Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
How to get an SR-22 with Farmers Insurance
Farmers SR-22 Insurance
If you’ve been caught driving without insurance or been convicted of a DUI, you may be required to carry SR-22 insurance. Farmers Insurance will file an SR-22 on your behalf and strives to make the filing process fast and easy. It can help you get back on the road anywhere in the US.
How do I get an SR-22 with Farmers Insurance?
If you already have an auto policy with Farmers Insurance, get in touch with an agent or got to the website to start the SR-22 process.
You’ll need to provide the following information:
- Policy number, if you’re a Farmers Insurance customer.
- The date your license was suspended.
- How long you’ll need to file an SR-22.
- Any other information about your recent conviction or violation.
Farmers Insurance will file an SR-22 for as low as $17. That’s a good price compared to $50 for other companies.
What if I’m not a Farmer’s Insurance customer?
Covered elsewhere? When a driver is considered high-risk, a company can drop them from insurance. If you’re dropped by your current provider, Farmers Insurance may be a great option. To begin coverage, you might only pay your first monthly payment and the $17 SR-22 filing fee.
Compare other providers that offer SR-22 insurance
Will Farmers Insurance raise my premiums if I file for an SR-22?
Insurance rates are based on things like age, gender, and driving history. An SR-22 usually signifies the driver being insured is “high-risk” — and as a result, you can count on your premium to rise.
Will Farmers Insurance cancel my policy if I file for an SR-22?
You may be denied coverage by Farmers Insurance due to driving history, but Farmers Insurance has a reputation for covering drivers who have run into to trouble on the road.
Reach out to an agent to discuss your standing. If Farmers is unable to cover you under an SR-22, you’ll typically be given sufficient time to find a new policy with another provider.
How long will I be required to file SR-22 documents?
Most often you will need an SR-22 for three years, though some states require up to five years for charges such as DUI.
If you have a lapse in coverage while carrying an SR-22, some states will reset the clock on how long you need your SR-22.
It’s important to maintain your insurance and stay safe on the road.
What happens when I don’t need an SR-22 anymore?
The DMV will inform you when you no longer need an SR-22. Let your Farmers Insurance agent know so it can be confirmed with the state. Once that happens, Farmers will remove the SR-22 from your policy. You may see lower insurance rates as a result.
Once you’re free from the cost of an SR-22, talk to your Farmers Insurance agent about what you can expect to pay for your premium.
What if I don’t have a car?
Drive occasionally, but don’t have a car? You may need to file an non-owner SR-22.
A non-owner SR-22 is used to verify a non-owner policy. This type of insurance covers someone that drives, but does not own a car.
Farmers Insurance does not offer non-owner policies, but there are plenty of providers that do.
Farmers can cover you even if you need SR-22 coverage. See what other trusted providers have to offer and get the coverage you need.
More guides on Finder
Guardian dental insurance review 2021
This insurer has four dental plans to choose from — compare costs and features now.
Lemonade life insurance review
This fintech just branched out into low-cost life insurance — but its lineup is limited.
Combined life insurance review March 2021
Find unusually low face values for a whole life policy, ideal for supplemental insurance.
Wagmo pet insurance review Mar 2021
Get pet insurance that reimburses 100% of your vet bills or a separate wellness plan.
Compare home renovation insurance
Transform your home without leaving insurance gaps while your home’s under construction.
How to get life insurance after a DUI or driving offense
A poor driving record may result in higher rates on your life insurance, with some insurers turning you away altogether.
How to get rid of Private Mortgage Insurance (PMI)
Smart strategies that homeowners can use to get rid of Private Mortgage Insurance (PMI).
How does a VIN affect car insurance?
Learn how insurance companies use identifying info from your VIN to set rates.
How long does it take to get disability insurance benefits?
Which type of disability insurance you have influences how long it’ll take you to receive benefits. Find out how long you may have to wait.
Compare full coverage vs. liability car insurance
Which type of car insurance policy fits your car and driving needs?
Ask an Expert