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Banks that support Google Pay in Ireland

Does your bank have Google Pay? Find out in this guide.

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Google Pay is the digital wallet for Android users just like Apple Pay is the mobile wallet for iPhone users. It lets you make purchases in-store, online and in apps without using your physical debit or credit card. This guide will cover how to use Google Pay in Ireland and all the Irish banks that currently offer it.

Compare debit cards with Google Pay

Data indicated here is updated regularly
Name Product Monthly fee Card delivery Mobile payments
N26 Bank Account
Up to 10 working days
Apple Pay, Google Pay
Benefit from no monthly fee, no currency conversion fees and a raft of in-app budgeting features to help you save.
bunq easyMoney Personal
Up to 10 working days
Apple Pay, Google Pay
A card linked to up to 25 individual IBAN accounts. Earn interest on all money in your account and benefit from competitive rates and fees.
N26 You
Up to 10 working days
Apple Pay, Google Pay
A smart IBAN account with no currency conversion fees, complimentary insurances and no ATM fees here or abroad.
bunq easyGreen Personal
Up to 10 working days
Apple Pay, Google Pay
An account with an exclusive stainless steel card. Help the environment – a tree will be planted for every €100 you spend.

Compare up to 4 providers

Data indicated here is updated regularly
Name Product Maintenance fee Fee period ATM transaction fee Contactless payments
AIB Personal Current Account
Google Pay, Apple Pay, Fitbit Pay
A current account that's available for anyone 16 years and over and gives you easy access to your money. Plus, there are two ways to have account fees waived.
KBC Current Account
Google Pay, Apple Pay, Fitbit Pay,Garmin Pay, wena pay
A versatile current account that offers fee-free everyday banking transactions, plus, a host of other features when you sign up.
AIB Basic Bank Account
Google Pay, Apple Pay
A standard current account available to anyone 16 years and over with international transfer functionality and no maintenance or transaction fees for the first year.
Ulster Bank Standard Account
Google Pay, Apple Pay
A straightforward current account that gives you a Visa debit card and lets you withdraw up to €500 cash per day.

Compare up to 4 providers

What is Google Pay?

Google Pay is a payments app that acts like your physical wallet, housing all your debit and credit cards as well as loyalty cards, tickets and coupons. You can use the digital wallet to make contactless purchases in stores and online just like you would with your physical debit card, except the app lets you make these purchases using just your smartphone or Android device. The beauty of Google Pay is that you can travel lightly with just your phone and still make purchases – no cash or card needed.

Banks that offer Google Pay in Ireland

BankGoogle Pay
Ulster BankNo

How does Google Pay work?

Within the Google Pay app, you’ll see a tab titled “Cards”. This is where all your cards are stored, including your debit and credit card. In the same way that you can use your physical debit card to make contactless tap-and-go purchases in stores, you can use Google Pay to tap your smartphone on a payment terminal without entering a pin.

Using near field communication (NFC), the phone connects with the payment terminal when they’re held close together, allowing the payment to be processed. Think of it as an invisible mini-bridge between your phone and the payment terminal that allows the data to travel between each device. The chip within your device communicates to the chip within the payment terminal, sending messages back and forth via the mini, invisible bridge.

Where can you use Google Pay?

Google Pay is accepted at millions of places worldwide. You can use Google Pay in any stores that already enable tap-and-go payments, which is almost everywhere these days. You can also use Google Pay to make purchases within a large number of popular apps as well as on websites. When using Google Pay to make purchases online, you avoid having to manually enter your card details each time you make a transaction. If you’re not sure if a particular merchant accepts Google Pay, just look for the Google Pay symbol or the contactless payment symbol.


You must be at least 16 years old to use Google Pay. If you’re under age 18, you’ll need a parent or legal guardian’s permission before you can accept the terms and conditions and use the app.

How many cards can I add to Google Pay?

You can store as many cards as you’d like in Google Pay. There’s no limit.

Can I use Google Pay internationally?

You can use Google Pay worldwide at any store that accepts contactless payments. As of May 2020, you can use Google Pay in any of the following locations:

  • Australia
  • Belgium
  • Brazil
  • Canada
  • Chile
  • Croatia
  • Czech Republic
  • Denmark
  • Finland
  • France
  • Germany
  • Hong Kong
  • Ireland
  • Italy
  • Japan
  • New Zealand
  • Norway
  • Poland
  • Russia
  • Singapore
  • Slovakia
  • Spain
  • Sweden
  • Switzerland
  • Taiwan
  • Ukraine
  • United Arab Emirates
  • United Kingdom
  • United States

Which devices support Google Pay?

Google Pay is supported by all Android devices that have the operating system 4.4 (KitKat) and above. You can also use Google Pay on a compatible Android Wear 2.0 smartwatch. Google Pay is only available on Android devices and is not available on iPhones, Mac computers or Apple Watches.

How to set up Google Pay on your smartphone

Setting up Google Pay only takes a few easy steps, and you can start making contactless payments right away.

  1. Ensure you have an eligible device and debit card. You’ll need to have an Android smartphone that supports the operating system 4.4 or above. Plus, check to make sure your current bank offers Google Pay by searching the list above.
  2. Download the app. Go to your Google play store and download the Google Pay app.
  3. Add your debit card. Select the “Add debit card” option within the app. You can take a photo of your card instead of manually entering in all the numbers (although you can enter the numbers manually if you’d like to). You’ll receive a text to verify your identity, then you’re all set to go.

How do I use Google Pay once it’s installed?

Once you’ve got the Google Pay app set up on your smartphone, it’s easy to make contactless payments in stores without your debit card or cash. All you need to do is wake up your phone, hold it over the payment terminal and wait until you see a tick appear on the screen to let you know the payment was approved. You don’t need to open the Google Pay app, and the whole process takes less than five seconds to complete.

If you’re making a purchase within an app or on a website, simply select the Google Pay option at the checkout. The app will use your default card details to pay for the transaction, without the need to enter in your details again.

How do I use Google Pay on my Android watch?

If Google Pay is supported on your smartwatch, the app will already be on the watch. Open the app on your watch and select the “Get started” option. You’ll then need to use your phone to add a debit card to your watch. When done successfully, your card will appear within the Google Pay app on your watch. Note, you’ll need to set up a PIN for your watch in order for Google Pay to work.

You can now use the watch to make contactless payments in stores. Hover your wrist over the payment terminal, the same way that you’d use your phone or debit card to make a contactless payment. However, unlike using Google Pay on your smartphone, when using your watch to pay, you do need to open the Google Pay app. You’ll feel a vibration from the watch when the transaction has worked.

Is Google Pay safe?

You can sleep easy knowing that yes, Google Pay is incredibly safe. In fact, Google operates one of the most advanced security systems in the world. When you use Google Pay to pay for things in-store, like your morning coffee, the app doesn’t share your debit card number with the merchant. Instead, it shares a unique encrypted transaction number along with a number specific to your device to validate the payment.

And if you lose the phone itself, you can simply lock it remotely from a web browser by logging into your Google account. Or, you can use your mobile banking app to lock your debit card temporarily. So, Google Pay is actually safer than using your traditional debit or credit card in some ways.

Bottom line

With Google Pay, you can make in-store and online purchases using your mobile device as a digital wallet. It’s a safe, easy-to-use contactless payment system that works in numerous countries across the world – but note that it only works on Android devices and with eligible debit and credit cards.

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