Compare Progressive SR-22 car insurance | finder.com
progressive logo

How to get an SR-22 with Progressive

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

Compare SR-22 insurance from Progressive

Progressive is one of the largest providers of insurance products in the US, covering more than 13 million people. Since 1956 they’ve specialized in the niche market of high-risk drivers. If you’re already a Progressive customer or thinking or becoming one, there’s good news: You can get your SR-22 documents through Progressive.

How do I get an SR-22 with Progressive?

If you’re required to file an SR-22 to get back on the road, either your state’s motor vehicles department or a judge will alert you that you need to file the necessary paperwork. Those that need an SR-22 are considered high-risk drivers. Not all insurance companies will cover high-risk drivers. But Progressive specializes in insuring high-risk drivers through an easy online process.

If you’re currently insured by Progressive, simply contact your agent to begin the process. Your provider will file for your SR-22 on your behalf. You’ll typically pay a fee of $25 to $50 for the paperwork and filing. Because those who require an SR-22 are considered high-risk drivers, you’ll likely see your premiums increase.

What if I’m not a Progressive customer?

If you aren’t yet a Progressive customer, apply online for a policy. As you complete your application, you’ll simply check a box when asked if you require any special documentation.

Once you’ve become a member of USAA, you can get an online insurance quote from USAA with:

  • Your name and date of birth.
  • Your home address, phone number and email address.
  • Your Social Security number or Taxpayer Identification Number.

Can I get SR-22 insurance from Progressive if I don’t have a car?

Because an SR-22 covers a driver and not the driver’s car, it’s possible that you’ll need SR-22 coverage even without a vehicle to insure. In this case, Progressive may issue a nonowner SR-22.

If you plan to drive at all, you’ll need the nonowner SR-22 to avoid fees and penalties that could include jail time, depending on your state. The costs of a nonowner SR-22 depend on your age, gender, ZIP code and reason for this extra coverage. It’s best to call and speak with an agent for guidance.

How long will I be required to file SR-22 documents?

For as long as you’re required by the state’s orders, you’ll need to keep your insurance policy active and a current SR-22 on file. As long as your Progressive policy is in good standing, they will handle filing the SR-22 documents with your state. If you miss a payment or let your policy lapse, it’s Progressive’s responsibility to report that to your state. Often a driver who lets their policy lapse loses their SR-22 — and therefore the right to legally drive in their state.

What happens when I don’t need an SR-22 anymore?

Once your required time is up — typically three years, depending on your state — your state’s DMV will let you know. At that time, you can let Progressive know to remove the SR-22 from your policy. Once they’ve confirmed with the DMV that you no longer need this extra coverage, you should be back to a cheaper policy.

Compare Progressive SR-22 to alternatives

Name Product Roadside assistance New car protection Accident forgiveness Available states
Optional
All states except Hawaii, Massachusetts, Michigan and New Jersey
The General offers affordable coverage for nearly any driver who needs car insurance.
AZ, GA, IL, IN, KS, KY, LA, MS, MO, OH, OK, PA, SC, TN, TX, VA
Known for providing insurance to high-risk customers who may have trouble finding coverage elsewhere, SafeAuto offers a lot of different discounts, from those for homeowners to good drivers.
Optional
IL, IN, MD, TN, TX, VA
Elephant Insurance offers low-cost auto insurance with big discounts. Breaking from the national herd could save up to 40% off your current car insurance.
Optional
AL, AR, FL, GA, LA, MS, MO, NC, SC, TN, TX, VA
Discounts, flexible payments and a life coach that guides you to your best rates and coverage with Direct car insurance.

Compare up to 4 providers

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

16 Responses

  1. Default Gravatar
    LeslieNovember 25, 2018

    I have to get an sr22 with progressive my insurance how mich will my monthly premium go up a month

    • Avatarfinder Customer Care
      JoshuaNovember 26, 2018Staff

      Hi Leslie,

      Thanks for getting in touch with finder. I hope all is well with you. :)

      Since we don’t represent Progressive, we are not able to give you an exact amount. However, upon checking, the average rate of Progressive is between $25 to $50. You may want to directly get in touch with them to learn more.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

  2. Default Gravatar
    timothyAugust 10, 2018

    I’ve never had license but need sr22 to get my licences. How do I go about it without licence?

    • Avatarfinder Customer Care
      johnbasanesAugust 11, 2018Staff

      Hi Timothy,

      Thanks for leaving a question on finder.

