Compare SR-22 insurance from Geico
If you need an SR-22 or financial responsibility insurance, it can be daunting to know where to begin. If you’re already a Geico customer or thinking of becoming one, you can get your SR-22 documents through the nation’s second largest auto insurance company.
How do I get an SR-22 with Geico?
If you’re a current Geico customer, simply contact your agent to make arrangements for them to file on your behalf. You’ll be required to pay a fee of $25 to $50 or more for the paperwork and filing. Because you’re considered a high-risk drivers, you will most likely see your premiums increase.
If you aren’t yet a Geico customer, apply for a quote or a policy online. As you go through the application process, you’ll simply check a box when asked if you require any special documentation.
How do I know if I need an SR-22?
If you need an SR-22, you’ll be notified by either a judge’s ruling or the motor vehicle agency in your state. When you need this document, you’re considered a high-risk driver. Not all insurance companies cover high-risk drivers — but Geico does, offering SR-22 filing through a streamlined process.
What if I’m not a current Geico customer?
Don’t have an active policy with Geico? Simply visit the Geico website to request a free online quote.
Here’s the information you’ll need to get your personalized SR-22 quote.
- Your ZIP code.
- The make and model of the car you’re insuring.
- Your full name and date of birth.
- Your home address, phone number and email address.
- Your Social Security or Taxpayer ID number.
What if I don’t have a car?
Because an SR-22 is an extra layer of protection applied to a driver — and not to a driver’s car — it’s possible that you may need SR-22 coverage even without a vehicle to insure. In this case, Geico will issue a nonowner SR-22.
If you plan to drive at all, you will need this nonowner SR-22 document. The costs for this SR-22 vary by your age, gender, ZIP code and reason for the additional layer of coverage. It’s best to call and speak with an agent for more information.
How long will I be required to file SR-22 documents?
You’ll need to maintain an active insurance policy and SR-22 for as long as you’re required by the state’s orders. As long as your Geico policy is in good standing, Geico will file your SR-22 documents with your state on your behalf.
If you miss a payment or let your policy lapse, it’s Geico’s responsibility to report that to your DMV. Typically drivers who let their policies lapse lose their SR-22 — and therefore their legal driving privileges.
What happens when I don’t need an SR-22 anymore?
Once your required time is up — usually three years with most states — your local DMV will let you know. At that time, you can call Geico and let them know to remove the SR-22 from your policy. Once they’ve confirmed this with the DMV, you’re back to a regularly priced policy.
Compare Geico to other SR-22 insurance
Filing for SR-22 insurance doesn’t have to be difficult. Geico will help you through the process to get you back on the road fast. Compare other options to getting the insurance you need.