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How to get an SR-22 with State Farm

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If you have a recent DUI or DWI conviction or merely a few more points than you’d like on your record, you may need vehicle liability insurance — also called an SR-22.

But to file for an SR-22 document, you must first have an active insurance policy with a provider like State Farm. If you already have a policy with State Farm, look into its insurance coverage for high-risk drivers and services for filing for SR-22 insurance on your behalf.

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How do I get an SR-22 with State Farm?

If you’re a current car insurance policyholder with State Farm, contact your local agent to start the process of adding an SR-22 document to your policy.
In general, you’ll need to submit information to your State Farm agent that includes:

  • Your date of birth and Social Security number.
  • Your State Farm policy number, if you’re a current policyholder.
  • Your state of residence and driver’s license number.
  • The date your license was suspended.
  • The date you anticipate your SR-22 is no longer required.
  • Any other information about your conviction.

To file your SR-22, State Farm charges a fee that ranges from $15 to $25 or more. You could see your insurance premiums rise after you’ve filed for SR-22 insurance, depending on your age, gender, state of residence and driving record.

It’s a good idea to follow up with State Farm and your local DMV on the status of your SR-22. It can take up to two weeks to process an SR-22 document, during which you’ll need to sit out on driving.

Will State Farm raise my premiums if I file for an SR-22?

Your premiums could increase after you’ve filed for an SR-22. This is because you’re now considered a high-risk driver. Keep in mind that your insurance rates depend on many factors that include your age, gender, state of residence, driving record and insurance provider.

Will State Farm cancel my policy if I file for an SR-22?

It could. However, while some providers don’t cover high-risk drivers, State Farm does. State Farm could decline providing you with a policy while you carry SR-22 insurance. If it does, you could see your premiums increase with another provider.

If State Farm cancels your policy, you’re typically notified with enough time for you to find a new provider before your current policy lapses.

What if I’m not a State Farm customer?

If you aren’t a State Farm customer, it’s easy enough to become one. Visit State Farm’s website for a free online quote and to begin signing up. State Farm offers nationwide coverage to all 50 states and Washington DC.

For a personalized quote with State Farm, you’ll need to submit:

  • Your name and date of birth.
  • Your home address, phone number and email address.
  • The make, model and year of the car you want to insure.
  • Your Social Security or Taxpayer ID number.

Other providers that provide SR-22 insurance

Name Product Roadside assistance New car protection Available states
Included free
Yes, cars under 2 years old
All 50 states
Optional
Yes, cars under 1 year old & 15,000 miles
All 50 states
Included free
No
AZ, AR, DE, IL, IN, IA, KY, LA, MD, MI, MS, MT, NM, ND, OH, OK, OR, PA, TX, UT
Included free
Yes, cars under 1 year old & 15,000 miles
All states except AK, DE, HI, MT, NH, VT, WY
Optional
Yes, cars under 1 year old & 15,000 miles
AZ, CA, IL, NJ, OR, PA, VA, WA

Compare up to 4 providers

What happens when I don’t need an SR-22 anymore?

Your DMV will notify you once you’re no longer required to carry SR-22 insurance.

You’re then responsible for contacting your local State Farm agent to inform them that the SR-22 can be removed from your policy. Once State Farm confirms this change with your state’s motor vehicles department, the SR-22 is removed from your policy.

What if I don’t have a car?

Even without a car, you may still need to file an SR-22 as a non-owner.

A non-owner is someone who holds a valid driver’s license but doesn’t own their own car. If you occasionally drive vehicles you don’t own, you must purchase a non-owner car insurance policy.

Not all insurance companies provide non-owner policies, but State Farm does. Find out about State Farm’s non-owner coverage by speaking with your local agent.

Get cheap SR-22 insurance

Compare SR-22 car insurance quotes from companies like State Farm.

Your information is secure.

Common questions about State Farm SR-22 insurance

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