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Looking for the best way to send money from Ireland to family, friends or businesses in New Zealand (or even to your own overseas bank account)?
Don't head straight to your Irish bank – compare specialist money transfer services instead. They nearly always offer better NZD exchange rates and lower fees, so for the same amount of euros you send, your recipient will receive more New Zealand dollars.
Of the companies we've compared, XE Money Transfers is among the cheapest, with competitive exchange rates and fees starting from €0. Need a really fast transfer? CurrencyFair can get money to your recipient in New Zealand within minutes.
Bank transfers are typically the cheapest way to get your money to New Zealand. XE Money Transfers and Currencies Direct have some of the lowest bank transfer fees of the brands we've compared.When you're hunting down the cheapest ways to send money to New Zealand, it's more important to look at the overall cost of your transfer. This has a couple of elements:
Some providers may charge the mid-market rate but add fees on top. Others may have very low fees but apply a markup on the exchange rate. This means it is important to compare exactly how many New Zealand dollars your recipient will end up with.
Many online providers can offer transfers to New Zealand within minutes, although you're likely to pay a premium for the convenience.Here are some of the fastest average transfer speeds to New Zealand:
Actual transfer times from Ireland to New Zealand can depend on several different factors including transfer amount, payment method and currency.
The safest way to get your money to New Zealand is to use a provider registered with Ireland's industry regulator, Central Bank of Ireland. All of the companies we've compared in our table are overseen by a local regulator and comply with the relevant laws and regulations in both Ireland and New Zealand.
A great way to dive deeper is by reading our extended reviews of each transfer service and researching first-hand customer feedback on Trustpilot and similar platforms.
If you need to make a sizable money transfer to New Zealand, consider using a provider such as Wise (TransferWise) or CurrencyFair to benefit from its expertise in handling larger transfer amounts.Using a large transfer specialist can have the following advantages:
To send money to New Zealand, you'll need the necessary documentation, your recipient's details and a way to pay.
Liam is working in Ireland as a financial analyst and he stays in regular contact with his elderly parents back home in New Zealand. His parents need some funds to help pay off a mortgage, so Liam plans to send them €2,000 from Ireland.
He decides to compare a bank and a money transfer specialist to see which one can save the most money on his transaction.
|Bank||Money transfer company|
|Exchange rate||1 EUR = 1.70 NZD||1 EUR = 1.73 NZD|
|Transfer method||Bank account deposit||Bank account deposit|
|Processing time||2 - 5 working days||Next day|
|Amount received||3,392.26 NZD||3,450.12 NZD|
The money transfer company enables Liam to send an extra $57.86, which is transferred straight to his parents' ANZ Bank account.
When choosing a money transfer provider to send money from Ireland to New Zealand, it's important to consider the cost, how you want your recipient to receive the funds and the turnaround time. Here are other features to review:
Compared to a month ago, the euro is stronger against the New Zealand dollar. Currently €5,000 is equivalent to $8,679.50, whereas a month ago, €5,000 was equivalent to $8,559.50. That's an increase of 1.4% over the past month.
Similarly, compared to a year ago, the euro is again stronger against the New Zealand dollar. A year ago, €5,000 was equivalent to $7,855.50. That's an increase of 10.49% over 12 months.
So based on those two quick glances back, yes, it's a relatively good time to send money to New Zealand, and your euros will go further than they would have. But what's more important, however, is where the strength of the euro against the New Zealand dollar goes from here – which is harder to call.
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