How to get to Hawaii with credit card rewards

Book a flight with points or miles, plus fees and taxes.

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A flight to Hawaii can get expensive. That’s why it’s so fun to get to this remote paradise using credit card points or miles. Welcome offers, a little bit of everyday spending and choosing the right card can get you there for less than you might expect.

The best credit cards for Hawaii travel

One of the best ways to get to Hawaii using points or miles is to use a credit card welcome offer or signup bonus.

The idea is simple: Spend a certain amount of money within a period of time, and you’ll receive a healthy haul of points or miles. Redeem these for an award flight and you’re on your way. A few of our picks below are also great for ongoing travel usage, making it easy to return to the Aloha State in the future.

Our pick for getting to Hawaii

Luxury Card Mastercard® Black Card™

  • Stainless steel—Outweighs the competition with 22 grams
  • 2% point value when you redeem for airfare
  • 1.5% point value when you redeem for cash back
  • Enjoy 24/7 access to Luxury Card Concierge
  • $100 annual airline credit toward qualifying airline purchases
  • $100 Global Entry application fee credit
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One thing to remember when booking award flights

When you book a flight with points or miles, you’ll also be subject to fees and taxes. For domestic flights, these can be as low as $5.60 each way.

Best card for frequent visitors: Hawaiian Airlines® World Elite Mastercard®

Hawaiian Airlines® World Elite Mastercard®

The Hawaiian Airlines® World Elite Mastercard® is a great choice for travelers who frequently visit Hawaii and are able to fly with Hawaiian Airlines to make the trip. On top of solid rewards on Hawaiian Airlines purchases, you can also take advantage of companion fare discounts for additional savings. This is perhaps one of the best “Hawaii credit cards” available.

And even if you don’t fly Hawaiian Airlines often, this card can still help you earn bonus miles on gas, dining and grocery store purchases.

How many Hawaiian Airlines miles will you need to fly to Hawaii?

According to the Hawaiian Airlines website as of January 2019, you’ll need 40,000 HawaiianMiles for a round-trip Coach SuperSaver fare to Hawaii from anywhere in the continental US.

How do I earn the miles?

Earn 60,000 HawaiianMiles by spending $2,000 or more with your Hawaiian Airlines® World Elite Mastercard® within the first 90 days of card membership.

The card has a $99 annual fee that you’ll need to offset with rewards and benefit usage if you want to make the most of it. Luckily the companion discount you can earn each year takes care of it as long as you take advantage of the perk.

Best for signup bonus: Alaska Airlines Visa Signature® Card

Alaska Airlines Visa Signature® Card

While not everyone in the United States can take advantage of Alaska Airlines, the airline and its credit cards are well known for generosity. This card’s signup bonus has a low spending requirement and a secondary bonus: a chance to purchase a round-trip coach ticket and receive a second ticket for just the price of taxes and fees. The card’s companion pass opportunity can also turn into value for those traveling with a partner.

How many Alaska Airlines miles will you need to fly to Hawaii?

According to the Alaska Airlines website, as of January 2019, you’ll need 30,000 miles for a round-trip Main Cabin flight to Hawaii from anywhere in the continental US.

How do I earn the miles?

You’ll earn 40,000 miles by spending $2,000 or more with your Alaska Airlines Visa Signature® Card within 90 days of account opening.
The card has a $75 annual fee, which you can easily balance if you use its perks.

Best for flexibility: Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card
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A popular choice for all manner of travelers, the Chase Sapphire Preferred® Card brings flexibility to the table. You can transfer your Chase Ultimate Rewards points at a 1:1 ratio to several travel programs, letting you find an airline deal that best suits your preferences or location. You’ll also earn 5x points on Lyft rides and 2x points on travel and dining – a solid workhorse for building points for future travel.

Flying to Hawaii from the West Coast

Transfer your points to British Airways Avios. If you fly from the West Coast, you can get to Hawaii in economy on American Airlines or Alaska Airlines. The cost according to the Avios site as of January 2019: 25,000 Avios.

Another option to fly to Hawaii

You can also transfer your points to Singapore Airlines KrisFlyer miles. According to the United Airlines website as of January 2019, you can use 35,000 miles to book a United Airlines flight to Hawaii in economy.

