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Revolut Premium Review

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Thinking about a Revolut Premium account? We find out if it's worth the money.

Revolut has taken the finance world by storm over the past few years and today is one of most valued fintech start-ups in Europe.

In this article, we take a look at Revolut Premium account to see how it stacks up next to the Standard ‘freemium’ experience and the Revolut Metal.

€7.99

Monthly fee

€0

Atm fee

0.5%

Currency conversion fee

Details

Product NameRevolut Premium
Monthly fee€7.99
Card deliveryUp to 3 working days
Supported currenciesGBP,SEK,PLN,CHF,DKK,NOK,USD,CZK,CAD,AUD,RON,EUR
More Info

Key features

Revolut Premium is the digital bank’s mid-tier account offering. It comes with all of the features of Revolut Standard as well as additional perks and higher limits.

Here are the main features:

  • UK and IBAN account
  • Exchange in 30 fiat currencies for no monthly limit (the limit is €1,000 for Standard)
  • No fees on ATM withdrawals up to €400 per month (up from €200 per month with Standard)
  • A range of included insurance covers including overseas medical insurance, delayed baggage and delayed flight insurance and winter sports coverage
  • Exclusive card designs plus free express delivery
  • Priority customer support
  • Disposable virtual cards so you can shop securely online
  • LoungeKey Pass access plus free lounge passes for you and a friend if your flight is delayed by more than an hour
  • Unlimited cross-border transfers plus 1 SWIFT transfer per month at no cost.

Fees and limits

Keep in mind with following fees which come with Revolut Premium:

  • Monthly fee of €7.99
  • An ATM fee of 2% of you go over your monthly withdrawal limit

How to sign up

You can open an account with Revolut in a matter of minutes from your smartphone. Once you’ve downloaded the app, you will need to register and verify your identity. You can do this by providing a valid form of ID and snapping a selfie.

Once you’re verified, you’ll need to add funds to your account. You will need to wait for your physical card to be delivered but you can use your virtual cards as soon as you have money available in your account.

The verdict

If you travel frequently or transfer a lot of money abroad, this card may be worth considering. The included insurances are especially useful as they’re active constantly, so you won’t need to sign up for a new policy each time.

However, if you aren’t going to use the extra perks available then you may not get enough value from the card for the €7.99 monthly fee.

You can check out our in-depth review of all Revolut’s accounts, including Standard, here.

Compare a range of digital banks in Ireland

Data indicated here is updated regularly
Name Product Monthly fee Card delivery Supported Currencies
N26 Bank Account
€0
Up to 10 working days

1

Benefit from no monthly fee, no currency conversion fees and a raft of in-app budgeting features to help you save.
VIALET Current Account
€0
N/A

1

An IBAN account you can use to manage your money and spend in over 200 countries worldwide, fee-free.
Revolut Standard
€0
Up to 9 working days

12

Enjoy no monthly fee, no currency conversion fees up to €1,000 per month and hold an array of currencies in your account.
Monese Simple
€0
Within 14 days

2

A dual currency account with no foreign currency fees up to €2,000 per month. Features include budgeting tools and multilingual support.
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Data indicated here is updated regularly
Name Product Monthly fee Card delivery Supported Currencies
bunq easyMoney Personal
€7.99
Up to 10 working days

1

A card linked to up to 25 individual IBAN accounts. Earn interest on all money in your account and benefit from competitive rates and fees.
N26 You
€9.90
Up to 10 working days

1

A smart IBAN account with no currency conversion fees, complimentary insurances and no ATM fees here or abroad.
bunq easyGreen Personal
€16.99
Up to 10 working days

1

An account with an exclusive stainless steel card. Help the environment – a tree will be planted for every €100 you spend.
N26 Metal
€16.90
Up to 10 working days

1

Receive a stainless steel Metal card available in 3 shades, an insurance package and exclusive offers.
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Data indicated here is updated regularly
Name Product Monthly fee Card delivery Supported Currencies
bunq easyTravel Personal
€0
Up to 10 working days

1

A no monthly-fee card that lets you travel and spend globally using the real exchange rate. Security controls and simple payments.
Wirex Travel Card
€1.20
Up to 4 business days

10

A multicurrency account that lets you spend abroad in over 150 currencies and an array of supported cryptocurrencies.
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