PA, SC, TN, TX, VA	Known for providing insurance to high-risk customers who may have trouble finding coverage elsewhere, SafeAuto offers a lot of different discounts, from those for homeowners to good drivers.	Go to site More Info	Compare	loading Fetching your data...
Direct		Optional	No	AL, AR, FL, GA, LA, MS, MO, NC, SC, TN, TX, VA	Discounts, flexible payments and a life coach that guides you to your best rates and coverage with Direct car insurance.	Go to site More Info	Compare	loading Fetching your data...
Serenity		Optional	No	CO, DE, ID, IA, MD, MS, NE, NV, OH, TN, WA	Connects high-risk drivers to providers in its network offering affordable policies	Go to site More Info	Compare	loading Fetching your data...
Dairyland		Optional	No	All states except AK, LA, GA, HI, MA, MI, MT, NH, NJ, NY, ND, OK, RI	Dairyland offers auto insurance with flexible payment and coverage options for high-risk drivers in 37 states.	Go to site More Info	Compare	loading Fetching your data...

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Insurance for special vehicles

Motorcycles have mostly the same insurance requirements as other cars on the road, but not every insurer will cover your bike. RV and camper owners might have complications like choosing the right temporary coverage for an RV that’s only on the road part of the year. Compare insurance options for your Harley Davidson, Windstream RV or camping trailer.

Insurance for business cars

Business car insurance comes with different requirements than standard car insurance, especially if you’ll be transporting passengers as an Uber or Lyft driver. Compare options for your company car, towing fleet or rideshare car.

Get the guide to driving with Uber

Bottom line

While it can be hard to find a provider who’ll cover your bike or rideshare car, you have plenty of options if you know where to look. Start by understanding coverage requirements for each kind of vehicle and then compare rates to find the best policies for your ride.