Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

Nuri review Ireland

Manage daily expenses, invest in crypto and earn up to 3% crypto rewards on Bitcoin with Nuri in Ireland.

Digital banks are more popular than ever in Ireland because of the convenient features they offer, like mobile transfers, customisable notifications and other helpful banking tools. Nuri (formerly Bitwala) goes a step further by offering access to cryptocurrency and even allowing users to earn up to 5% interest on Bitcoin. In this guide, we break down the features Nuri offers to help you decide if it’s the right digital bank for you in Ireland.

No reviews yet. Write a review

€0

Maintenance fee

€0

ATM fee

0%

Currency conversion fee

Details

Product NameNuri
Fee periodMonthly
Maintenance fee€0
Account TypeDigital banks
Online account onlyNo
Supported currencies

1

Card deliveryUp to 14 days
More Info
Disclaimer: This information should not be interpreted as an endorsement of cryptocurrency or any specific provider, service or offering. It is not a recommendation to trade.

Important update for Nuri Bitcoin Interest Account

Withdrawals from Nuri’s Bitcoin Interest Account have been temporarily paused due to Nuri’s partner, Celsius, halting withdrawals. The pause only affects the Nuri Bitcoin Interest Account — other Nuri products like the bank account, Visa debit card, Bitcoin and Ether investments and crypto wallets are unaffected. Until it receives an update from Celcius, Nuri has also temporarily paused the investment feature for its Bitcoin revenue account. Refer to Nuri’s official announcement on these changes for more information.

How does Nuri work?

Nuri (formerly Bitwala) is a German digital bank that is available to users from all over the European Economic Union — Ireland included. The digital bank champions “new reality banking”, where it goes beyond traditional mobile banking features to offer cryptocurrency tools. When you sign up for Nuri, you’ll get access to a full-feature digital bank account for spending and investing.

Nuri accounts are fee-free and support German IBAN, SEPA transfers and payments abroad. You’ll also receive a Visa debit card that gives you access to fee-free ATM transfers. Nuri also has cryptocurrency features, allowing users to invest in cryptocurrency on the go. If you open a Bitcoin Interest Account, you could earn up to 3% yield on your Bitcoin per year.

You can manage your Nuri account through the app which is accessible via your phone or the web.

Key features

You stand to enjoy a number of features with Nuri in Ireland, including:

  • Fully digital banking. The account-opening process is completely virtual, and you can manage your finances from the comfort of your mobile phone.
  • Easy online payments. Nuri’s accounts are equipped with a German IBAN, SEPA transfer capabilities and other international payment features.
  • Free debit card and ATM withdrawals. You’ll receive a free Visa debit card with your account, which you can use for unlimited free ATM withdrawals.
  • Security. Manage your account through the mobile app, including locking or unlocking your debit card if you encounter security issues.
  • Personalised notifications. You can customise Nuri notifications to stay on top of your recent transactions or cryptocurrency prices.
  • Bitcoin Interest Account. This feature allows Nuri’s users to earn up to 3% yield on their Bitcoin, which is paid out on a weekly basis.
  • Cryptocurrency savings plan. Nuri automatically invests in cryptocurrency according to a schedule you choose.
  • Portfolio charts. Track your cryptocurrency investments at a glance with Nuri’s portfolio charts.
  • Wallets and Vaults. When you invest in cryptocurrency, you can choose beginner (Nuri-held keys) or advanced (user-held keys) cryptocurrency wallets.
  • Tax remedies. Nuri’s partner, CryptoTax, offers ready-to-submit crypto tax reports, making it easier for users to deal with taxes.
  • Education tools. Explore a range of education tools, from blog posts to guides, to learn more about investing and managing your money.

What are the account options?

Nuri offers one digital banking account that comes with online banking tools, a debit card and crypto investment capabilities. If you’re interested in Nuri’s Bitcoin Interest Account, all you have to do is open your Nuri app, select “Wealth” and click “Open Bitcoin Interest Account”.

