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Car insurance breakdown by vehicle type

Find out what your vehicles insurance requirements are to get the right coverage.

Updated

Fact checked
old cars and motorcycles in exhibition

Comparing insurance options for your vehicle can be frustrating, with every provider offering the lowest prices and best customer experience. Finding insurance for a non-standard or specialty vehicle like a motorcycle or luxury car can be even more difficult.

Compare comprehensive guides to insurance options for any vehicle in your driveway or garage.

Insurance for classic cars

Classic rides need special coverage options, including agreed value, lay-up coverage or temporary coverage. Compare your options for your collector DeLorean or classic Mustang.

Insurance for specialty cars

Expensive cars and modified cars might need unique coverage or agreed value policies, and some are considered too risky to cover by many larger providers. Compare options for your rare or specialty ride.

Insurance for motorcycles

Motorcycles have mostly the same insurance requirements as other cars on the road, but not every insurer will cover your bike. Compare insurance options for your Harley Davidson, Suzuki or other bike in your garage.

Recreational vehicles

RV and camper owners might have complications like choosing the right temporary coverage for an RV that’s only on the road part of the year. Compare insurance for your Windstream RV or camping trailer.

Trailers

Need something to haul your RV or boat? You can often roll in trailer insurance with your other vehicles, but sometimes it makes sense to get a standalone policy. Find out what kind of coverage you need for any trailer in your garage.

Insurance for business vehicles

Business car insurance comes with different requirements than standard car insurance, especially if you’ll be transporting passengers as an Uber or Lyft driver. Compare options for your company car, towing fleet or rideshare car.

Compare all commercial auto insurance guides

Compare auto insurance policies for any vehicle

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Clearcover
Optional
Yes
AZ, CA, IL, LA, OH, TX, UT and WI
Get instant online support and score a low rate thanks to online data that sets premiums automatically.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states & DC
Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
EverQuote
EverQuote
Optional
Yes
All 50 states
Roll in a variety of car insurance quotes from top insurers despite a high-risk driving profile, and view possible discounts while you’re at it.
Esurance
40%
All states except AK, DE, HI, MT, NH, VT, WY
Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs.
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Bottom line

While it can be hard to find a provider who’ll cover your bike or rideshare car, you have plenty of options if you know where to look. Start by understanding coverage requirements for each kind of vehicle and then compare rates to find the best policies for your ride.

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