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Banks with Google Pay in India

Does your bank support Google Pay? Find out in this guide.

Google Pay is a digital wallet and online payment system similar to PhonePe and BHIM. It lets you make purchases in-app, online and in person without using your physical debit or credit card. This guide will cover how to use Google Pay in India and provide a list of the most popular Indian banks that currently offer it.

Banks that offer Google Pay in India

Bank / ProviderGoogle Pay supportedSamsung Pay
Abhyudaya Co-operative BankYesNo
Adarsh Co-op Bank LtdYesNo
Aditya Birla Idea Payments BankYesNo
Airtel Payments BankYesNo
Allahabad BankYesNo
Allahabad UP Gramin BankYesNo
Andhra BankYesNo
Andhra Pradesh Grameena Vikas BankYesNo
Andhra Pragathi Grameena BankYesNo
Apna Sahakari BankYesNo
Assam Gramin Vikash BankYesNo
Axis BankYesYes
Bandhan BankYesNo
Bank Of BarodaYesNo
Bank Of IndiaYesNo
Bank of MaharashtraYesNo
Baroda Gujarat Gramin BankYesNo
Baroda Rajasthan Kshetriya Gramin BankYesNo
Baroda Uttar Pradesh Gramin BankYesNo
Bassein Catholic Co-op BankYesNo
Bhilwara Urban Co-operative Bank LtdYesNo
Bihar Gramin BankYesNo
Canara BankYesNo
Catholic Syrian BankYesNo
Central Bank of IndiaYesNo
Chaitanya Godavari Grameena BankYesNo
Chhattisgarh Rajya Gramin BankYesNo
Citibank RetailYesYes
City Union BankYesNo
Coastal Local Area Bank LtdYesNo
Corporation BankYesNo
DBS Digi BankYesYes
DCB BankYesNo
Dena BankYesNo
Dena Gujarat Gramin BankYesNo
Deutsche Bank AG (Web Collect)YesNo
Dhanlaxmi Bank LtdYesNo
Dombivali Nagrik Sahakari BankYesNo
Equitas Small Finance BankYesNo
ESAF Small Finance BankYesNo
Federal BankYesNo
FINO Payments BankYesNo
G P Parsik BankYesNo
HDFCYesYes
Himachal Pradesh Gramin BankYesNo
HSBCYesNo
Hutatma Sahakari Bank LtdYesNo
ICICI BankYesNo
IDBI BankYesNo
IDFCYesNo
India Post Payment BankYesNo
Indian BankYesNo
Indian Overseas BankYesNo
IndusInd BankYesYes
J&K Grameen BankYesNo
Jalgaona Janata Sahkari BankYesNo
Jammu & Kashmir BankYesNo
Jana Small Finance BankYesNo
Janta Sahakari Bank PuneYesNo
Jio Payments BankYesNo
Kallappanna Awade Ichalkaranji Janata Sahakari Bank LtdYesNo
Karnataka BankYesNo
Karnataka Vikas Gramin BankYesNo
Karur Vysaya BankYesNo
Kashi Gomti Samyut Gramin BankYesNo
Kaveri Grameena BankYesNo
Kerala Gramin BankYesNo
Kotak Mahindra BankYesNo
Langpi Dehangi Rural BankYesNo
Madhya Bihar Gramin BankYesNo
Maharashtra Grameen BankYesNo
Maharashtra State Co-op BankYesNo
Malwa Gramin Bank (Bank merged with Punjab Gramin Bank)YesNo
Manipur Rural BankYesNo
Maratha Co-op BankYesNo
Meghalaya Rural BankYesNo
Mizoram Rural BankYesNo
NKGSB Co-op Bank LtdYesNo
Oriental Bank of CommerceYesNo
Paschim Banga Gramin BankYesNo
Paytm Payments BankYesNo
Pragathi Krishna Gramin BankYesNo
Prathama BankYesNo
Punjab and Maharastra Co. BankYesNo
Punjab and Sind BankYesNo
Punjab Gramin BankYesNo
Punjab National BankYesNo
Purvanchal BankYesNo
Rajasthan Marudhara Gramin BankYesNo
Rajkot Nagari Sahakari Bank LtdYesNo
Samruddhi Co-op Bank LtdYesNo
Sarva Haryana Gramin BankYesNo
Sarva UP Gramin BankYesNo
Saurashtra Gramin BankYesNo
Shree Kadi Nagarik Sahakari Bank LtdYesNo
South Indian BankYesNo
Standard CharteredYesYes
State Bank Of IndiaYesYes
Suco Souharda Sahakari BankYesNo
Suryoday Small Finance Bank LtdYesNo
Suvarnayug Sahakari Bank LtdYesNo
Syndicate BankYesNo
Tamilnadu Mercantile BankYesNo
Telangana Gramin BankYesNo
Telangana State Co-operative Apex BankYesNo
Thane Bharat Sahakari BankYesNo
The Cosmos Co-operative Bank LtdYesNo
The A.P. Mahesh Co-operative Urban BankYesNo
The Ahmedabad District Co-operative Bank LtdYesNo
The Ahmedabad Mercantile Co-op Bank LtdYesNo
The Andhra Pradesh State Co-operativeYesNo
The Baroda Central Co-operative Bank LtdYesNo
The Gujarat State Co-operative Bank LtdYesNo
The Hasti Co-operative Bank LtdYesNo
The Kalyan Janta Sahkari BankYesNo
The Lakshmi Vilas Bank LimitedYesNo
The Mahanagar Co-op Bank LtdYesNo
The Malad Sahakari Bank LtdYesNo
The Mehsana Urban Co-operative BankYesNo
The Municipal Co-op Bank LtdYesNo
The Muslim Co-operative Bank LtdYesNo
The Nainital Bank LtdYesNo
The Ratnakar Bank LtdYesNo
The Saraswat Co-operative BankYesNo
The Surat Peoples Co-op Bank LtdYesNo
The Sutex Co-op BankYesNo
The SVC Co-operative Bank LtdYesNo
The Thane Janta Sahakari Bank Ltd (TJSB)YesNo
The Udaipur Mahila Samridhi Urban Co-op Bank LtdYesNo
The Udaipur Mahila Urban Co-op Bank LtdYesNo
The Urban Co-operative Bank Ltd DharangaonYesNo
The Varachha Co-op Bank LtdYesNo
The Vijay Cooperative Bank LtdYesNo
The Vishweshwar Sahakari Bank LtdYesNo
Tripura Gramin BankYesNo
UCO BankYesNo
Ujjivan Small Finance Bank LimitedYesNo
Union Bank of IndiaYesNo
United Bank of IndiaYesNo
Uttarakhand Gramin BankYesNo
Vananchal Gramin BankYesNo
Vasai Vikas Co-op Bank LtdYesNo
Vijaya BankYesNo
YES BankYesYes

