Car insurance breakdown by vehicle type

Get the right coverage for any vehicle

Last updated:

old cars and motorcycles in exhibition

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Comparing insurance options for your vehicle can be frustrating, with every provider offering the lowest prices and best customer experience. Finding insurance for a non-standard or specialty vehicle like a motorcycle or luxury car can be even more difficult.

Compare comprehensive guides to insurance options for any vehicle in your driveway or garage.

Our top pick: Allstate

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Car insurance by make and model

The biggest factor in getting cheap car insurance is the car you drive. The cost of insuring a Honda is going to be very different from insuring a Mercedes. Insurance for each car is based on the car’s purchase price, trim level, safety features, repair and maintenance costs and more. Compare insurance costs for cars of any make and model.

Compare insurance costs by make & model

Get the cheapest insurance for your car
Car make

Insurance for classic cars

Classic rides need special coverage options, including agreed value, lay-up coverage or temporary coverage. Compare your options for your collector DeLorean or classic Mustang.

Insurance for specialty cars

Expensive cars and modified cars might need unique coverage or agreed value policies, and some are considered too risky to cover by many larger providers. Compare options for your rare or specialty ride.

Insurance for motorcycles

Motorcycles have mostly the same insurance requirements as other cars on the road, but not every insurer will cover your bike. Compare insurance options for your Harley Davidson, Suzuki or other bike in your garage.

Recreational vehicles

RV and camper owners might have complications like choosing the right temporary coverage for an RV that’s only on the road part of the year. Compare insurance for your Windstream RV or camping trailer.

Trailers

Need something to haul your RV or boat? You can often roll in trailer insurance with your other vehicles, but sometimes it makes sense to get a standalone policy. Find out what kind of coverage you need for any trailer in your garage.

Insurance for business vehicles

Business car insurance comes with different requirements than standard car insurance, especially if you’ll be transporting passengers as an Uber or Lyft driver. Compare options for your company car, towing fleet or rideshare car.

Compare all commercial auto insurance guides

Compare auto insurance policies for any vehicle

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Choose from a long list of discounts and coverage for almost any driver.
Geico
Optional
26%
All 50 states
Customize your policy and get quotes online in minutes. Many drivers could save up to $500 by switching.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states & DC
Enjoy exclusive savings and benefits designed for drivers 50+ including rate lock, no-drop policies and accident recovery.
Metromile
Optional
49%
AZ, CA, IL, NJ, OR, PA, VA, WA
Pay-as-you-go rates based on how much and how well you drive start at $29/month plus pennies per mile.
Clearcover
Optional
No
AZ, CA, IL, TX, UT
Find basic coverage and low rates through its easy online or app-based experience.
Liberty Mutual
Optional
30%
All 50 states
Build a policy online or with local agent support, with features like better car replacement and accident forgiveness.
Motion Auto
Optional
No
AZ
Get instant coverage and track your driving over time to lower your rates.
Allstate
13%
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.

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Bottom line

While it can be hard to find a provider who’ll cover your bike or rideshare car, you have plenty of options if you know where to look. Start by understanding coverage requirements for each kind of vehicle and then compare rates to find the best policies for your ride.

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