Car insurance breakdown by vehicle | finder.com

Car insurance breakdown by vehicle type

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Get the right coverage for any vehicle

Comparing insurance options for your vehicle can be frustrating, with every provider offering the lowest prices and best customer experience. Finding insurance for a non-standard or specialty vehicle like a motorcycle or luxury car can be even more difficult.

Compare comprehensive guides to insurance options for any vehicle in your driveway or garage.

Insurance for standard cars

The biggest factor in getting cheap car insurance is the car you drive. The cost of insuring a Honda is going to be very different from insuring a Mercedes. Insurance for each car is based on the car’s purchase price, trim level, safety features, repair and maintenance costs and more. Compare insurance costs for cars of any make and model.

Compare insurance costs by make & model

Find the cheapest rates

Compare the best car insurance companies near you.

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Insurance for non-standard cars

Expensive cars and modified cars might need unique coverage or agreed value policies, and some are considered too risky to cover by many larger providers. Compare your options for your collector DeLorean, classic Mustang or imported Citroen.

Compare providers who might have policies for you

Name Product Roadside assistance New car protection Available states
Allstate
Included free
Yes, cars under 2 years old
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
Liberty Mutual
Optional
Yes, cars under 1 year old & 15,000 miles
All 50 states
Car insurance through Liberty Mutual will give coverage options for almost any situation.
Root
Optional
No
AZ, AR, DE, IL, IN, IA, KY, LA, MD, MI, MS, MT, NM, ND, OH, OK, OR, PA, TX, UT
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save. Available in 20 states.
Esurance
Optional
Yes, cars under 1 year old & 15,000 miles
All states except AK, DE, HI, MT, NH, VT, WY
Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.
Metromile
Optional
Yes, cars under 1 year old & 15,000 miles
CA, IL, NJ, OR, PA, VA, WA
Drive less than 30 miles a day? Save on the coverage you need with pay-per-mile insurance from Metromile. Get a low monthly rate then pay just a few cents per mile. Available in CA, IL, NJ, OR, PA, VA and WA.
USAA
Optional
No
All 50 states
USAA offers affordable car insurance with highly rated customer service to millions of military members and their families. Only available to military members, veterans and affiliated military members.

Compare up to 4 providers

Insurance for special vehicles

Motorcycles have mostly the same insurance requirements as other cars on the road, but not every insurer will cover your bike. RV and camper owners might have complications like choosing the right temporary coverage for an RV that’s only on the road part of the year. Compare insurance options for your Harley Davidson, Windstream RV or camping trailer.

Insurance for business cars

Business car insurance comes with different requirements than standard car insurance, especially if you’ll be transporting passengers as an Uber or Lyft driver. Compare options for your company car, towing fleet or rideshare car.

Get the guide to driving with Uber

Bottom line

While it can be hard to find a provider who’ll cover your bike or rideshare car, you have plenty of options if you know where to look. Start by understanding coverage requirements for each kind of vehicle and then compare rates to find the best policies for your ride.

Find the cheapest rates

Compare the best car insurance companies near you.

Your information is secure.

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