CEX.IO Bitcoin marketplace review

Buy and sell cryptocurrency or actively trade at competitive rates on CEX.IO.

  • Good for fiat to cryptocurrency trading at competitive rates
  • Bad for deposit and withdrawal fees on certain payment methods

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Fiat currencies




Product Name CEX.IO Cryptocurrency Exchange
Fiat Currencies USD, EUR, GBP, RUB
Cryptocurrencies BTC, USDT, BCH, LTC, DASH, ETH, XRP, ATOM, ADA, TRX & 10+ more
Deposit Methods Bank transfer (ACH)
Credit card
Bank transfer (SEPA)
Faster Payments Service
Trading Fee Maker: 0-0.16%
Taker: 0.10-0.25%
Deposit Fees VISA & Mastercard: 2.99% (USD), (GBP), (EUR) , (RUB)
Bank transfer: None
Skrill: 3.99% (USD, GBP, EUR)
ACH: None
Faster Payments: None
Withdrawal Fees Mastercard and VISA: Fees vary
Bank transfer: 0.3% + £ 25.00 (USD, GBP, EUR)
ACH: None
Skrill: 1% (USD, GBP, EUR)
Faster payments: None
Disclaimer: This information should not be interpreted as an endorsement of cryptocurrency or any specific provider, service or offering. It is not a recommendation to trade.

Learn more about CEX.IO

What fiat and cryptocurrencies are supported?

  • Supported fiat currencies: USD, EUR, GBP, RUB
  • Supported cryptocurrencies: Approximately 22 cryptocurrencies

Which payments methods are accepted?

Available payment methods vary per market.

  • Bank transfer
  • Credit card
  • Cryptocurrency
  • SEPA
  • Faster Payments (FPS)

What’s it like to use CEX.IO?

  1. The markets. Browse the markets to find your trading pair.
  2. Buy and sell. In addition to trading, you can directly buy and sell through CEX.IO too.
  3. Create an account. Create an account at CEX.IO to get started.

Fees and limits

The fees below are accurate as of 8 March 2021.

Platform trading fees

30 day trade volume (BTC)TakerMaker
≤ 50.25%0.16%
≤ 300.23%0.15%
≤ 500.21%0.13%
≤ 1000.20%0.12%
≤ 2000.18%0.10%
≤ 10000.15%0.08%
≤ 30000.13%0.04%
≤ 60000.11%0.00%
> 60000.10%0.00%

Deposit and withdrawal fees

Deposit fees

Available deposit options and fees vary depending on the currency.


Payment methodDeposit fee
Bank transferNone


Payment methodDeposit fee
Bank transferNone
Faster PaymentsNone


Payment methodDeposit fee
Bank transferNone


Payment methodDeposit fee
Bank transfer0.5%
Withdrawal fees

CEX.IO is one of the only cryptocurrency exchanges that lets users make withdrawals straight to payment cards.



Payment methodWithdrawal fee
VisaUp to 3% + €1.50 service fee
Up to €3.50 commission fee
MastercardUp to 1.8% + €1.50 service fee
Up to 1.2% + €3.50 commission fee
Bank transfer0.3% + €25



Payment methodWithdrawal fee
VisaUp to 3% + £2.10 service fee
Up to £2.90 commission fee
MastercardUp to 1.8% + £2.10 service fee
Up to 1.2% + £2.90 commission fee
Bank transfer0.3% + £25
Faster paymentsNone



Payment methodWithdrawal fee
VisaUp to 3% + $1.20 service fee
Up to $3.80 commission fee
MastercardUp to 1.8% + $1.20 service fee
Up to 1.2% + $3.80 commission fee
Bank transfer0.3% + $25


Payment methodWithdrawal fee
Visa0.5% + ₽20
Up to 2.5% + ₽30 commission fee
Mastercard0.5% + ₽20
Up to 2.5% + ₽30 commission fee

How fast will my funds be available?


Clock icon for transfer speed

Up to 5 days

Credit card payments can go through almost instantly, as can some bank transfers.

But international bank transfers may take 3 to 5 days to arrive in your account.


Clock icon for transfer speed


Withdrawals to your card can go through almost instantly.

Other types of withdrawal are processed by CEX.IO within 24 hours, but total transfer times vary depending on your bank.

Is CEX.IO safe to use?

  • Regulation. CEX.IO is registered with the Information Commissioner’s Office in the UK and as a money services business (MSB) with FinCEN in the USA. It verifies users and has a risk-based AML/KYC policy.
  • Verification process. Only verified users can trade on CEX.IO. When paying with card, users have to pass card verification. With other payment methods, users have to provide identification which CEX.IO will check for authenticity. The exchange monitors transactions to look for suspicious activity.
  • Security features. CEX.IO offers two-factor authentication, stores user funds in cold storage and has its PCI DSS (payment card industry data security standard) certificate.

CEX.IO has been in operation as a cryptocurrency exchange since 2014. It has operated almost completely without incident in that time. It says none of its users have ever experienced account funds theft.

How do I create an account at CEX.IO?

To being using CEO.IO, follow these steps.

  1. Go to CEX.IO and select Create Account.
  2. Enter your email address, choose a password and read and consider CEX.IO terms and conditions.
  3. Confirm your registration via email.
  4. Go to the account settings to verify your identity. This involves providing identification, such as a driver’s license or passport.
  5. Make a deposit with your payment method of choice.
  6. Go to the market of your choice and start trading.

What else do I need to know about CEX.IO?

CEX.IO is based in London. It was founded in 2013 as a cloud mining company, and started its cryptocurrency exchange in 2014.

It closed down its cloud mining operations in 2015, but kept on going as a cryptocurrency exchange.

Today it’s a relatively well-known and venerable cryptocurrency exchange.

In a nutshell


  • Competitive trading fees. CEX.IO’s tiered trading fee structure is competitive compared to other fiat to crypto exchanges.
  • Card payments. Card deposits and withdrawals are a convenient option.
  • Combined trading platform and broker. CEX.IO users can trade with each other, or buy directly from CEX.IO as a broker.


  • High card fees. Credit card deposits and withdrawals are fast and convenient, but expensive.
  • Limited coin selection. CEX.IO offers a limited range of cryptocurrencies compared to many other exchanges.
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Frequently asked questions

Disclaimer: Cryptocurrencies are speculative, complex and involve significant risks – they are highly volatile and sensitive to secondary activity. Performance is unpredictable and past performance is no guarantee of future performance. Consider your own circumstances, and obtain your own advice, before relying on this information. You should also verify the nature of any product or service (including its legal status and relevant regulatory requirements) and consult the relevant Regulators' websites before making any decision. Finder, or the author, may have holdings in the cryptocurrencies discussed.

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