The Nuri digital bank account is a great choice for those in Ireland who are interested in cryptocurrency investments and want to seamlessly invest in crypto through a fiat bank account. You should go a step further to enable the Bitcoin Interest Account if you’d like to shoulder some additional risk in exchange for passively earning rewards on your Bitcoin investments.

Fees and limits

There are a few fees and limits that come with a Nuri digital bank account in Ireland. These include:

  • Crypto trading fee. A 1% trading fee, plus network fees, applies for buying and selling cryptocurrency.
  • Minimums for Bitcoin Interest Account. A minimum of €10 in Bitcoin is needed for opening a Bitcoin Interest Account.
  • Minimums for 24/7 crypto investing. Round-the-clock crypto investing is available from €30 up to €25,000 per trade.
  • Trading limit for 7 days. No more than €50,000 can be traded in any 7-day rolling period
  • Cash withdrawal limit. While there are no fees for ATM withdrawals, the maximum amount that can be withdrawn is €1,500.
  • Replacement card fee. Ordering a replacement Visa card will cost €9.50.

Pros and cons

Pros

  • Fee-free banking. Enjoy zero transaction fees on transfers and ATM withdrawals.
  • Crypto tools. Invest in crypto or earn rewards on your Bitcoin in a few swipes.
  • Customer support. Contact customer service either through the app or via email.

Cons

  • No multicurrency support. You can only make transfers in Euros.
  • Limited banking features. Compared to other digital banks, the app does not have traditional budgeting and savings features.

Verdict

Nuri is a great option to consider for those in Ireland who want convenient banking tools but also have an interest in cryptocurrency investments. It offers essential tools you’d expect from a digital bank, like SEPA transfers and a fee-free debit card. But it also goes beyond this to make it very convenient for users to fund their cryptocurrency investments. Users can toggle back and forth between their investments and savings to get a good picture of their financial accounts. The Bitcoin Interest Account, in particular, is a unique tool that could appeal to Bitcoin investors looking for a passive income.

Experiences from other Nuri users

VIALET scores 3.3 out of 5 based on 2,330+ reviews and is rated Average on Trustpilot.

User ratings# of reviewsWhat do customers say
3.3 / 52,330+
  • “I’m using Nuri since day one and really like It. With the savings plan, I can invest automatically in BTC and ETH and grow my wealth to become financially independent. Thank you.” — N.T
  • “I have been using Nuri for 12 months or more and to be honest I don’t have enough words to describe how satisfied I am with (the) support provided. For anyone looking (to) get into Crypto and (wants) to be able to spend crypto without much fuss, Nuri is the perfect tool for the job. With Nuri, you can basically use your BTC and ETH and be able to withdraw directly from any ATM worldwide.” — Tchize De Lemos Matias
  • “Everything is good but sometimes (the) support team does not reply (to) the ticket we made. I have made a couple of tickets but no answer even after a week. Please let me know about it. I think it’s better to have a live agent because sometimes it may be an emergency situation.” — Greenbay

*Note: The information provided is based on the reviews and the rating on Trustpilot (20 July 2022).

How to sign up

Opening an account with Nuri is a quick and easy process.

To open an account, you must be a resident of the European Economic Area or Switzerland, as well as above the age of 18.

If you qualify for an account, you can sign up by first downloading the app or visiting their website. Begin the account registration process and fill in your personal details. After accepting Nuri’s terms and conditions, you’ll need to verify your identity with IDnow via a video call. The verification process requires you have an accepted passport or identity card and a printed copy of your proof of address to hand.

The overall account-opening process typically takes less than 24 hours.