      While car insurance companies normally require you to have a valid driver’s license to be able to obtain a car insurance policy, they do make exceptions because there are scenarios when getting the license is dependent upon having insurance.

      Car insurance companies that file an SR-22 are aware that many times the state must receive this certificate of financial responsibility before a license will be reinstated. For this reason, they will allow you to start up your policy and give you time to get your license. You will be provided a time frame for you to get your valid license and if this lapses you may need to do the process again. You may need to speak with an insurance agent who specializes in SR-22 coverage for a more detailed explanation on what you need to do to obtain your license.

      Hope this helps!

      Cheers,
      Reggie

  3. Default Gravatar
    HuntetJuly 19, 2018

    I need non owner sr22 in colorado. I haven’t had a license in over 3 years. How do I go about getting a non owner sr22

    • Avatarfinder Customer Care
      nikkiangcoJuly 22, 2018Staff

      Hi Hunter!

      Thanks for leaving a question on our page.

      To get an SR-22-Non-Owner, simply contact Progressive to start the application process. If you aren’t yet a Progressive customer, apply online for a policy. As you complete your application, you’ll simply check a box when asked if you require any special documentation.

      Hope this helps!

      Nikki

  4. Default Gravatar
    JoanJune 4, 2018

    In Colorado is a SR 22 required for 3 years from the time of DUI ticket issued or 3 years from time gets a license. Grandson was 17 when he got DUI August 6 2016. Hasn’t driven or had a license since then. How long is a DUI on your driving record? How much would a non-owner SR 22 cost him?

    • Avatarfinder Customer Care
      JoshuaJune 6, 2018Staff

      Hi Kendacie,

      Thanks for getting in touch with finder. I hope all is well for you. :)

      In general, your SR22 status must be maintained for at least three years following a DUI related license suspension. You do not need to refile each year.

      The period of time that a DUI case will remain on someone’s criminal record in Colorado will vary according to whether the person was convicted of the drunk driving offense.

      The length of time for DUI to stay on your record depends on whether your grandson has been convicted of a DUI or not. In this case, the DUI incident will stay forever on his record.

      It is recommended that you talk to a legal expert to learn more about this topic.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

  5. Default Gravatar
    CadeeMarch 21, 2018

    I need sr22 insurance but I already have state farm. Do I have to get progressive insurance for a sr22?

    • Avatarfinder Customer Care
      MayMarch 24, 2018Staff

      Hi Cadee,

      Thanks for your inquiry! Although you already have an insurance with State Farm, but if you’ve been required by your state to get this certificate, you should comply. You can even request to add an SR-22 to your policy by calling your insurer. Progressive is just one of the providers where you can get SR-22, some others that you can go to are listed on this page.

      Cheers,
      May

  6. Default Gravatar
    LisaNovember 20, 2017

    Does Progressive offer a non-owner SR-22 policy?

    • Avatarfinder Customer Care
      JudithNovember 21, 2017Staff

      Hi Lisa,

      Thanks for your question. I hope all is well with you today.

      Progressive may issue a nonowner SR-22. The costs of a nonowner SR-22 depend on your age, gender, ZIP code and reason for this extra coverage. Kindly reach out to an agent about it.

      This information is also on the page you’re viewing. You may scroll down and search for the topic “What if I don’t have a car?”

      I hope this helps.

      Best regards,
      Judith

  7. Default Gravatar
    JodyeOctober 4, 2017

    Does my sr22 file get entered into the system at the bmv or do I have to have a copy of it when reinstating my license

    • Avatarfinder Customer Care
      JhezOctober 5, 2017Staff

      Hi Jodye,

      Thank you for your comment.

      For reinstatement of license, you will need to get an SR22 from your insurance company. Your insurance provider must electronically file proof of future financial responsibility with a SR22 form for you to be reinstated. The SR22 requirement, along with any reinstatement fees, must be satisfied before your driving privileges will be reinstated.

      Regards,
      Jhezelyn

  8. Default Gravatar
    JarrettSeptember 25, 2017

    How long will it take to get the sr22 form emailed to me ? Or how long will it take for for progressive to send sr22 to the dmv?

    • Avatarfinder Customer Care
      AnndySeptember 26, 2017Staff

      Hi Jarrett,

      Thanks for your question.

      Kindly give Progressive a call to confirm the status of your request for an SR22 form.

      Cheers,
      Anndy

Go to site