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Revolut Premium review

Thinking about a Revolut Premium account? We find out if it's worth the money.

Revolut has taken the finance world by storm over the past few years and today is one of most valued fintech start-ups in Europe.

In this article, we take a look at Revolut Premium account to see how it stacks up next to the Standard ‘freemium’ experience and the Revolut Metal.

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7.99 €

Maintenance fee

1 €

ATM fee


Product NameRevolut Premium
Fee periodMonthly
Maintenance fee7.99 €
Account TypeDigital banks, Current accounts
Online account onlyYes
Supported currencies


Card deliveryExpress
Go to site
More Info

Key features

Revolut Premium is the digital bank’s mid-tier account offering. It comes with all of the features of Revolut Standard as well as additional perks and higher limits.

Here are the main features:

  • UK and IBAN account
  • Exchange in 30 fiat currencies for no monthly limit (the limit is €1,000 for Standard)
  • No fees on ATM withdrawals up to €400 per month (up from €200 per month with Standard)
  • A range of included insurance covers including overseas medical insurance, delayed baggage and delayed flight insurance and winter sports coverage
  • Exclusive card designs plus free express delivery
  • Priority customer support
  • Disposable virtual cards so you can shop securely online
  • LoungeKey Pass access plus free lounge passes for you and a friend if your flight is delayed by more than an hour
  • 1 free per month cross-border transfers plus transfers at no cost.

Fees and limits

Keep in mind with following fees which come with Revolut Premium:

  • Monthly fee of €7.99
  • An ATM fee of 2% of you go over the monthly withdrawal limit of €400 per month
  • 1 free per month free foreign currency transfers

The verdict

If you travel frequently or transfer a lot of money abroad, this card may be worth considering. The included insurances are especially useful as they’re active constantly, so you won’t need to sign up for a new policy each time.

However, if you aren’t going to use the extra perks available then you may not get enough value from the card for the €7.99 monthly fee.

You can check out our in-depth review of all Revolut’s accounts, including Standard, here.

How to sign up

You can open an account with Revolut in a matter of minutes from your smartphone. Once you’ve downloaded the app, you will need to register and verify your identity. You can do this by providing a valid form of ID and snapping a selfie.

Once you’re verified, you’ll need to add funds to your account. You will need to wait for your physical card to be delivered but you can use your virtual cards as soon as you have money available in your account.

Compare a range of digital banks in Ireland

Name Product Monthly Fee Free ATM withdrawal limit Supported currencies
N26 Bank Account
0 €
3 withdrawals per month


Benefit from no monthly fee, no currency conversion fees and a raft of in-app budgeting features to help you save.
Revolut Standard
0 €
€200 per month


Enjoy no monthly fee, no currency conversion fees up to €1,000 per month and hold an array of currencies in your account.
Wise Multicurrency Account
0 €
2 withdrawals up to €200 per month


Wise (formerly TransferWise) is an international account with over 50 currencies, instant and very convenient money transfers, a card to spend in any currency, bank details to be paid in 30 different countries and multi-currency direct debits.
Wirex Standard
0 €
€400 per month


Get a Welcome Bonus of $15 USD in WXT when you sign up with Wirex through Finder.

Benefit from an array of digital payment features, including a free prepaid Wirex card and unlimited fee-free transfers at interbank rates - with zero monthly subscription fee.

Compare up to 4 providers

Name Product Monthly Fee Free ATM withdrawal limit Supported currencies
Revolut Premium
7.99 €
€400 per month


A combined current account and IBAN account with unlimited free currency conversions and international transfers in many currencies.
bunq Easy Money Personal
8.99 €
4 withdrawals per month


A card linked to up to 25 individual IBAN accounts. Earn interest on all money in your account and benefit from competitive rates and fees.
N26 Smart
4.90 €
5 free withdrawals per month


A mid-tier, premium subscription plan that comes with a range of essential money management features to help you better manage your finances.
Revolut Plus
2.99 €
€200 per month


Enjoy purchase, event ticket and returns protection, plus other innovative features with this lower-priced subscription plan.

Compare up to 4 providers

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