Cubits bitcoin service – January 2022 review

Europe’s all-in-one bitcoin platform.

Cubits aims to be a world-leading, all-in-one bitcoin service, able to offer everything you need from start to finish. Find out how it all works, the most important things to know and where to begin.


Fiat currencies




Product Name Cubits Bitcoin Exchange
Cryptocurrencies BTC
Deposit Methods Credit card
Debit card
Bank transfer (SEPA)
Trading Fee 0.9%
Deposit Fees Credit card: 5% + €5
CUBITS cash account: None
SOFORT: 1.8%
Dotpay: 1.8%
Skrill: 2% (sell), 4.9% + €0.29 (buy)
Neteller: 4.9% + $0.29 (buy), 2% (sell)
SEPA: None (buy), €1.30 (sell)
SWIFT: €16 (buy), €8 (sell)
Withdrawal Fees Credit card: 5% + €5
CUBITS cash account: None
SOFORT: 1.8%
Dotpay: 1.8%
Skrill: 2% (sell), 4.9% + €0.29 (buy)
Neteller: 4.9% + $0.29 (buy), 2% (sell)
SEPA: None (buy), €1.30 (sell)
SWIFT: €16 (buy), €8 (sell)
Disclaimer: This information should not be interpreted as an endorsement of cryptocurrency or any specific provider, service or offering. It is not a recommendation to trade.

What is Cubits?

Cubits is a combination:

  • Bitcoin wallet. An extra-secure and easy to use bitcoin wallet for storing and transferring your bitcoin.
  • Bitcoin buying service. Buy bitcoin quickly and easily with a wide range of payment options and currencies.
  • Bitcoin selling service. Sell bitcoin just as quickly and easily.
  • Bitcoin business solutions service. Use the Cubits API algorithm to accept bitcoin payment online by plugging it into the shopping cart feature, and let Cubits convert it to your choice of currency before paying it onwards.

What currencies can I deposit to Cubits?

You can use the following currencies without exchanging them:

  • EUR
  • GBP
  • CHF
  • DKK
  • SEK
  • NOK
  • CZK
  • PLN
  • HUF
  • HRK
  • RSD
  • AUD
  • USD
  • CAD
  • TRY
  • RUB
  • JPY
  • CNY
  • BRL
  • ARS
All other currencies can be used, but will automatically be converted.

Note that currency availability may vary depending payment method.

Countries where Cubits is available

Cubits is available in every country in the world, except the US. However, the features available to you will vary depending on your location.

If your country is not on the list below, Cubits cannot verify your identity, will not allow all payment options and will only offer a transfer limit of €150 equivalent per day.

If your country is on the list below you can verify your identity, request higher limits and use the full functionality of Cubits.

Payment options

You can make payment with:

  • Visa
  • Mastercard
  • Skrill
  • Neteller
  • Sofort
  • Dotpay
  • UnionPay
  • SEPA


There is a fixed 0.9% commission on all buy and sell operations, while different payment options may attract other fees.

FeeTransfer timeConditions
Cubits account NoneInstantNone
Sofort1.8%Up to 2 daysEUR, GBP, HUF, PLN and CHF only
OKPAY1.5%InstantVerification required
Dotpay1.8%InstantPolish bank account required
Credit Card5%Up to 3 days3D secure Visa and Mastercard only
China Union Pay4%InstantCNY purchases for customers with a China Union Pay card
Skrill4.9% + €0.29InstantUK, Germany and Austria only
SEPA (sell bitcoin)None1-3 business daysBank transfers to supported European banks only
SEPA (buy bitcoin)None3-5 business daysBank transfers from supported European banks only
SWIFT (sell bitcoin)€163-5 business daysBank transfers to banks outside Europe
SWIFT (buy bitcoin)€83-5 business daysBank transfers from banks outside Europe

What are the transfer limits?

The transfer limit for non-verified users is a maximum of €150 equivalent per day. Verified users can request a higher transfer limit.

Safety, security and privacy

Cubits takes a range of extra security measures to make sure your funds are well protected, exceeding current industry standards.

In particular, 100% of user funds are held in cold storage, while all hot funds at any time are Cubits’ own.

It handles and settles current transactions with its own hot funds, which means you can simultaneously access bitcoin as needed, while also having the security of 100% cold storage.

Customer service and contact

Cubits offices can be found at 6 Agar Street, London. You can follow them on Facebook, Twitter or LinkedIn, or you can reach the Cubits support team online.

Pros and cons


  • A service for seamlessly converting fiat currencies and bitcoin.
  • Allows quick buying and selling of bitcoin.
  • Offers a secure and functional wallet.


  • Only offers bitcoin. No other cryptocurrencies are available.
  • Your bitcoin buy and sell rates may not be as competitive as elsewhere.
  • Your functionality and payment options can vary widely by location.

Next steps: How to sign up

First, make sure that you have completed your due diligence and are confident in proceeding. Then, to get started, create an account at Cubits. Enter your email address and password and choose your preferred currency.

To unlock the full features of your Cubits account you will need to verify it by providing additional information after signup.

Cubits cryptocurrency exchange

Disclaimer: Cryptocurrencies are speculative, complex and involve significant risks – they are highly volatile and sensitive to secondary activity. Performance is unpredictable and past performance is no guarantee of future performance. Consider your own circumstances, and obtain your own advice, before relying on this information. You should also verify the nature of any product or service (including its legal status and relevant regulatory requirements) and consult the relevant Regulators' websites before making any decision. Finder, or the author, may have holdings in the cryptocurrencies discussed.

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