How to get an SR-22 with Farmers Insurance | finder.com
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How to get an SR-22 with Farmers Insurance

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If you’ve been caught driving without insurance or been convicted of a DUI, you may be required to carry SR-22 insurance. Not sure what it is? It’s really just a certificate of insurance required if you commit certain violations.

You need to file for an SR-22 through an insurance agent that’s licensed in your state. Some will even file for you for a small fee.

Farmers Insurance will file an SR-22 on your behalf and strives to make the filing process fast and easy. It can help you get back on the road anywhere in the US.

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Compare car insurance providers

Name Product Roadside assistance New car protection Available states
Liberty Mutual
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How do I get an SR-22 with Farmers Insurance?

If you already have an auto policy with Farmers Insurance, get in touch with an agent or got to the website to start the SR-22 process.

You’ll need to provide the following information:

  • Policy number, if you’re a Farmers Insurance customer.
  • The date your license was suspended.
  • How long you’ll need to file an SR-22.
  • Any other information about your recent conviction or violation.

Farmers Insurance will file an SR-22 for as low as $17. That’s a good price compared to $50 for other companies.

What if I’m not a Farmer’s Insurance customer?

Covered elsewhere? When a driver is considered high-risk, a company can drop them from insurance. If you’re dropped by your current provider, Farmers Insurance may be a great option. To begin coverage, you might only pay your first monthly payment and the $17 SR-22 filing fee.

Other providers that provide SR-22 insurance

Name Product Roadside assistance New car protection Available states
Liberty Mutual
Included free
Yes, cars under 1 year old & 15,000 miles
All 50 states
Car insurance through Liberty Mutual will give coverage options for almost any situation.
Allstate
Included free
Yes, cars under 2 years old
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
Root
Included free
No
Arizona, Arkansas, Delaware, Illinois, Indiana, Iowa, Kentucky, Louisiana, Maryland, Mississippi, Missouri, Montana, New Mexico, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Texas, Utah
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save. Available in 20 states.
Esurance
Optional
Yes, cars under 1 year old & 15,000 miles
All states except Alaska, Delaware, Hawaii, New Hampshire, Montana, Vermont, Wyoming
Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.
USAA
Included free
No
All 50 states
USAA offers affordable car insurance with highly rated customer service to millions of military members and their families. Only available to military members, veterans and affiliated military members.

Compare up to 4 providers

Will Farmers Insurance raise my premiums if I file for an SR-22?

Insurance rates are based on things like age, gender, and driving history. An SR-22 usually signifies the driver being insured is “high-risk” — and as a result, you can count on your premium to rise.

Will Farmers Insurance cancel my policy if I file for an SR-22?

You may be denied coverage by Farmers Insurance due to driving history, but Farmers Insurance has a reputation for covering drivers who have run into to trouble on the road.

Reach out to an agent to discuss your standing. If Farmers is unable to cover you under an SR-22, you’ll typically be given sufficient time to find a new policy with another provider.

What is SR-22 insurance?

How will I know if I need an SR-22?

If your license has been suspended or your vehicle registration has been revoked, you may need an SR-22. You’ll be notified by the DMV if an SR-22 is requested.

Depending on your state, you may need to file for one if:

  • You have too many points on your driving record.
  • You’ve been convicted of DUI, DWI or reckless driving.
  • You’ve been caught driving or in an accident without insurance.

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How long will I be required to file SR-22 documents?

Most often you will need an SR-22 for three years, though some states require up to five years for charges such as DUI.

If you have a lapse in coverage while carrying an SR-22, some states will reset the clock on how long you need your SR-22.

It’s important to maintain your insurance and stay safe on the road.

What happens when I don’t need an SR-22 anymore?

The DMV will inform you when you no longer need an SR-22. Let your Farmers Insurance agent know so it can be confirmed with the state. Once that happens, Farmers will remove the SR-22 from your policy. You may see lower insurance rates as a result.

Once you’re free from the cost of an SR-22, talk to your Farmers Insurance agent about what you can expect to pay for your premium.

What if I don’t have a car?

Drive occasionally, but don’t have a car? You may need to file an non-owner SR-22.

A non-owner SR-22 is used to verify a non-owner policy. This type of insurance covers someone that drives, but does not own a car.

Farmers Insurance does not offer non-owner policies, but there are plenty of providers that do.

Bottom line

Farmers can cover you even if you need SR-22 coverage. See what other trusted providers have to offer and get the coverage you need.

Find the cheapest rates

Compare the best car insurance companies near you.

Your information is secure.

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