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Looking for the best way to send money from Ireland to family, friends or businesses in Peru (or even to your own overseas bank account)?
Don't head straight to your Irish bank – compare specialist money transfer services instead. They nearly always offer better PEN exchange rates and lower fees, so for the same amount of euros you send, your recipient will receive more sols.
Of the companies we've compared, XE Money Transfers is among the cheapest, with competitive exchange rates and fees starting from €0. Need a really fast transfer? CurrencyFair can get money to your recipient in Peru within minutes.
Bank transfers are typically the cheapest way to get your money to Peru. XE Money Transfers and WorldRemit have some of the lowest bank transfer fees of the brands we've compared.When you're hunting down the cheapest ways to send money to Peru, it's more important to look at the overall cost of your transfer. This has a couple of elements:
Some providers may charge the mid-market rate but add fees on top. Others may have very low fees but apply a markup on the exchange rate. This means it is important to compare exactly how many sols your recipient will end up with.
Many online providers can offer transfers to Peru within minutes, although you're likely to pay a premium for the convenience.Here are some of the fastest average transfer speeds to Peru:
Actual transfer times from Ireland to Peru can depend on several different factors including transfer amount, payment method and currency.
The safest way to get your money to Peru is to use a provider registered with Ireland's industry regulator, Central Bank of Ireland. All of the companies we've compared in our table are overseen by a local regulator and comply with the relevant laws and regulations in both Ireland and Peru.
A great way to dive deeper is by reading our extended reviews of each transfer service and researching first-hand customer feedback on Trustpilot and similar platforms.
If you need to make a sizable money transfer to Peru, consider using a provider such as Wise (TransferWise) or Azimo to benefit from its expertise in handling larger transfer amounts.Using a large transfer specialist can have the following advantages:
To send money to Peru, you'll need the necessary documentation, your recipient's details and a way to pay.
María is working in Ireland as a doctor and she stays in regular contact with her elderly parents back home in Peru. Her parents need some funds to help pay off a mortgage, so María plans to send them €2,000 from Ireland.
She decides to compare a bank and a money transfer specialist to see which one can save the most money on her transaction.
|Bank||Money transfer company|
|Exchange rate||1 EUR = 3.97 PEN||1 EUR = 4.02 PEN|
|Transfer method||Bank account deposit||Bank account deposit|
|Processing time||2 - 5 working days||Next day|
|Amount received||7,903.68 PEN||8,038.49 PEN|
The money transfer company enables María to send an extra S/.134.81, which is transferred straight to her parents' Banco de Crédito del Perú account.
When choosing a money transfer provider to send money from Ireland to Peru, it's important to consider the cost, how you want your recipient to receive the funds and the turnaround time. Here are other features to review:
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