Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
Looking for the best way to send money from Ireland to family, friends or businesses in the United States (or even to your own overseas bank account)?
Don't head straight to your Irish bank – compare specialist money transfer services instead. They nearly always offer better USD exchange rates and lower fees, so for the same amount of euros you send, your recipient will receive more US dollars.
Of the companies we've compared, CurrencyTransfer is among the cheapest, with competitive exchange rates and fees starting from €0. Need a really fast transfer? WorldRemit can get money to your recipient in the United States within minutes.
Bank transfers are typically the cheapest way to get your money to the United States. CurrencyTransfer and Currencies Direct have some of the lowest bank transfer fees of the brands we've compared.When you're hunting down the cheapest ways to send money to the United States, it's more important to look at the overall cost of your transfer. This has a couple of elements:
Some providers may charge the mid-market rate but add fees on top. Others may have very low fees but apply a markup on the exchange rate. This means it is important to compare exactly how many US dollars your recipient will end up with.
Many online providers can offer transfers to the United States within minutes, although you're likely to pay a premium for the convenience.Here are some of the fastest average transfer speeds to the United States:
Actual transfer times from Ireland to the United States can depend on several different factors including transfer amount, payment method and currency.
The safest way to get your money to the United States is to use a provider registered with Ireland's industry regulator, Central Bank of Ireland. All of the companies we've compared in our table are overseen by a local regulator and comply with the relevant laws and regulations in both Ireland and the United States.
A great way to dive deeper is by reading our extended reviews of each transfer service and researching first-hand customer feedback on Trustpilot and similar platforms.
If you need to make a sizable money transfer to the United States, consider using a provider such as Wise (TransferWise) or CurrencyFair to benefit from its expertise in handling larger transfer amounts.Using a large transfer specialist can have the following advantages:
To send money to the United States, you'll need the necessary documentation, your recipient's details and a way to pay.
Robert is working in Ireland as a doctor and he stays in regular contact with his elderly parents back home in the United States. His parents need some funds to help pay off a mortgage, so Robert plans to send them €2,000 from Ireland.
He decides to compare a bank and a money transfer specialist to see which one can save the most money on his transaction.
|Bank||Money transfer company|
|Exchange rate||1 EUR = 1.06 USD||1 EUR = 1.08 USD|
|Transfer method||Bank account deposit||Bank account deposit|
|Processing time||2 - 5 working days||Next day|
|Amount received||2,113.84 USD||2,149.89 USD|
The money transfer company enables Robert to send an extra $36.06, which is transferred straight to his parents' Wells Fargo account.
When choosing a money transfer provider to send money from Ireland to the United States, it's important to consider the cost, how you want your recipient to receive the funds and the turnaround time. Here are other features to review:
Compared to a month ago, the euro is stronger against the US dollar. Currently €5,000 is equivalent to $5,408.50, whereas a month ago, €5,000 was equivalent to $5,302.50. That's an increase of 2% over the past month.
But compared to a year ago, the euro is weaker against the US dollar. A year ago, €5,000 was equivalent to $5,494.50. That's a decrease of 1.57% over 12 months.
What's more important, however, is where the strength of the euro against the US dollar goes from here – which is harder to call. But whichever way it goes, shopping around has the potential to get you more US dollars for your euros and can help you get the best out of any market conditions.
Want to send EUR to the United Kingdom? We will help you pick the best international money transfer service and explain fees and exchange rates.
Learn what you should know if you want to send money to a loved one in Cuba.
Looking for the best way to send money from Ireland to Egypt? Services, rates and fees compared.
Sending money to Gambia from Ireland? Compare international money transfer services and save on exchange rates and fees.
Want to send EUR to Botswana? We will help you pick the best international money transfer service and explain fees and exchange rates.
Want to send EUR to Trinidad and Tobago? We will help you pick the best international money transfer service and explain fees and exchange rates.
Sending money to Denmark from Ireland? Compare international money transfer services and save on exchange rates and fees.
Transferring EUR-CRC is easy with our comprehensive guide to the best ways to send money from Ireland to Costa Rica.
Want to send EUR to Portugal? We will help you pick the best international money transfer service and explain fees and exchange rates.
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.