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How to get an SR-22 with Geico

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Compare SR-22 insurance from Geico

If you need an SR-22 or financial responsibility insurance, it can be daunting to know where to begin. If you’re already a Geico customer or thinking of becoming one, you can get your SR-22 documents through the nation’s second largest auto insurance company.

How do I get an SR-22 with Geico?

If you’re a current Geico customer, simply contact your agent to make arrangements for them to file on your behalf. You’ll be required to pay a fee of $25 to $50 or more for the paperwork and filing. Because you’re considered a high-risk drivers, you will most likely see your premiums increase.

If you aren’t yet a Geico customer, apply for a quote or a policy online. As you go through the application process, you’ll simply check a box when asked if you require any special documentation.

How do I know if I need an SR-22?

If you need an SR-22, you’ll be notified by either a judge’s ruling or the motor vehicle agency in your state. When you need this document, you’re considered a high-risk driver. Not all insurance companies cover high-risk drivers — but Geico does, offering SR-22 filing through a streamlined process.

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What if I’m not a current Geico customer?

Don’t have an active policy with Geico? Simply visit the Geico website to request a free online quote.

Here’s the information you’ll need to get your personalized SR-22 quote.

  • Your ZIP code.
  • The make and model of the car you’re insuring.
  • Your full name and date of birth.
  • Your home address, phone number and email address.
  • Your Social Security or Taxpayer ID number.

What if I don’t have a car?

Because an SR-22 is an extra layer of protection applied to a driver — and not to a driver’s car — it’s possible that you may need SR-22 coverage even without a vehicle to insure. In this case, Geico will issue a nonowner SR-22.

If you plan to drive at all, you will need this nonowner SR-22 document. The costs for this SR-22 vary by your age, gender, ZIP code and reason for the additional layer of coverage. It’s best to call and speak with an agent for more information.

How long will I be required to file SR-22 documents?

You’ll need to maintain an active insurance policy and SR-22 for as long as you’re required by the state’s orders. As long as your Geico policy is in good standing, Geico will file your SR-22 documents with your state on your behalf.

If you miss a payment or let your policy lapse, it’s Geico’s responsibility to report that to your DMV. Typically drivers who let their policies lapse lose their SR-22 — and therefore their legal driving privileges.

What happens when I don’t need an SR-22 anymore?

Once your required time is up — usually three years with most states — your local DMV will let you know. At that time, you can call Geico and let them know to remove the SR-22 from your policy. Once they’ve confirmed this with the DMV, you’re back to a regularly priced policy.

Compare Geico to other SR-22 insurance

Name Product Roadside assistance New car protection Accident forgiveness Available states
Optional
All 50 states
Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.
Optional
Drivers in these states can apply: AK, AL, AZ, CA, CT, DC, FL, GA, HI, ID, KS, MA, MD, ME, MT, NC, NE, NH, NJ, NY, OH, OR, SC, TN, TX, UT, VA, VT, WA, WY
As the nation’s second largest auto insurance company, Geico streamlines the process of purchasing car insurance. Drivers in these states can apply: AK, AL, AZ, CA, CT, DC, FL, GA, HI, ID, KS, MA, MD, ME, MT, NC, NE, NH, NJ, NY, OH, OR, SC, TN, TX, UT, VA, VT, WA and WY.
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
Optional
All 50 states
Car insurance through Liberty Mutual will give coverage options for almost any situation.
All states except AK, DE, HI, MT, NH, VT, WY
Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.
AZ, GA, IL, IN, KS, KY, LA, MS, MO, OH, OK, PA, SC, TN, TX, VA
Known for providing insurance to high-risk customers who may have trouble finding coverage elsewhere, SafeAuto offers a lot of different discounts, from those for homeowners to good drivers.
Optional
All states except Hawaii, Massachusetts, Michigan and New Jersey
The General offers affordable coverage for nearly any driver who needs car insurance.
Optional
IL, IN, MD, TN, TX, VA
Elephant Insurance offers low-cost auto insurance with big discounts. Breaking from the national herd could save up to 40% off your current car insurance.

Compare up to 4 providers

Bottom line

Filing for SR-22 insurance doesn’t have to be difficult. Geico will help you through the process to get you back on the road fast. Compare other options to getting the insurance you need.

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6 Responses

  1. Default Gravatar
    ChelsSeptember 5, 2018

    I purchased my SR-22 through Geico 4 days ago. How long will it take for the DMV to receive my proof of insurance so I can get my license reinstated?

    • Avatarfinder Customer Care
      CharisseSeptember 5, 2018Staff

      Hi Chels,

      Thank you for reaching out to finder.

      If your insurance company filed/reported your SR-22 electronically, it will be received by the DMV immediately. In the event that the electronic insurance information is not on file, you will be notified by the department to ask you to submit a paper evidence of your financial responsibility.

      You can also contact your local DMV to confirm if they have received your SR-22 proof of insurance.

      Hope this helps.

      Cheers,
      Charisse

  2. Default Gravatar
    TyraJune 29, 2018

    Hello i would like to get SR-22 insurance to be able to re instate my drivers license in order to purchase a vechile.

    • Default Gravatar
      joelmarceloJune 29, 2018

      Hi Tyra,

      Thanks for leaving a question on finder.

      If you’re a current Geico customer, simply contact your agent to make arrangements for them to file on your behalf.

      If you don’t have an active policy with Geico, simply visit the Geico website to request a free online quote.

      Here’s the information you’ll need to get your personalized SR-22 quote:

      – Your ZIP code.
      – The make and model of the car you’re insuring.
      – Your full name and date of birth.
      – Your home address, phone number and email address.
      – Your Social Security or Taxpayer ID number.

      Cheers,
      Joel

  3. Default Gravatar
    FayJune 5, 2018

    I need and SR-22 in order to drive with restricted license in Calif. However, I only need the SR-22 to cover one of the vehicles I own, which has the interlock device. The other vehicle I own has been borrowed by my parents to move to Arkansas and they are keeping it there until my license is no longer restricted. Can I get the SR-22 just for one of the vehicles on my current insurance policy?

    • Default Gravatar
      ArnoldJune 9, 2018

      Hi Fay,

      Thanks for your inquiry

      Yes, you can arrange to take out an SR-22 just for the vehicle you are currently driving. If you’re a current Geico customer, simply contact your agent to make arrangements for them to file on your behalf.

      Hope this information helps

      Cheers,
      Arnold

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