How to finance an Infiniti | finder.com

How to finance an Infiniti

Compare car loan options to get behind the wheel of this luxury Japanese brand.

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Infiniti, the luxury brand of Nissan, has been producing sleek designs since the late ’80s. If you’re in the market for a new Infiniti, compare your financing options and check out the starting prices of its latest models.

How can I finance an Infiniti?

Although you can finance an Infiniti through the dealership itself, you may want to explore secured car loans from banks, credit unions and online lenders first. These tend to offer more competitive rates, though they’re not the fastest options out there — it takes time to prequalify with a few lenders and compare offers available.

If you’re ready to get on the road today, then you might want to see what types of deals you can get directly through an authorized Infiniti dealership. While this is normally the fastest route, you typically won’t find as low starting rates as other lenders unless you’re a well-qualified buyer. Here are your two options available through Infiniti Finance:

  • Financing through Infiniti Finance. While deals available through Infiniti or one of its certified dealerships vary depending on where you live, you may be able to find 0% APR financing for up to 72 months on the 2019 QX80 or 1.9% APR financing for up to 72 months on the 2019 QX50.*
  • Leasing through Infiniti Finance. If you’d rather change up your ride every few years, you might want to consider leasing through Infiniti Finance. Depending on your local dealership, you may be able lease the QX60 for $399 a month for 39 months with $4,399 due at signing.*

As with all types of financing, the rates and terms you qualify for will depend on your creditworthiness and personal financial situation.

*Offers as of June 17, 2019.

Compare car loans to buy an Infiniti

Updated July 19th, 2019
Name Product Filter Values Minimum Credit Score Loan Term Requirements
300
Varies by lender
Must be a US citizen with a current US address and employed full-time or have guaranteed fixed income.
Apply with a simple online application to get paired with a local auto lender. No credit and bad credit accepted.
600
Varies by lender
Fair to excellent credit, an income source, US citizen or permanent resident, 18+ years old
Find an offer and get rates from competing lenders without affecting your credit score.
300
Varies by lender
Must be employed full-time or have guaranteed fixed income of at least $1,500/month and be a current resident of the US or Canada.
Get connected with an auto lender near you, even if you have bad credit.
Good to excellent credit
2 to 7 years
Good or excellent credit, enough income or assets to afford a new loan, US citizen or permanent resident, 18+ years old
Quick car loans from $5,000 to $100,000 with competitive rates for borrowers with strong credit.
Fair or better credit
From 2 years
Car must be less than 10 years old with fewer than 120,000 miles. Current loan must have a balance between $5,000 and $55,000 and at least 24 months left in its term.
Lower your monthly car payments and save on interest through a fast and easy online application process.
510
Varies
Income of $2,000+/month, vehicle has less than 150,000 miles and is no older than 8 years, loan balance is between $10,000 and $100,000, debt-to-income ratio is less than 50%
Connect with a network of over 150 lenders to refinance your car loan.
Good to excellent credit
Varies by lender
18+ years old, good to excellent credit, US citizen
Compare multiple financing options for auto refinance, new car purchase, used car purchase and lease buy out.

Compare up to 4 providers

Does Infiniti offer special discounts or programs?

Infiniti doesn’t provide any special discounts on its vehicles, but it does have a Mobility Assist program that reimburses car owners for the purchase and installation of gear designed for drivers or passengers with disabilities. If this applies to you, you can visit Infiniti’s Mobility Assist page to learn more about finding an installer and submitting a claim.

What will a new Infiniti cost me?

Infiniti’s 2019 base models start at $30,250 for its smaller SUV and go as high as $65,500 for its full-size luxury model. How much you’ll actually pay depends on any add-ons you select, where you live and your negotiation skills at the dealership.

Here are the starting manufacturer suggested retail prices (MSRPs) for Infiniti’s eight 2019 models:

QX30

  • Starting MSRP: $30,250
  • Build: SUV
  • City/highway MPG: 24/33

Q50

  • Starting MSRP: $35,650
  • Build: Sedan
  • City/highway MPG: 23/30

QX50

  • Starting MSRP: $36,650
  • Build: SUV
  • City/highway MPG: 24/31

Q60

  • Starting MSRP: $40,850
  • Build: Coupe
  • City/highway MPG: 19/28

QX60

  • Starting MSRP: $44,350
  • Build: SUV
  • City/highway MPG: 20/27

Q70

  • Starting MSRP: $50,400
  • Build: Sedan
  • City/highway MPG: 18/25

Q70L

  • Starting MSRP: $51,900
  • Build: Sedan
  • City/highway MPG: 18/25

QX80

  • Starting MSRP: $65,500
  • Build: SUV
  • City/highway MPG: 14/20

Car insurance costs that come with driving an Infiniti

Does a new Infiniti come with a warranty?

Yes. New 2019 Infinitis have a standard basic limited warranty and emission control warranty for four years or 60,000 miles — whichever comes first. They also come with a six-year, 70,000-mile powertrain warranty, among other covered components.

Prefer an even longer limited warranty? You can also opt to purchase an eight-year, 120,000-mile extended protection plan to increase the length of your Infiniti’s basic warranty.

Bottom line

Purchasing a new Infiniti can give your driving life a much-needed dose of luxury. But before you make a long-term commitment with a lender, compare your car loan options to be sure you’re getting the best deal available to you.

Frequently asked questions

Pictures: Infiniti USA official page and Getty Images
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