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How to get an SR-22 with Travelers
Travelers SR-22 insurance
If you’re eager to get back on the road after a DUI or other serious driving offense, you’re typically required to file for an SR-22 — a certificate of insurance that proves you’re legal to get back behind the wheel. If you’re already with Travelers, contact your agent about filing an SR-22 on your behalf.
How do I get an SR-22 with Travelers?
If you already have a policy with Travelers, contact your local agent to see if you can get covered under an SR-22.
For your agent to file for an SR-22 on your behalf, you’ll need to provide:
- Your policy number, if you’re a current Travelers customer.
- The date your driver’s license was suspended.
- How long you’ll need to file an SR-22.
- Any additional information about your violation.
You’ll find that most insurance companies charge between $25 to $50 to file a SR-22 for you. You can also be dropped from coverage for certain violations like a DUI.
What if I’m not a Travelers customer?
If you don’t have a current policy or you’re dropped by your current provider, Travelers may be willing to take you on. Eligibility for an SR-22 policy is determined by case and depends on your state, violation and driving history. Call a local agent to see if they’ll cover you.
Compare SR-22 alternatives to Travelers
Will Travelers Insurance raise my premiums if I file for an SR-22?
Having an SR-22 means that you’re considered a high-risk driver, so it’s possible that you’ll see an increase in your premiums. Ultimately, rates are based on your age, driving history and other factors. Once you meet your SR-22 requirements, your rates could go down.
Talk with a Travelers agent about how much you should expect to pay once you file for an SR-22. You may be eligible for discounts to help lower your payments.
Will Travelers cancel my policy if I file for an SR-22?
It’s possible that Travelers will cancel your insurance policy once you’re required to file for an SR-22.
If you’re denied coverage because of an SR-22, like most car insurance providers, Travelers should notify you with sufficient time to find coverage elsewhere.
How long will I be required to file SR-22 documents?
It depends on where you live and your violation, but many states require you to file for an SR-22 up to three years — and even up to five for serious violations like an DUI.
To avoid any blips in your SR-22 requirement, you’ll want to pay your premiums on time and avoid further issues on the road. If you fail to sustain continued coverage while an SR-22 is on your policy, you could face a reset on your filing requirement.
What happens when I don’t need an SR-22 anymore?
When you’ve fulfilled your SR-22 responsibility, your DMV will notify you. It’s then your responsibility to let your Travelers agent know. They’ll confirm with the state and remove the SR-22 from your policy.
Ask your Travelers agent if removing the SR-22 can result in more affordable premiums.
What if I don’t have a car?
If you don’t own a car but occasionally get behind the wheel, you’ll typically need coverage. Insurance companies often offer non-owner SR-22 policies that insures you, and not the car you drive.
Contact your Travelers agent to learn the options available for non-owner policies.
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