Infiniti Financial Services auto loans review
Military service members may qualify for special discounts.
- Best for well-qualified borrowers looking for low starting rates.
- Pick something else if you want an easy-to-use website or loyalty discount.
Starting at 1.9%
- Low starting APRs on current models
- Option to change due date or defer one repayment
- Live chat available on its website
- Website difficult to navigate
- No discounts for college grads or loyal customers
Infiniti Financial Services special discounts
- Military: Yes
- College grad: No
- Repeat customers: No
- First responders: No
- Accessibility equipment: Yes
Infiniti Financial Services customer reviews
|BBB customer reviews||1.5 out of 5 stars, based on 36 customer reviews|
|Customer reviews verified as of||01 November 2019|
How to apply
Infiniti’s preapproval application may be quick, but you’ll have to dig around its website to find the right form. Follow these steps to get started:
- Visit the Infiniti Finance website and click All Shopping Tools under the Shopping Tools menu.
- Under the Explore Financial Options category, select Get Pre-Approved.
- Enter your full name, address, contact information, date of birth and Social Security number.
- Enter information about your current and previous employer.
- Select your residential status and enter your monthly housing payment and annual income.
- Select the type of vehicle you’re considering.
- Select whether you want to purchase or lease your car.
- Enter your down payment, preferred term, preferred dealership and the value of your trade-in, if applicable.
Once you submit your application, Infiniti Financial Services will review your information and send a response within two business days.
How do repayments work?
Infiniti Financial Services allows you to make repayments a few different ways:
- Automatic payments
- By mail
- Through MoneyGram — comes with a convenience fee
- Using a debit card or electronic check — comes with a convenience fee
If you’re late or miss a payment, Infiniti Financial Services may charge a late fee and report your account to one or more credit bureaus. If you’re worried about missing a repayment, reach out to customer service to see if you qualify to move your due date or defer your payment.