What is Google Pay?

Google Pay is a payments app that acts like your physical wallet, housing all your debit and credit cards as well as loyalty cards, tickets and coupons. You can use the digital wallet to make contactless purchases in stores and online just like you would with your physical debit card, except the app lets you make these purchases using just your smartphone or Android device. The beauty of Google Pay is that you can travel lightly with just your phone and still make purchases – no cash or card needed.

How does Google Pay work?

Google Pay works as a unified payments interface (UPI). You link your bank account with Google Pay, set your UPI PIN and you are ready to go! Since it is UPI-enabled, the payment is transferred directly to the receiver’s bank account. This completely eliminates the additional step of receiving money in your wallet first, and then transferring it to your bank account.

Where can you use Google Pay?

Google Pay is accepted at almost every store in India, big and small. Even your local kirana store probably accepts Google Pay. The stores will usually have their unique QR code or Google Pay associated mobile number displayed at the payment counter.

You can also use Google Pay to make purchases within a large number of popular apps as well as on websites. When using Google Pay to make purchases online, you avoid having to manually enter your card details each time you make a transaction. If you’re not sure if a particular merchant accepts Google Pay, just look for the Google Pay symbol or the contactless payment symbol.

Eligibility

You must be at least 16 years old to use Google Pay. If you’re under age 18, you’ll need a parent or legal guardian’s permission before you can accept the terms and conditions and use the app.

How many cards can I add to Google Pay?

You can store as many cards as you’d like in Google Pay. There’s no limit.

You can add two or more bank accounts to a single Google Pay account as long as the registered mobile number is the same for all the bank accounts.

Can I use Google Pay internationally?

No, international payments and transfers are not allowed. You need to have an Indian bank account linked to Google Pay to make payments in India.

Which devices support Google Pay?

Google Pay is supported by all Android devices running Android 5.0 (Lollipop) or higher, and iOS devices running iOS 10.0 or higher. Currently, you can not use Google Pay on your smartwatches in India.

How to set up Google Pay on your smartphone

Setting up Google Pay only takes a few easy steps, and you can start making contactless payments right away.

  1. Ensure you have an eligible device. You’ll need to have an Android smartphone that supports Android 5.0 (Lollipop) or higher, or an iOS smartphone running iOS 10.0 or higher.
  2. Check whether your bank supports UPI. Google Pay can only link with bank accounts that support UPI transactions. Please check the above list to see if your bank can link with Google Pay.
  3. Download the app. The Google Pay app is available on both the Google Play Store and the App Store.
  4. Create your Google Pay account. Sign into your Google account and enter your bank registered mobile number. You will receive a 6-digit OTP to verify your mobile number. After the mobile verification, you will need to set up a Google security PIN. This PIN can be the same as your screen lock, or you can set a new PIN.
  5. Link your bank account to Google Pay. In Settings, go to the “Payment Methods” option and choose “Add a bank account”. Here, select your bank from the list available. Google Pay will automatically verify your mobile number and account details with the bank servers. If you have more than one account with the same bank, you will have to choose the account you wish to add. Check out our comprehensive list of banks that support Google Pay in India.
  6. Create the UPI ID. Once your bank account is verified, Google Pay will ask you to create a UPI ID. In case you have a UPI ID associated with the bank account, it will ask you to enter the UPI PIN to verify the ID.

