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6 installment loan providers like Blue Trust Loans

Compare direct lenders and connection services — including ones that abide by US regulations.

Blue Trust Loans is a direct tribal lender run by the Lac Courte Oreilles Band of Lake Superior Chippewa Indians. It offers loans of $100 to $3,000.

But its loans aren’t as regulated as non-tribal lenders, which means you may pay a higher interest rate. You’ll also have to work with tribal arbitration, rather than a US court, if you have a dispute.

  • Direct lender
  • Available in most states
  • Member of the Online Lenders Alliance (OLA)
  • Lower interest rates for return borrowers
  • Disputes settled through tribal court
  • Low maximum loan amount of $3,000
  • May face interest rates of 800% or more

OppLoans Installment Loans

4.4 / 5 ★★★★★

Go to site
on OppLoans's secure site
OppLoans is one of the top direct lenders of installment loans. It has a higher maximum amount than Blue Trust Loans — although you will need to borrow at least $500 — and much lower interest rates. It also has longer loan terms, which mean you'll have more time to pay back what you borrow.
  • APR capped at 160%
  • Reports to credit bureaus
  • Upfront about costs
  • Active bank account at least 90 days old required
  • Maximum loan of $4,000
Loan amount$500 - $5,000
Interest rate typeFixed
Loan Term9 to 24 months
Turnaround time1 business day

CashUSA Installment Loans

Go to site
on's secure site
CashUSA is a connection service, not a direct lender like Blue Trust Loans. But the lenders in its network won't have an APR over 35.99%. So while your loan may still be expensive, it won't come with a crushing interest rate. However, you aren't guaranteed to be connected with a lender. And, depending on your credit, you might not be approved.
  • APR capped at 35.99%
  • Loans up to $10,000
  • Monthly income of $1,000 or more required
  • No list of lenders in network
Loan amount$500 - $10,000
Interest rate typeFixed
Loan Term90 days to 72 months
Turnaround timeAs fast as same business day

Speedy Cash Short-term Loans

4.45 / 5 ★★★★★

SpeedyCash offers both payday loans and installment loans, and in some states, you can borrow as little as $50. Because it has storefront locations, you may also be able to get your loan the same day you apply if you're approved. But its options depend on your state. You'll also face average interest rates of 200% or more.
  • Same-day funding available
  • Borrow as little as $50
  • Upfront about costs
  • High volume of BBB complaints
  • APR of 200% or more
  • Storefront locations limited
Loan amount$50 - $26,000
Interest rate typeFixed
Loan TermVaries
Turnaround time1 day

NetCredit personal loans

2.7 / 5 ★★★★★

Go to site
on NetCredit's secure site
NetCredit is another competitive direct lender. While its interest rates top out at 155%, it's still less expensive than Blue Trust Loans — and you could qualify for an APR as low as 34%. However, it has a history of negative reviews on its BBB page and faced government action in 2018 for violating Virginia state law.
  • APR between 34% and 155%
  • Loans up to $10,000
  • Lines of credit also available
  • Negative BBB reviews
  • Faced government action in 2018
Loan Amount$1,000 - $10,500
APR34% to 155%
Interest Rate TypeFixed
Min. Credit ScoreNo minimum
Turnaround Time1 to 3 business days
Maximum Loan Term5 years
Minimum Loan Term0.5 years

HonestLoans Installment Loans

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on's secure site
Unlike Blue Trust Loans, HonestLoans is a connection service. This allows you to quickly compare loan options, including tribal lenders. And some of the lenders in its network offer loans up to $50,000 — though most won't qualify for this large amount.
  • Loans up to $50,000
  • Low monthly income requirement of $800 or more
  • Limited information available online
  • No customer reviews
  • No customer service phone number or email address
Loan amount$400 - $50,000
Interest rate typeFixed
Loan TermVaries
Turnaround timeSame business day to 1 business days Payday Loans

Go to site
on's secure site is another connection service that works with tribal lenders like Blue Trust Loans. It isn't clear about the lenders in its network, but it does provide some information about the potential costs. This includes a potential interest rate of 1,500% — which is extremely high.
  • Loans as small as $100
  • Upfront about potential costs
  • High potential APR of 1,500%
  • No customer reviews
Loan amount$100 - $999
Interest rate typeVariable
Loan Term7 day to 12 months
Turnaround timeVaries by lender

Compare more installment loans

Name Product Filter Values Loan amount Turnaround time Requirements
OppLoans Installment Loans
$500 to $5,000
1 business day
Direct deposit, meet minimum income requirements, live in eligible state
Comes with the option to change your due date so you won’t fall behind on repayments.
$1,000 to $25,000
2 to 3 business days
Be employed, have a US bank account, live in a state where Stilt operates, hold one of the following visas: F-1 and OPT, H-1B, H4, O-1, L-1, TN, J-1, DACA or be a US citizen.
No green card? You could still qualify for a personal loan.
Fast5kLoans Short-term Loans Connection Service
$100 to $35,000
As soon as the next business day
Regular source of income, verifiable bank account, US citizen, ages 18+
Get connected with multiple lenders you might qualify with — even if you have bad credit.
LendYou Short-term Loans
$100 to $2,500
Same business day to 1 business day
$1,000+ monthly income, direct deposit, US citizen or permanent resident, ages 18+
Get offers from potential lenders in minutes by filling out just one online form.
Monevo Installment Loans
$500 to $100,000
Varies by lender
Credit score of 500+, legal US resident, ages 18+
Quickly compare multiple online lenders with competitive rates depending on your credit.

Compare up to 4 providers

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