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Revolut Premium vs Revolut Standard

Should you pay more for Revolut's premium account? We compare so you can decide.

Revolut offers four different accounts, which include Revolut Standard, Revolut Plus, Revolut Premium and Revolut Metal. If you currently have a free Standard account or are looking at signing up to Revolut, you may be wondering if the higher tier accounts are worth the monthly fees. In this guide we will compare Revolut Premium and Revolut Standard side by side so you can decide which account is right for you.

Must read: Revolut is an official bank in Ireland

Revolut is now officially operating as a bank in Ireland. It was granted a full banking licence from the European Central Bank. Any deposits held within Revolut Bank are now covered up to €100,000. This deposit guarantee protection is backed by the Bank of Lithuania’s deposit guarantee scheme.

Jump ahead to our verdict

Quick review

Revolut Standard

The Standard account will cost you €0 per month and offers a number of the features that has made Revolut so popular. These include a free UK and IBAN account, the ability to spend in over 150 currencies at the interbank rate and access to cryptocurrencies. However, you’re limited as to how many free ATM withdrawals you can make (up to €200 per month) and there is also a limit on how much you can exchange in fiat currencies.

Revolut Premium

Revolut Premium is the digital bank’s mid-tier account which costs €7.99 per month. You get all the features of Revolut Standard and then some. You can exchange in fiat currencies without a limit and have a higher free ATM withdrawal limit of €400 per month. You will also get insurances, express card delivery, disposable virtual cards among other perks.

Revolut Standard vs Revolut Premium in Ireland

Revolut Standard

Revolut Premium

Revolut Standard

Revolut Premium

OVERVIEW
Description

Sign up to Revolut through Finder and receive a free trial of Revolut Premium for 3 months.


Enjoy no monthly fee, no currency conversion fees up to €1,000 per month and hold an array of currencies in your account.

Sign up to Revolut through Finder and receive a free trial of Revolut Premium for 3 months.


A combined current account and IBAN account with unlimited free currency conversions and international transfers in many currencies.
Monthly fees: €0 €7.99
Card delivery Up to 9 working days Express
Mobile wallets Apple Pay
Google Pay
Apple Pay
Google Pay
Supported currencies GBP
SEK
PLN
CHF
DKK
NOK
USD
CZK
CAD
AUD
NZD
HUF
BGN
GEL
RON
EUR
ZAR
TRY
SGD
SAR
RUB
MXN
JPY
ILS
HKD
HRK
QAR
THB
GBP
SEK
PLN
CHF
DKK
NOK
USD
CZK
CAD
AUD
NZD
HUF
BGN
GEL
RON
EUR
ZAR
TRY
SGD
SAR
RUB
MXN
JPY
ILS
HKD
HRK
QAR
THB
Free ATM withdrawals limit €200 per month €400 per month
GLOBAL SPENDING
Currency conversion fee 0.5% 0
Free currency conversion limit Up to €1,000 per month, after which a 0.5% fee is charged Unlimited
EXTRA FEATURES
Savings function Account with interest earned Account with interest earned
Benefits Payment notifications
Bill splitting
Spending categorisation
Fast transfers
Web app
Payment notifications
Spending categorisation
Cryptocurrency
Virtual cards
Cashback
Fast transfers
Web app
Learn more

*We selected products from each provider that were the most comparable. You can find all available products on our review pages as well as the provider’s website.

Verdict

Both Revolut Standard and Revolut Premium offer a number of useful features including overseas ATM withdrawals, budgeting tools and foreign exchange in the app. Revolut Premium obviously offers more features, but don’t get distracted by shiny things just because they are shiny. Look at the features on offer with Revolut Premium and decide if you will actually use them. If you think you will, are the features worth the €7.99 fee? If they are, Revolut Premium is likely more suited to your needs. If you aren’t sure, you may be better off trying Standard or Plus out first. You can always upgrade later.

Compare Revolut with digital banks in Ireland

1 - 7 of 7
Name Product Mobile view decorator DBS Monthly Fee Free ATM withdrawal limit Supported currencies
Revolut Premium
  • Monthly fee

    €7.99

  • Free ATM withdrawal

    €400 per month

  • Supported currencies

    28

€7.99
€400 per month

28

Sign up to Revolut through Finder and receive a free trial of Revolut Premium for 3 months.

A combined current account and IBAN account with unlimited free currency conversions and international transfers in many currencies.
Money Jar Prepaid Mastercard
  • Monthly fee

    €2.99

  • Free ATM withdrawal

    N/A

  • Supported currencies

    1

€2.99
N/A

1

Exclusive offer: Sign up through Finder and receive 6 months of no service fees with MoneyJar. Ts&Cs apply.


Spend only what you have with the Money Jar prepaid Mastercard, which allows you to make mobile, online and POS purchases.
N26 Smart
  • Monthly fee

    €4.90

  • Free ATM withdrawal

    5 free withdrawals per month

  • Supported currencies

    1

€4.90
5 free withdrawals per month

1

A mid-tier, premium subscription plan that comes with a range of essential money management features to help you better manage your finances.
Revolut Plus
  • Monthly fee

    €2.99

  • Free ATM withdrawal

    €200 per month

  • Supported currencies

    28

€2.99
€200 per month

28

Sign up to Revolut through Finder and receive a free trial of Revolut Premium for 3 months.

Enjoy purchase, event ticket and returns protection, plus other innovative features with this lower-priced subscription plan.
N26 Metal
  • Monthly fee

    €16.90

  • Free ATM withdrawal

    8 withdrawals per month

  • Supported currencies

    1

€16.90
8 withdrawals per month

1

Receive a stainless steel Metal card available in 3 shades, an insurance package and exclusive offers.
N26 You
  • Monthly fee

    €9.90

  • Free ATM withdrawal

    5 withdrawals per month

  • Supported currencies

    1

€9.90
5 withdrawals per month

1

A smart IBAN account with no currency conversion fees, complimentary insurances and no ATM fees here or abroad.
Revolut Metal
  • Monthly fee

    €13.99

  • Free ATM withdrawal

    €800 per month

  • Supported currencies

    28

€13.99
€800 per month

28

Sign up to Revolut through Finder and receive a free trial of Revolut Premium for 3 months.

A premium account with an exclusive Metal card featuring insurances, cashback, concierge service, cryptocurrencies and more.
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Compare up to 4 providers

1 - 3 of 3
Name Product Mobile view decorator DBS Monthly Fee Free ATM withdrawal limit Supported currencies
N26 Bank Account
  • Monthly fee

    €0

  • Free ATM withdrawal

    3 withdrawals per month

  • Supported currencies

    1

€0
3 withdrawals per month

1

Benefit from no monthly fee, no currency conversion fees and a raft of in-app budgeting features to help you save.
Wise Multicurrency Account
  • Monthly fee

    €0

  • Free ATM withdrawal

    2 withdrawals up to €200 per month

  • Supported currencies

    19

€0
2 withdrawals up to €200 per month

19

Wise (formerly TransferWise) is an international account with over 50 currencies, instant and very convenient money transfers, a card to spend in any currency, bank details to be paid in 30 different countries and multi-currency direct debits.
Revolut Standard
  • Monthly fee

    €0

  • Free ATM withdrawal

    €200 per month

  • Supported currencies

    28

€0
€200 per month

28

Sign up to Revolut through Finder and receive a free trial of Revolut Premium for 3 months.

Enjoy no monthly fee, no currency conversion fees up to €1,000 per month and hold an array of currencies in your account.
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Compare up to 4 providers

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