How do I use Google Pay once it’s installed?

Once you’ve got the Google Pay app set up on your smartphone, it’s easy to make contactless payments in stores without your debit card or cash. All you need to do is:

  1. Open the Google Pay app. Open the app and enter your security PIN to unlock it.
  2. Choose the receiver. Select “New payment” at the bottom of the screen. You can choose the person to whom you want to send the money from your contacts. If you don’t have their contact details, you can find them by scanning their QR code, by searching for their UPI, or by entering their mobile number.
  3. Enter the amount. Enter the amount you wish to pay along with the reason (if necessary), and hit send.
  4. Approve the transaction. Finally, the app will ask you to enter your UPI PIN to approve the transaction. The app will show you a tick mark to indicate the transaction was successful.

If you’re making a purchase within an app or on a website, simply select the Google Pay option at the checkout. The app or website will redirect you to the Google Pay app where you will be required to enter your UPI PIN to approve the transaction.

How do I use Google Pay on my Android watch?

Currently, Google Pay is not supported on smartwatches in India.

Is Google Pay safe?

You can sleep easy knowing that yes, Google Pay is incredibly safe. In fact, Google operates one of the most advanced security systems in the world. When you use Google Pay to pay for things in-store, like your morning coffee, the app doesn’t share your debit card number with the merchant. Instead, it shares a unique encrypted transaction number along with a number specific to your device to validate the payment.

And if you lose the phone itself, you can simply lock it remotely from a web browser by logging into your Google account. Or, you can use your mobile banking app to lock your debit card temporarily. So, Google Pay is actually safer than using your traditional debit or credit card in some ways.

Bottom line

With Google Pay, you can make in-store and online purchases using your mobile device as a digital wallet. It’s a safe, easy-to-use contactless payment system that works in numerous countries across the world – but note that it only works with bank accounts that support the UPI system.

Compare debit cards with Google Pay

1 - 7 of 7
Name Product Mobile view digital banks Monthly Account Service Interest Average Monthly Balance (AMB) Fund Transfer
Kotak 811 Digital Bank Account
  • Monthly Account Service

    ₹0

  • Interest

    Up to 4% p.a.
  • Average Monthly Balance (AMB)

    ₹0
  • Fund Transfer

    IMPS

₹0
Up to 4% p.a.
₹0
IMPS
Access essential banking services such as NEFT / IMPS transfers and virtual debit card payments, without having to complete a full KYC verification.
Axis Bank BURGUNDY Savings Account
  • Monthly Account Service

    ₹0

  • Interest

    Up to 3.5% p.a.
  • Average Monthly Balance (AMB)

    ₹0
  • Fund Transfer

    NEFT

₹0
Up to 3.5% p.a.
₹0
NEFT
A personal banking account that comes with premium features such as 24/7 concierge service, complimentary airport access and exclusive privileges.
Slice card
Slice card
  • Monthly Account Service

    ₹0

  • Interest

    N/A
  • Average Monthly Balance (AMB)

    ₹0
  • Fund Transfer

    UPI

₹0
N/A
₹0
UPI
Benefit from cashback, no-cost EMIs features and more with Slice’s free Visa debit card. Available in both physical and virtual form
Axis Bank EASY ACCESS Savings Account
  • Monthly Account Service

    ₹10

  • Interest

    Up to 3.5% p.a.
  • Average Monthly Balance (AMB)

    ₹10,000
  • Fund Transfer

    IMPS, NEFT, RTGS

₹10
Up to 3.5% p.a.
₹10,000
IMPS, NEFT, RTGS
This interest-bearing account offers coverage for personal accident and lost card liability, allowing you to save and spend with peace of mind.
Axis Bank PRIMESavings Account
  • Monthly Account Service

    ₹10

  • Interest

    Up to 3.5% p.a.
  • Average Monthly Balance (AMB)

    ₹25,000
  • Fund Transfer

    IMPS, NEFT, RTGS

₹10
Up to 3.5% p.a.
₹25,000
IMPS, NEFT, RTGS
Meet your everyday banking needs and more. Enjoy features such as enhanced transaction limit, purchase protection, and other exclusive lifestyle privileges.
Niyo IDFC First Savings Account
Niyo IDFC First Savings Account
  • Monthly Account Service

    ₹0

  • Interest

    Up to 6% p.a.
  • Average Monthly Balance (AMB)

    ₹0
  • Fund Transfer

    IMPS, NEFT, UPI

₹0
Up to 6% p.a.
₹0
IMPS, NEFT, UPI
Get everything you need to manage finances and more, including a free platinum debit card, 0% forex markup and effortless investment tools.
Axis Bank PRIORITY Savings Account
  • Monthly Account Service

    ₹0

  • Interest

    Up to 3.5% p.a.
  • Average Monthly Balance (AMB)

    ₹200,000
  • Fund Transfer

    NEFT

₹0
Up to 3.5% p.a.
₹200,000
NEFT
Enjoy personalised banking services with this priority savings account. Benefit from locker discounts, reward points and more.
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