Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

Review: Paysera international money transfers

Quick, easy international payments, with little or no transfer fees to other Paysera accounts.

Updated

Fact checked
This product is not currently available via Finder. Visit the provider's website directly, or compare other options.

Paysera is an inexpensive option when you’re sending money between Paysera accounts, but be wary of the high number of negative reviews online.

Paysera offers businesses the convenience of syncing an e-shop with its checkout system, connecting you with more than 180 countries. While handy for businesses, its personal money transfer service is more limited.

Make a money transfer to a Paysera account for free

Paysera has catered to international businesses and individuals since 2004. Anyone with a personal Paysera account can transfer funds to another Paysera account for free. For a small fee, you can also send money in more than 30 different currencies to a recipient’s bank account.

Businesses can benefit from Paysera’s streamlined purchasing process, especially when working with international customers.

Paysera fees

You won’t pay a fee to transfer money between Paysera accounts. When sending funds to a bank account or an e-wallet system, your cost will vary depending on your currency and the speed of the transfer.

For example, to send money to your family in the US, you’ll pay a flat fee of €7. For personal account holders, there is no fee for transferring money to other countries within the European Economic Area unless an urgent or instant transfer is required.

Exchange rates

Paysera can save you money with its competitive exchange rates. It posts these rates alongside the mid-market rate so you can compare the exchange, usually within a 1% margin.

What types of transfers does Paysera support?

Paysera provides one-off transfers, as well as business solutions. Fund your transfer using your debit card, or make a purchase through the Paysera checkout system.

Personal money transfers

  • One-off transfers

Business accounts

  • Payments via POS and mobile e-shop systems. Use Paysera’s convenient checkout system for mobile and physical POS locations with the Paysera Visa card.
  • Event ticketing. Sell tickets to an event. Create, manage and edit your event at any time.
  • Mass payments. Make mass payments in real time with Paysera’s API.

Pros and cons

Pros

  • Speedy transfer deliveries. In many cases, your recipient can access their funds within minutes. Even the slowest delivery speeds can be quicker than most competitors.
  • Low, even free, transfer fees. When you transfer money between Paysera accounts, it’s free. Fees to other accounts are low compared with other transfer services.
  • Manage business revenue with Paysera checkout. More than 5,000 e-shops currently use Paysera’s checkout method.

Cons

  • Negative reviews. A quick Google search shows quite a few negative reviews.
  • Limited transfer options. Send money from your bank account or between Paysera accounts only.
  • Limited customer service. Customer support in Ireland is limited to filling out an online form or calling an overseas number.

How do I send money through Paysera?

To start your first transfer:

  • Register for a free account on Paysera’s website.
  • If transferring to another Paysera account, enter the recipient’s email address, phone number and Paysera account number, along with the amount you’d like to transfer. If transferring to a bank account, enter the amount you’d like to transfer and your recipient’s account information.
  • Fund your money transfer with your Paysera account or a debit card.

When you initiate a transfer between Paysera accounts, funds are available within minutes. For transfers to other accounts, your transfer may take from one to three business days.

Bottom line

Paysera offers several business features, but personal services in Ireland are limited. To find the best deal for your individual situation, be sure to compare other international money transfer services like the ones below.

Name Product Minimum Transfer Transfer Time Transfer Fee
TransferWise - Ireland
EUR 1
1-2 days
Varies
Azimo - Ireland
GBP 10
Instant
Varies
Remitly - Ireland
EUR 0
1-5 days
EUR 2.99
Skrill - Ireland
EUR 50
1 day
None
XE Money Transfers - Ireland
EUR 1
Same day
EUR 0
WorldRemit - Ireland
EUR 1
Same day
Varies
CurrencyFair - Ireland
EUR 5
1-2 days
Varies
loading

Compare up to 4 providers

Frequently asked questions

More guides on Finder

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy Policy and Terms.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site