Ink Business Preferred vs Ink Business Cash | finder.com

Ink Business Preferred℠ Credit Card vs Ink Business Cash℠ Credit Card

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Ink Business Preferred℠ Credit Card

Ink Business Preferred℠ Credit Card

Ink Business Cash℠ Credit Card

Ink Business Cash℠ Credit Card

Best for
Best for
  • Strong rewards on business spending categories
  • Business cash back with no annual fee
Welcome offer
Welcome offer 80,000 points after spending $5,000 in the first 3 months $500 cash back after spending $3,000 in the first 3 months
Rewards
Rewards

3x on travel, shipping, Internet, cable, phone and online ads up to $150,000 combined annually; then 1x after and on all other purchases

5% on office supplies, Internet, cable and phone up to $25,000 combined annually; 2% on gas and dining up to $25,000 combined annually; 1% on all other purchases

Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)

18.24% to 23.24% variable

0% intro APR for 12 months, and then 15.49% to 21.49% variable

Annual fee
Annual fee $95 $0
Balance transfers
Balance transfers APR: 18.24% to 23.24% variable

Fee: $5 or 5% of the transaction, whichever is greater

APR: 15.49% to 21.49% variable

Fee: $5 or 5% of the transaction, whichever is greater

Cash advance
Cash advance

APR: 27.24% variable

Fee: $15 or 5% of the transaction, whichever is greater

APR: 27.24% variable

Fee: $15 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None 3% of each transaction
Late payment fee
Late payment fee Up to $39 Up to $39
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 20 days 20 days
Minimum interest
Minimum interest $0 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Rates and Fees
Rates and Fees Rates & Fees Rates & Fees
Learn more
Learn more

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Which card should you choose?

Ink Business Preferred℠ Credit Card

Ink Business Preferred℠ Credit Card

  • Earn 3x points on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, and on advertising purchases made with social media sites and search engines each account anniversary year.
  • Earn unlimited 1x points on all other purchases

Ink Business Cash℠ Credit Card

Ink Business Cash℠ Credit Card

  • Intro APR on purchases
  • Accelerated cash back at office supply stores and on internet, cable and phone services
  • Accelerated cash back gas stations and restaurants
  • Unlimited flat cash back on all other purchases

Compare business credit cards

Name Product Filter values Rewards Purchase APR Annual Fee
N/A
12.24% to 20.24% variable
$0
Enjoy a market-leading 0% intro APR on purchases and balance transfers for the first 20 billing cycles, reverting to a variable 12.24% to 20.24% APR. Rates & Fees
3x on travel, shipping, Internet, cable, phone and online ads up to $150,000 combined annually; then 1x after and on all other purchases
18.24% to 23.24% variable
$95
80,000 bonus points after you spend $5,000 on purchases in the first 3 months after account opening. That's $1,000 toward travel rewards when you redeem through Chase Ultimate Rewards®
5% back at US office supply stores and on US wireless telephone services on up to $50,000 annually (then 1%). 3% on a chosen category on up to $50,000 annually, then 1% after and on everything else
14.49%, 19.49% or 21.49% variable
$0
Save on interest with a 0% intro APR on purchases for 15 months. After that your APR will be 14.49%, 19.49% or 21.49% variable. Rates & fees
2x points on everyday business purchases on up to $50,000 annually, then 1x points
15.49%, 18.49% or 21.49% variable
$0
Earn 2x Membership Rewards® points on everyday business purchases on up to $50,000 with no category restrictions. Rates & fees
5% on office supplies, Internet, cable and phone up to $25,000 combined annually; 2% on gas and dining up to $25,000 combined annually; 1% on all other purchases
15.49% to 21.49% variable
$0
$500 bonus cash back after you spend $3,000 in the first 3 months

Compare up to 4 providers

Compare top Chase business cards

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