Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

How to buy SBI (SBIN) shares

Learn how to easily invest in SBI shares.

SBI
NSE: SBIN - INR
INR468.50
+ INR2.60 ( + 0.56%)
BANKS-REGIONAL

State Bank of India (SBIN) is a leading banks-regional business based in India. It opened the day at INR425 after a previous close of INR424.45. During the day the price has varied from a low of INR421.05 to a high of INR427.5. The latest price was INR423.75 (25 minute delay). SBI is listed on the NSE and employs 244,250 staff. All prices are listed in Indian Rupee.

Compare online trading platforms

Is it a good time to buy SBI stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

SBI shares at a glance

Information last updated 2021-07-09.
OpenINR425.00
HighINR427.50
LowINR421.05
CloseINR423.75
Previous closeINR424.45
Change INR-0.70
Change % -0.1649%
Volume 16,837,571
Information last updated 2022-06-24.
52-week rangeINR395.09 - INR540.57
50-day moving average INR472.34
200-day moving average INR486.72
Wall St. target priceINR630.69
PE ratio 11.4448
Dividend yield INR7.1 (1.57%)
Earnings per share (TTM) INR39.97

SBI stock price (NSE:SBIN)

Use our graph to track the performance of SBIN stocks over time.

SBI price performance over time

Historical closes compared with the close of INR423.75 from 2022-06-30

1 week (2022-06-24) -6.71%
1 month (2022-06-01) -9.51%
3 months (2022-04-01) -16.62%
6 months (2021-12-31) -7.97%
1 year (2021-07-01) 0.80%
2 years (2020-07-01) 129.30%
3 years (2019-07-01) 17.20%
5 years (2017-06-30) 54.85%

Is SBI under- or over-valued?

Valuing SBI stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of SBI's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

SBI's P/E ratio

SBI's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, SBI shares trade at around 11x recent earnings.

SBI financials

Revenue TTM INR2,107.2 billion
Operating margin TTM 17.25%
Gross profit TTM INR2,107.2 billion
Return on assets TTM 0.73%
Return on equity TTM 12.35%
Profit margin 16.79%
Book value INR342.41
Market capitalisation INR4.1 trillion

TTM: trailing 12 months

SBI's environmental, social and governance track record

Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like SBI.

When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.

SBI's total ESG risk score

Total ESG risk: 38.72

Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and SBI's overall score of 38.72 (as at 12/31/2018) is pretty weak – landing it in it in the 72nd percentile of companies rated in the same sector.

ESG scores are increasingly used to estimate the level of risk a company like SBI is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).

SBI's environmental score

Environmental score: 6.86/100

SBI's environmental score of 6.86 puts it squarely in the 7th percentile of companies rated in the same sector. This could suggest that SBI is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.

SBI's social score

Social score: 17.77/100

SBI's social score of 17.77 puts it squarely in the 7th percentile of companies rated in the same sector. This could suggest that SBI is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.

SBI's governance score

Governance score: 18.09/100

SBI's governance score puts it squarely in the 7th percentile of companies rated in the same sector. That could suggest that SBI is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.

SBI's controversy score

Controversy score: 3/5

ESG scores also evaluate any incidences of controversy that a company has been involved in. SBI scored a 3 out of 5 for controversy – a middle-of-the-table result reflecting that SBI hasn't always managed to keep its nose clean.

SBI share dividends

16%

Dividend payout ratio: 16.2% of net profits

Recently SBI has paid out, on average, around 16.2% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.57% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), SBI shareholders could enjoy a 1.57% return on their shares, in the form of dividend payments. In SBI's case, that would currently equate to about INR7.1 per share.

While SBI's payout ratio might seem low, this can signify that SBI is investing more in its future growth.

The latest dividend was paid out to all shareholders who bought their shares by 24 May 2022 (the "ex-dividend date").

Have SBI's shares ever split?

SBI's shares were split on a 10:1 basis on 19 November 2014. So if you had owned 1 share the day before before the split, the next day you'd have owned 10 shares. This wouldn't directly have changed the overall worth of your SBI shares – just the quantity. However, indirectly, the new 90% lower share price could have impacted the market appetite for SBI shares which in turn could have impacted SBI's share price.

SBI share price volatility

Over the last 12 months, SBI's shares have ranged in value from as little as INR395.0867 up to INR540.5681. A popular way to gauge a stock's volatility is its "beta".

SBIN.NSE volatility(beta: 0.98)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NSE average) beta is 1, while SBI's is 0.9752. This would suggest that SBI's shares are less volatile than average (for this exchange).

SBI overview

State Bank of India provides various banking products and services to individuals, commercial enterprises, corporates, public bodies, and institutional customers in India and internationally. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business segments. It offers personal banking products and services, including current accounts, savings accounts, salary accounts, fixed and recurring deposits, and flexi and annual deposits; home, personal, auto, education, and gold loans, as well as loans against property and securities; overdrafts; mutual funds, insurance, equity trading, portfolio investment schemes, remittance services; and mobile and digital banking services. The company also provides corporate banking products and services comprising corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer and channel financing, equipment leasing, loan syndication, construction equipment loans, financing Indian firms' overseas subsidiaries or JVs, cash management, and asset backed loans, as well as trade and service products. In addition, it offers NRI services, including accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; supply chain finance, and deposits and transaction banking services for SME customers; and international banking services. Further, the company provides treasury, broking, bill payment, and MICR services; and merchant banking, advisory, securities broking, business & management consultancy, trustee business, factoring, payment, asset management, investment management, credit cards, and custody and fund accounting services. As of March 31, 2022, it operated 22,266 branches and 65,030 ATMs.

Frequently asked questions

Disclaimer: This information should not be interpreted as an endorsement of futures, stocks, ETFs, CFDs, options or any specific provider, service or offering. It should not be relied upon as investment advice or construed as providing recommendations of any kind. Futures, stocks, ETFs and options trading involves substantial risk of loss and therefore are not appropriate for all investors. Trading CFDs and forex on leverage comes with a higher risk of losing money rapidly. Past performance is not an indication of future results. Consider your own circumstances, and obtain your own advice, before making any trades.

More guides on Finder

  • Bajaj Finserv Securities review

    Bajaj Finserv offers personalised investment solutions to meet your trading needs.

  • Axis Direct review

    Axis Direct offers a 3-in-1 trading account to help you diversify your portfolio.

  • How India will be investing in 2022

    Finder’s Retail Investor Sentiment Report polled 39,573 Internet users across 26 countries to see how they’ll be investing their money in 2022.

  • How to invest in the S&P 500 from India

    Find out the different ways you can invest in the S&P 500, one of the world’s most popular stock market indices.

  • ETFs vs index funds

    Find out about what ETFs and index funds are, their key similarities and differences, as well as how to invest in these passive funds.

  • How to invest in gold ETFs in India

    Find out about gold ETFs, what influences their prices, how you can trade them and whether they could be worth your weight in gold.

  • How to invest money

    Learn the basics of what it takes for novices to get started in the investment world in India, including an overview of your options and what to watch out for.

  • How to buy N/A (N/A) shares

    Steps to owning and managing N/A, with 24-hour and historical pricing before you buy.

  • How to buy N/A (N/A) shares

    Steps to owning and managing N/A, with 24-hour and historical pricing before you buy.

  • How to invest in oil in India

    Learn about the four options available to buy and sell this slippery commodity — as well as pros and cons.

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy Policy and Terms.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site