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Car insurance breakdown by vehicle type
Get the right coverage for any vehicle
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Comparing insurance options for your vehicle can be frustrating, with every provider offering the lowest prices and best customer experience. Finding insurance for a non-standard or specialty vehicle like a motorcycle or luxury car can be even more difficult.
Compare comprehensive guides to insurance options for any vehicle in your driveway or garage.
Our top pick: Allstate
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- Basic to comprehensive
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Car insurance by make and model
The biggest factor in getting cheap car insurance is the car you drive. The cost of insuring a Honda is going to be very different from insuring a Mercedes. Insurance for each car is based on the car’s purchase price, trim level, safety features, repair and maintenance costs and more. Compare insurance costs for cars of any make and model.
Insurance for classic cars
Classic rides need special coverage options, including agreed value, lay-up coverage or temporary coverage. Compare your options for your collector DeLorean or classic Mustang.
Insurance for specialty cars
Expensive cars and modified cars might need unique coverage or agreed value policies, and some are considered too risky to cover by many larger providers. Compare options for your rare or specialty ride.
Insurance for motorcycles
Motorcycles have mostly the same insurance requirements as other cars on the road, but not every insurer will cover your bike. Compare insurance options for your Harley Davidson, Suzuki or other bike in your garage.
Recreational vehicles
RV and camper owners might have complications like choosing the right temporary coverage for an RV that’s only on the road part of the year. Compare insurance for your Windstream RV or camping trailer.
Trailers
Need something to haul your RV or boat? You can often roll in trailer insurance with your other vehicles, but sometimes it makes sense to get a standalone policy. Find out what kind of coverage you need for any trailer in your garage.
Insurance for business vehicles
Business car insurance comes with different requirements than standard car insurance, especially if you’ll be transporting passengers as an Uber or Lyft driver. Compare options for your company car, towing fleet or rideshare car.
Compare all commercial auto insurance guides
Compare auto insurance policies for any vehicle
Bottom line
While it can be hard to find a provider who’ll cover your bike or rideshare car, you have plenty of options if you know where to look. Start by understanding coverage requirements for each kind of vehicle and then compare rates to find the best policies for your ride.
