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Get a quote if…
Choose a different provider if…
18 to 65
Issue Age
$10,000 to $10,000
Coverage
Yes
Medical Exam Required
Policies | Term, Return of Premium, Whole |
---|---|
Coverage maximum | $10,000 |
Term lengths | 10, 15, 20, 25 and 30 years |
Medical exam required | Yes |
Available states | Not available in Alaska, DC, Hawaii, Montana and New York. |
Issue age | Not listed |
Riders |
No info available |
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Review by
Katia Iervasi is a staff writer who hails from Australia and now calls New York home. Her writing and analysis has been featured on sites like Forbes, Best Company and Financial Advisor around the world. Armed with a BA in Communication and a journalistic eye for detail, she navigates insurance and finance topics for Finder, so you can splash your cash smartly (and be a pro when the subject pops up at dinner parties).
Illinois Mutual is a reputable insurer that’s been in the biz for over 100 years. It’s made its mark for offering standalone return of premium policies, and whole life insurance with various payment plans. But it’s not available in five states, and customer service can be limited.
Explore your options by comparing life insurance companies.
Illinois Mutual doesn’t disclose its rates online. However, it offers an idea of what a nonsmoking 30-year-old female might pay for coverage:
Follow these steps to get a quote:
The insurer sells term and permanent policies through a network of independent agents across the country.
The insurer allows policyholders to enhance their coverage with a range of riders. Depending on your policy, you might be able to opt into these riders:
Illinois Mutual has been accredited with the Better Business Bureau (BBB) since 1943, and holds an A+ rating for its customer engagement. There are no reviews on the site, and the BBB has only recorded one complaint about billing, as of October 2020.
AM Best financial rating |
A- |
BBB accredited | Yes |
BBB rating | A+ |
Customer reviews verified as of | 21 January 2021 |
If you’re looking for more options to compare, take a look at these other providers.
Headquartered in Peoria, Illinois in 1910, Illinois Mutual has been a family-run business since its founding. It’s a mutual company with over 10,000 independent agents across the US.
Along with life insurance, Illinois Mutual sells disability, accident, critical illness and worksite term insurance.