How to get an SR-22 with Nationwide

If you were recently notified that you need SR-22 insurance, you may be surprised to know that you can’t get one on your own. An SR-22 isn’t actually insurance but rather a certificate proving that you have insurance that meets your state’s minimum coverage requirements. You can only get one through an insurance company.

But if you’re already insured by Nationwide, you may be able to file for an SR-22 easily enough.

How do I get an SR-22 with Nationwide?

Nationwide operates through a network of independent agents. Which means that SR-22 filing services depend on whether your specific agent opts to offer them.

If your local Nationwide agent is willing to file an SR-22 on your behalf, you’ll need to provide:

• Your current policy number.
• The date your license was suspended.
• How long you’ll need to file an SR-22.
• Any other information about your recent conviction or violation.

If you’re not yet a customer, call your local Nationwide office to inquire about becoming one. It may be eager to take on new clients, regardless of whether you need an SR-22.

Most insurance companies charge SR-22 filing fees ranging from $25 to $50. This is a low-enough fee, but you’ll typically see the biggest penalties as a premium increase.

Will Nationwide raise my premiums if I file for an SR-22?

After a violation or accident that requires an SR-22, it’s possible that your premiums will increase. An SR-22 indicates to a car insurance provider that you’re now considered a high-risk driver.

However, when determining your rates, Nationwide considers your SR-22 needs along with any number of other factors that include your age, state of residence and overall driving history.

Contact your local Nationwide agent to see what discounts or options you have to lower your premiums.

Will Nationwide cancel my policy if I file for an SR-22?

Depending on your driving history, Nationwide might drop your policy if you need high-risk coverage, much like any insurer. If your local agent decides to cancel your policy, you should be notified with plenty of time to choose a new provider before you face a lapse in coverage.

Many insurance companies offer high-risk insurance, and a few car insurance providers even cater to high-risk drivers.

What if I’m not a Nationwide customer?

You might be able to get an SR-22 from Nationwide even if you’re not currently a Nationwide customer. Sign up for a policy and select SR-22 when you’re asked what kind of policy you need, or talk to an agent and ask about what you need.

Compare alternatives to Nationwide SR-22 insurance

Sort by:

Name	Product	Roadside assistance	Accident forgiveness	States served
Assurance		Optional		AL, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY	This broker shines with over 600 positive customer reviews, more top ratings than any broker we've compared.	Get quotes More Info	Compare	loading Fetching your data...
Pretected		Optional		All 50 states	Get your most compatible insurance options via a "smart matching" method aimed at finding you value.	Get quotes More Info	Compare	loading Fetching your data...
USAA		Optional		All 50 states & DC	Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.	Get quotes More Info	Compare	loading Fetching your data...
Savvy		Optional		All 50 states & DC	Get quotes in 30-seconds from 100+ companies, and save an average of $800 or more per year. Requires online login to your existing insurance.	Get quotes More Info	Compare	loading Fetching your data...
Branch		Optional		AZ, CO, IL, IN, MD, MO, OH, OK, TX, WI	Benefit from this online-based startup’s steep savings and convenient online quotes and claims.	Get quotes More Info	Compare	loading Fetching your data...
Bankrate		Optional		All 50 states	Compare personalized rates from multiple insurance companies in one go. Plus, access a live agent for any questions along the way.	Get quotes	Compare	loading Fetching your data...
Allied				AZ, CA, CO, DE, FL, GA, ID, IL, IN, IA, KS, MD, MI, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, PA, SC, SD, TN, TX, UT, VA, WA, WI, WY	Finding the right auto insurance doesn’t have to be confusing. Allied Insurance has a network of independent agents to help you get customized coverage for your unique needs.	Get quotes More Info	Compare	loading Fetching your data...
Liberty Mutual		Optional		All 50 states & DC	Earn free accident forgiveness after five years claims-free and customize your policy anytime.	Get quotes More Info	Compare	loading Fetching your data...
AAA				AK, AZ, CA, MT, NV, UT, WY	Member benefits extend beyond car insurance to offer discounts, bike coverage and more. For drivers in Alaska, Arizona, California, Montana, Nevada, Utah & Wyoming.	Get quotes More Info	Compare	loading Fetching your data...
Elephant		Optional		GA, IL, IN, MD, OH, TN, TX, VA	Get a great deal online with steep discounts and some of the highest liability limits available.	Get quotes More Info	Compare	loading Fetching your data...

loading

Load More

Compare up to 4 providers

Clear selection

Compare

How long will I be required to file SR-22 documents?

It all depends on the severity of your violation and the state you live in. Most states require SR-22s for three years, while others can require up to five years.

Be sure to keep up on your payments and stay safe on the road. If you let your insurance coverage lapse, you could reset the clock on how long you need SR-22 coverage. It’s your responsibility to renew your policy each year and contact your agent if you’re having any problems making payments.

What happens when I don’t need SR-22 anymore?

In most cases, you’ll receive a statement from the DMV when you no longer need an SR-22. Notify your Nationwide agent if you no longer need an SR-22. Once they confirm it with your state, your SR-22 will be removed from your policy.
Contact your agent to re-evaluate your insurance eligibility to be sure you’re getting the right insurance for the right price.

What if I don’t have a car?

If you plan to drive but don’t own a car, you may need a non-owner insurance. Non-owner insurance legally covers you — not the car you’re driving.

Though Nationwide doesn’t offer non-owner coverage, many other companies do. Talk with an agent to see if a standard policy will cover you as a non-owner.