Ink Business Preferred℠ Credit Card vs Ink Business Cash℠ Credit Card

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Ink Business Preferred℠ Credit Card

Ink Business Preferred℠ Credit Card

Ink Business Cash℠ Credit Card

Ink Business Cash℠ Credit Card

Best for
Best for
  • Strong rewards on business spending categories
  • Business cash back with no annual fee
Welcome offer
Welcome offer

100,000 points after spending $5,000 in the first 3 months

$500 cash back after spending $3,000 in the first 3 months

Rewards
Rewards

3x points on the first $150,000 on travel and select business categories annually, then 1x after and on all other purchases

5% at office supply stores, on Internet, cable and phone up to $25,000 combined annually (then 1%), 2% on gas and dining up to $25,000 combined annually then 1% after that and on all other purchases

Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)

17.99% to 22.99% variable

0% intro APR for 12 months, and then 15.24% to 21.24% variable

Annual fee
Annual fee $95 $0
Balance transfers
Balance transfers APR: 17.99% to 22.99% variable

Fee: $5 or 5% of the transaction, whichever is greater

APR: 15.24% to 21.24% variable

Fee: $5 or 5% of the transaction, whichever is greater

Cash advance
Cash advance

APR: 26.74% variable

Fee: $15 or 5% of the transaction, whichever is greater

APR: 26.74% variable

Fee: $15 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None 3% of each transaction
Late payment fee
Late payment fee $39 $39
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 20 days 20 days
Minimum interest
Minimum interest $0 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Rates and Fees
Rates and Fees Rates & Fees Rates & Fees
Learn more
Learn more

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Which card should you choose?

Ink Business Preferred℠ Credit Card

Ink Business Preferred℠ Credit Card

  • Earn 3x points on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, and on advertising purchases made with social media sites and search engines each account anniversary year.
  • Earn unlimited 1x points on all other purchases

Ink Business Cash℠ Credit Card

Ink Business Cash℠ Credit Card

  • Intro APR on purchases
  • Accelerated cash back at office supply stores and on internet, cable and phone services
  • Accelerated cash back gas stations and restaurants
  • Unlimited flat cash back on all other purchases

Compare business credit cards

Name Product Filter values Rewards Purchase APR Annual fee
2% cash back on all purchases on up to $50,000 per calendar year, then 1%
0% intro for the first 12 months (then 14.99% to 20.99% variable)
$0
Earn 2% cash back on all purchases on up to $50,000 per calendar year, then 1%. Rates & fees
2x points on everyday business purchases on up to $50,000 annually, then 1x points
0% intro for the first 12 months (then 14.99% to 20.99% variable)
$0
Earn 2x Membership Rewards® points on everyday business purchases on up to $50,000 with no category restrictions. Rates & fees
3x points on the first $150,000 on travel and select business categories annually, then 1x after and on all other purchases
17.99% to 22.99% variable
$95
100,000 bonus points after you spend $5,000 on purchases in the first 3 months after account opening. That's $1,000 toward travel rewards when you redeem through Chase Ultimate Rewards®
3 cents off per gallon when you buy 30,000 or more gallons in a month plus 3 cents off at the Retail Savings Network
29.24% variable
Up to $120
Earn 3 cents off per gallon when you buy 30,000 or more gallons in a month plus 3 cents off at the Retail Savings Network.
2x miles on Delta purchases and 1x miles on all other purchases
17.49% to 26.49% variable
$0 intro annual fee for the first year ($95 thereafter)
Earn 30,000 miles after spending $1,000 in the first 3 months plus $50 after making a direct Delta purchase in the same timeframe. Rates & fees

Compare up to 4 providers

Compare top Chase business cards

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