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Looking for the best way to send money from India to family, friends or businesses in the Philippines (or even to your own bank account)? Don't head straight to your Indian bank - turn to online money transfer services instead. They nearly always offer better exchange rates and lower fees - which means for the same amount of rupees you send, the recipient will receive more pesos.
Use our table below to compare services that send money from the Republic of India to the Philippines. Compare the money transfer providers' fees and speeds, then click "Go to site" when you've found the best one to send your Indian Rupees to the Philippines.
Here's our simple process for sending a money transfer to the Philippines as a cash pickup or bank transfer - the two options are similar:
If you send to a Filipino bank account, your recipient will need to wait for the funds to arrive. For a cash pick up, your Filipino recipient will need to show some form of photo ID in order to pick up the funds. It's also important that you give them the transaction reference number to streamline the process.
How to decide which option is best for you to send money to the Philippines.
To send money from India to the Philippines, you'll need the following:
Most providers require a driver's license, passport or other Indian government-issued ID. You can send transfers without the above but may need to give alternate ID instead.
Your options depend on the provider's services. Popular methods include cash, debit or credit card payments, bank account transfers and personal cheques.
You'll need their name (matching their ID) plus contact details. If sending to a Filipino bank account, you'll need the a/c number, SWIFT and branch details.
To collect money in person in the Philippines, the recipient will need:
The reference number - sometimes called a PIN, MTCN or tracking number.
A official ID, such as a Filipino passport or driving license.
To know how much has been sent, usually to within 10% of the total.
The sender's name and address and the country from where the money was sent.
The cost of sending money to the Philippines from India depends on the exchange rate between INR to PHP, the fees, how you want your recipient to receive your transfer and the turnaround time:
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