Picture not described

Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

How to buy Bank of Ireland (BIRG) shares

Learn how to easily invest in Bank of Ireland shares.

Bank of Ireland Group plc is a banks-regional business based in Ireland. Bank of Ireland shares (BIRG) are listed on the IR and all prices are listed in Euros. Bank of Ireland employs 9,211 staff and has a trailing 12-month revenue of around EUR€2.6 billion.

How to buy shares in Bank of Ireland

  1. Compare share trading platforms. Use our comparison table to help you find a platform that fits you.
  2. Open your brokerage account. Complete an application with your details.
  3. Confirm your payment details. Fund your account.
  4. Research the stock. Find the stock by name or ticker symbol – BIRG – and research it before deciding if it's a good investment for you.
  5. Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
  6. Check in on your investment. Optimize your portfolio by tracking your stock.

Compare online brokers

warning iconWarning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89 % of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Name Product Standard Brokerage Fee Markets Products
US stocks: $0
Stocks, ETFs, Currencies
Saxo Markets
Saxo Markets
IE stocks: €12

US stocks: US$7
Stocks, ETFs, Options, Futures, Bonds, Currencies
IE stocks: €2 + 0.05%

US stocks: €0.5 + US$0.004 per share
Stocks, ETFs, Funds, Options, Futures, Bonds
Zacks Trade
Zacks Trade
IE stocks: No

US stocks: US$1
Stocks, ETFs, Funds, Options, Bonds

Compare up to 4 providers

How has Coronavirus impacted Bank of Ireland's stock price?

Since the stock market crash in March caused by coronavirus, Bank of Ireland's stock price has had significant positive movement.

Its last market close was €5.31, which is 25.24% up on its pre-crash value of €3.97 and 249.11% up on the lowest point reached during the March crash when the stocks fell as low as €1.521.

If you had bought €1,000 worth of Bank of Ireland stocks at the start of February 2020, those stocks would have been worth €367.49 at the bottom of the March crash, and if you held on to them, then as of the last market close they'd be worth €1,182.64.

Is it a good time to buy Bank of Ireland stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Bank of Ireland shares at a glance

Information last updated 2021-10-23.
Latest market close€5.31
52-week range€1.88 - €5.47
50-day moving average €5.06
200-day moving average €4.86
Wall St. target price€6.80
PE ratio 16.0615
Dividend yield €0.175 (3.47%)
Earnings per share (TTM) €0.33

Bank of Ireland stock price (IR: BIRG)

Use our graph to track the performance of BIRG stocks over time.

Bank of Ireland price performance over time

Historical closes compared with the close of €5.31 from 2021-10-25

1 week (2021-10-19) 1.45%
1 month (2021-09-24) 5.44%
3 months (2021-07-26) 21.23%
6 months (2021-04-26) 16.60%
1 year (2020-10-26) 168.45%
2 years (2019-10-25) 26.49%
3 years (2018-10-26) 6.18
5 years (2016-10-26) 2,724.47%

Is Bank of Ireland under- or over-valued?

Valuing Bank of Ireland stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Bank of Ireland's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Bank of Ireland's P/E ratio

Bank of Ireland's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 16x. In other words, Bank of Ireland shares trade at around 16x recent earnings.

Bank of Ireland financials

Revenue TTM €2.6 billion
Operating margin TTM 34.64%
Gross profit TTM €1.5 billion
Return on assets TTM 0.25%
Return on equity TTM 3.41%
Profit margin 14.34%
Book value €9.51
Market capitalisation €5.6 billion

TTM: trailing 12 months

Bank of Ireland's environmental, social and governance track record

Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like Bank of Ireland.

When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.

Bank of Ireland's total ESG risk score

Total ESG risk: 28.93

Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and Bank of Ireland's overall score of 28.93 (as at 12/31/2018) is pretty good – landing it in it in the 35th percentile of companies rated in the same sector.

ESG scores are increasingly used to estimate the level of risk a company like Bank of Ireland is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).

Bank of Ireland's environmental score

Environmental score: 8.04/100

Bank of Ireland's environmental score of 8.04 puts it squarely in the 8th percentile of companies rated in the same sector. This could suggest that Bank of Ireland is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.

Bank of Ireland's social score

Social score: 15.36/100

Bank of Ireland's social score of 15.36 puts it squarely in the 8th percentile of companies rated in the same sector. This could suggest that Bank of Ireland is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.

Bank of Ireland's governance score

Governance score: 17.02/100

Bank of Ireland's governance score puts it squarely in the 8th percentile of companies rated in the same sector. That could suggest that Bank of Ireland is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.

Bank of Ireland's controversy score

Controversy score: 2/5

ESG scores also evaluate any incidences of controversy that a company has been involved in. Bank of Ireland scored a 2 out of 5 for controversy – the second-highest score possible, reflecting that Bank of Ireland has, for the most part, managed to keep its nose clean.

Bank of Ireland share dividends

We're not expecting Bank of Ireland to pay a dividend over the next 12 months.

Have Bank of Ireland's shares ever split?

Bank of Ireland's shares were split on a 1:30 basis on 6 July 2017. So if you had owned 30 shares the day before before the split, the next day you'd have owned 1 share. This wouldn't directly have changed the overall worth of your Bank of Ireland shares – just the quantity. However, indirectly, the new 2900% higher share price could have impacted the market appetite for Bank of Ireland shares which in turn could have impacted Bank of Ireland's share price.

Bank of Ireland share price volatility

Over the last 12 months, Bank of Ireland's shares have ranged in value from as little as €1.875 up to €5.472. A popular way to gauge a stock's volatility is its "beta".

BIRG.IR volatility(beta: 2.06)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (IR average) beta is 1, while Bank of Ireland's is 2.0557. This would suggest that Bank of Ireland's shares are significantly more volatile than the average for this exchange and represent a higher risk.

Bank of Ireland overview

Bank of Ireland Group plc provides various banking and financial products and services. The company operates through Retail Ireland, Wealth and Insurance, Retail UK, and Corporate and Treasury segments. Its products and services include current and savings accounts, and business deposits and accounts; personal, car, home improvement, graduate, and student loans, as well as overdrafts; business and farming loans, BREXIT loans, small medium enterprise loans, asset finance, commercial finance, hire purchase, and leasing services; and property, trade, and project finance. The company also offers account reconciliation, moving/sweeping funds, bulk payment services, direct debit originator, domestic and international payments, and FXPay services; international payments and credit cards; protection overview, mortgage protection, life cover, specified illness cover, income protection, protection for individuals, and protection for families; pensions and investments, foreign exchange, and treasury deposits and services; personal products; private banking services; leveraged acquisition finance; and funding and acquisition, cash management, transaction support and agency, and escrow agency services. In addition, it provides home, car, travel, and life insurance products. Bank of Ireland Group plc was founded in 1783 and is headquartered in Dublin, Ireland. .

Frequently asked questions

Disclaimer: This information should not be interpreted as an endorsement of futures, stocks, ETFs, CFDs, options or any specific provider, service or offering. It should not be relied upon as investment advice or construed as providing recommendations of any kind. Futures, stocks, ETFs and options trading involves substantial risk of loss and therefore are not appropriate for all investors. Trading CFDs and forex on leverage comes with a higher risk of losing money rapidly. Past performance is not an indication of future results. Consider your own circumstances, and obtain your own advice, before making any trades.

More guides on Finder

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy Policy and Terms.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site