Compare a range of digital banks in Ireland

1 - 3 of 3
Name Product Mobile view decorator DBS Monthly Fee Free ATM withdrawal limit Supported currencies
N26 Bank Account
  • Monthly fee

    €0

  • Free ATM withdrawal

    3 withdrawals per month

  • Supported currencies

    1

€0
3 withdrawals per month

1

Benefit from no monthly fee, no currency conversion fees and a raft of in-app budgeting features to help you save.
Wise Multicurrency Account
  • Monthly fee

    €0

  • Free ATM withdrawal

    2 withdrawals up to €200 per month

  • Supported currencies

    19

€0
2 withdrawals up to €200 per month

19

Wise (formerly TransferWise) is an international account with over 50 currencies, instant and very convenient money transfers, a card to spend in any currency, bank details to be paid in 30 different countries and multi-currency direct debits.
Revolut Standard
  • Monthly fee

    €0

  • Free ATM withdrawal

    €200 per month

  • Supported currencies

    28

€0
€200 per month

28

Sign up for Revolut through Finder and receive €10. Just sign up through Finder, top up your account and make your first card payment to receive €10 credit to your account.


Enjoy no monthly fee, no currency conversion fees up to €1,000 per month and hold an array of currencies in your account.
loading

Compare up to 4 providers

1 - 7 of 7
Name Product Mobile view decorator DBS Monthly Fee Free ATM withdrawal limit Supported currencies
Revolut Premium
  • Monthly fee

    €7.99

  • Free ATM withdrawal

    €400 per month

  • Supported currencies

    28

€7.99
€400 per month

28

Sign up for Revolut through Finder and receive €10. Just sign up through Finder, top up your account and make your first card payment to receive €10 credit to your account.

A combined current account and IBAN account with unlimited free currency conversions and international transfers in many currencies.
Money Jar Prepaid Mastercard
  • Monthly fee

    €2.99

  • Free ATM withdrawal

    N/A

  • Supported currencies

    1

€2.99
N/A

1

Spend only what you have with the Money Jar prepaid Mastercard, which allows you to make mobile, online and POS purchases.
N26 Smart
  • Monthly fee

    €4.90

  • Free ATM withdrawal

    5 free withdrawals per month

  • Supported currencies

    1

€4.90
5 free withdrawals per month

1

A mid-tier, premium subscription plan that comes with a range of essential money management features to help you better manage your finances.
Revolut Plus
  • Monthly fee

    €2.99

  • Free ATM withdrawal

    €200 per month

  • Supported currencies

    28

€2.99
€200 per month

28

Sign up for Revolut through Finder and receive €10. Just sign up through Finder, top up your account and make your first card payment to receive €10 credit to your account.

Enjoy purchase, event ticket and returns protection, plus other innovative features with this lower-priced subscription plan.
N26 Metal
  • Monthly fee

    €16.90

  • Free ATM withdrawal

    8 withdrawals per month

  • Supported currencies

    1

€16.90
8 withdrawals per month

1

Receive a stainless steel Metal card available in 3 shades, an insurance package and exclusive offers.
N26 You
  • Monthly fee

    €9.90

  • Free ATM withdrawal

    5 withdrawals per month

  • Supported currencies

    1

€9.90
5 withdrawals per month

1

A smart IBAN account with no currency conversion fees, complimentary insurances and no ATM fees here or abroad.
Revolut Metal
  • Monthly fee

    €13.99

  • Free ATM withdrawal

    €800 per month

  • Supported currencies

    28

€13.99
€800 per month

28

Sign up for Revolut through Finder and receive €10. Just sign up through Finder, top up your account and make your first card payment to receive €10 credit to your account.

A premium account with an exclusive Metal card featuring insurances, cashback, concierge service, cryptocurrencies and more.
loading

Compare up to 4 providers

Frequently asked questions

Disclaimer: Cryptocurrencies are speculative, complex and involve significant risks – they are highly volatile and sensitive to secondary activity. Performance is unpredictable and past performance is no guarantee of future performance. Consider your own circumstances, and obtain your own advice, before relying on this information. You should also verify the nature of any product or service (including its legal status and relevant regulatory requirements) and consult the relevant Regulators' websites before making any decision. Finder, or the author, may have holdings in the cryptocurrencies discussed.
Go to site