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Western Union fees explained
How much does Western Union charge to send money abroad?
Offering quick and secure transfers, with over 500,000 branches around the world, Western Union lets you send funds in person, online and over the phone. Our guide to Western Union fees shows the fees you should expect to pay.
Western Union international money transfer fees
Western Union charges different fees according to how you’re sending the money, where you’re sending it to and how you want your recipient to receive it.
Here’s a breakdown of Western Union’s fees for sending €250 and €1,000 from Ireland for cash pickup to a number of countries overseas, as of 24 May 2021.
|€250 via bank transfer||€250 via debit / credit card||€1,000 via bank transfer||€1,000 via debit / credit card|
Visiting a Western Union location and making a cash transfer may incur different fees from those advertised online. Similarly, contacting Western Union and making a transfer over the telephone may also result in fees that differ from those shown online.
How can I avoid Western Union fees?
The cheapest way to send money abroad with Western Union is a bank transfer directly to the recipient’s bank account. In many instances, it was very low or even free when we checked the rates for sending €250 or €1,000 to the countries in the table above.
How about any hidden fees?
On top of any upfront fees, Western Union also adds a margin on top of the mid-market exchange rate. The size of this margin varies depending on the currency you want to transfer.
For example, if you want to send money to Australia from Ireland, Western Union adds a margin of 10%:
- Mid-market rate: 1 EUR = 1.58 AUD
- Western Union rate: 1 EUR = 1.4211 AUD
While to send money to India, Western Union adds a margin of 2.8%:
- Mid-market rate: 1 EUR = 89.05 INR
- Western Union rate: 1 EUR = 86.4929 INR
Compare Western Union with other international money transfer services
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
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