How do I earn the points?

You’ll earn 60,000 points by spending $4,000 or more with your Chase Sapphire Preferred® Card within the first 3 months of card membership.

The card has a $95 annual fee.

Best for American Airlines travelers: Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

The information about Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® has been collected independently by Finder and and has not been reviewed or provided by the issuer.

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

While the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® has a relatively low rewards earning rate, it also has a relatively low spending requirement for its signup bonus. That means you’ll be able to enjoy that mileage windfall fairly quickly after obtaining the card. This card also offers a solid selection of travel perks, including free first checked bags and preferred boarding on American Airlines flights.

How many American Airlines miles will you need to fly to Hawaii?

According to the American Airlines website as of January 2019, you’ll need 40,000 miles for a MileSAAver off-peak round-trip fare to Hawaii from anywhere in the continental US.

You’ll need 45,000 miles for a MileSAAver round-trip fare.

How do I earn the miles?

You’ll earn 50,000 AAdvantage Miles by spending $2,500 or more with your Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® within the first 3 months of card membership.

You’ll earn another 10,000 AAdvantage miles if you spend a total of $6,000 within the first 12 months.

The card has a $0 intro annual fee for the first year. Starting the second year, the annual fee is $99.

Best for luxury travelers: The Platinum Card® from American Express

The Platinum Card® from American Express
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If Hawaii is just one of several big-ticket destinations on your list, the The Platinum Card® from American Express (see rates & fees) could be just what you need. Though it carries a large annual fee, it possesses a wide variety of luxury perks that can help make up for or even exceed the cost.

You can also transfer rewards to a partner airline — perhaps for more than one flight — because American Express regularly produces welcome offers that can net you a large influx of Membership Rewards points.

How many American Express miles will you need to fly to Hawaii?

You can transfer Membership Rewards points to a few different airlines.

Transfer points to …Conversion ratioFly on …Miles needed to fly round-trip to Hawaii for as low as
Singapore Airlines KrisFlyer1:1United Airlines40,000 miles for a Hawaiian Airlines Coach SuperSaver fare
Hawaiian Airlines HawaiianMiles1:1Hawaiian Airlines40,000 miles for a Hawaiian Airlines Coach SuperSaver fare
Air France-KLM Flying Blue1:1Delta15,000 miles on economy with better availability from the West Coast
British Airways Executive Club250:200Alaska Airlines or American Airlines25,000 Avios on economy when flying from the West Coast

All point information is current as of January 2019 according to each airline’s respective website.

How do I earn the points?

You’ll earn 60,000 Membership Rewards points by spending $5,000 with your The Platinum Card® from American Express within the first 3 months of account opening.

The card has an annual fee of $550.

Compare similar travel credit cards

Name Product Filter values Rewards Purchase APR Annual fee
American Express® Green Card
3x Membership Rewards® points on all eligible travel, 3x points at restaurants and 1x points on all other purchases
See Rates & Fees
$150
Earn 3x Membership Rewards® points on all eligible travel, 3x points at restaurants and 1x points on all other purchases. Rates & fees
CardMatch™ from creditcards.com
See terms
See issuer's website
See terms
Can't decide on a card? Get personalized credit card offers with CardMatch™.
Luxury Card Mastercard® Black Card™
1.5x points on all purchases with 2% point value when you redeem for airfare and 1.5% for cash back
16.49% variable
$495
Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
Chase Sapphire Reserve®
10x points on Lyft rides, 3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases
18.49% to 25.49% variable
$550
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months
The Platinum Card® from American Express
5x points on directly-booked flights or on flights and hotels on Amex Travel. 1x points on all other purchases
N/A
$550
Get 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel and 5x points on eligible hotels booked on amextravel.com. Rates & fees

Compare up to 4 providers

Bottom line

If you want to take advantage of a rewards flight to Hawaii, several credit cards can deliver. Consider how easily you’ll reach the spending requirement for a card’s welcome offer. Furthermore, consider each product’s perks, annual fee and rewards structure.

Not sure one of these cards is right for you? Look into another travel credit card and find the one that’s going to best fit your spending.

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