If you need an SR-22 or financial responsibility insurance, it can be daunting to know where to begin. If you’re already a Geico customer or thinking of becoming one, you can get your SR-22 documents through the nation’s second largest auto insurance company.
How do I get an SR-22 with Geico?
If you’re a current Geico customer, simply contact your agent to make arrangements for them to file on your behalf. You’ll be required to pay a fee of $25 to $50 or more for the paperwork and filing. Because you’re considered a high-risk drivers, you will most likely see your premiums increase.
If you aren’t yet a Geico customer, apply for a quote or a policy online. As you go through the application process, you’ll simply check a box when asked if you require any special documentation.
What if I’m not a current Geico customer?
Don’t have an active policy with Geico? Simply visit the Geico website to request a free online quote.
Here’s the information you’ll need to get your personalized SR-22 quote.
- Your ZIP code.
- The make and model of the car you’re insuring.
- Your full name and date of birth.
- Your home address, phone number and email address.
- Your Social Security or Taxpayer ID number.
What if I don’t have a car?
Because an SR-22 is an extra layer of protection applied to a driver — and not to a driver’s car — it’s possible that you may need SR-22 coverage even without a vehicle to insure. In this case, Geico will issue a nonowner SR-22.
If you plan to drive at all, you will need this nonowner SR-22 document. The costs for this SR-22 vary by your age, gender, ZIP code and reason for the additional layer of coverage. It’s best to call and speak with an agent for more information.
Compare Geico to other SR-22 insurance
How long will I be required to file SR-22 documents?
You’ll need to maintain an active insurance policy and SR-22 for as long as you’re required by the state’s orders. As long as your Geico policy is in good standing, Geico will file your SR-22 documents with your state on your behalf.
If you miss a payment or let your policy lapse, it’s Geico’s responsibility to report that to your DMV. Typically drivers who let their policies lapse lose their SR-22 — and therefore their legal driving privileges.
What happens when I don’t need an SR-22 anymore?
Once your required time is up — usually three years with most states — your local DMV will let you know. At that time, you can call Geico and let them know to remove the SR-22 from your policy. Once they’ve confirmed this with the DMV, you’re back to a regularly priced policy.
Filing for SR-22 insurance doesn’t have to be difficult. Geico will help you through the process to get you back on the road fast. Compare other options to getting the insurance you need.
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