How to get an SR-22 with Esurance | finder.com

How to get an SR-22 with Esurance

Esurance help you navigate the SR-22 process.

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Esurance is a subsidiary of Allstate — but unlike its parent company, it operates fully online. Focused on streamlining the process of protecting your most important assets, it offers a suite of insurance policies for cars, boats, RVs and other vehicles. Including helping you file for an SR-22.

  • CoverageMyWay® customized coverage
  • 24/7 claims service
  • Convenient mobile app

Get your SR-22 from Esurance

Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.

  • First-rate site with quotes in minutes
  • Competitive pricing
  • A+ BBB rating

How do I get an SR-22 with Esurance?

If you currently have an active car insurance policy with Esurance, contact your local Esurance agent online or by phone during business hours to request they file an SR-22 for you.

To help your agent process your request, you’ll need to gather information that includes:

  • Your date of birth and Social Security number.
  • Your existing Esurance policy number, if you have one.
  • Your state of residence and driver’s license number.
  • The date your license was suspended.
  • The date you anticipate your SR-22 will no longer be required.
  • Any applicable information about your conviction.

Esurance will file an SR-22 on your behalf, but it could take up to two weeks to process the form. You’ll also pay $30 or more for the convenience.

Follow up on the status of your documents with Esurance, especially if your driving privileges are suspended until the SR-22 is filed. You can also confirm whether your SR-22 document is processed by contacting your local DMV.

What if I’m not an Esurance customer?

Don’t have an active policy with Esurance? Simply visit the Esurance website to request a free online quote.

Here’s the information you’ll need for your personalized quote:

  • Your ZIP code.
  • The make and model of the car you’re insuring.
  • Your full name and date of birth.
  • Your home address, phone number and email address.
  • Your Social Security or Taxpayer ID number.

Will Esurance raise my premiums if I file for an SR-22?

Esurance charges a $30 administration fee to file your SR-22. Your premiums could increase as a result of the conviction on your driving record. Your driving history, state of residence and insurance provider are other factors that affect your insurance premiums.

Call your local Esurance agent to find out more about changes to your policy that can result from filing an SR-22.

Will Esurance cancel my policy if I file for an SR-22?

Possibly — you’ll find providers that won’t renew policyholders who file for an SR-22, but many do.

Esurance doesn’t guarantee to cover drivers who require an SR-22. If Esurance agrees to be your provider while you hold SR-22 insurance, you may see an increase in your premiums.

If Esurance chooses to cancel your policy, you’ll typically receive notice of your policy cancellation or nonrenewable status ahead of time. This gives you time to find another provider without an lapse between policies.

What if I don’t have a car?

It’s possible that your state will require you to file an SR-22 as a non-owner alongside a non-owner car insurance policy.

A non-owner car insurance policy provides coverage for those who don’t own a vehicle but still hold a driver’s license. If you plan to use a car that belongs to someone else, you must purchase a non-owner car insurance policy.

Unfortunately, Esurance doesn’t offer non-owner insurance policies at this time. But you can find a provider that does by using our comparison table.

Compare Esurance to other SR-22 insurance

Name Product SR-22 Nonowner policy Payment schedule States served
Yes
Yes
12 months, monthly
AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MN, MS, MO, MT, NE, NV, NH, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY
The General offers affordable coverage for nearly any driver who needs car insurance.
Yes
Yes
12 months, 6 months, monthly (fee applies)
AZ, GA, IL, IN, KS, KY, LA, MS, MO, OH, OK, PA, SC, TN, TX, VA
Known for providing insurance to high-risk customers who may have trouble finding coverage elsewhere, SafeAuto offers a lot of different discounts, from those for homeowners to good drivers.
Yes
Yes
monthly, custom
AL, AR, FL, GA, LA, MS, MO, NC, SC, TN, TX, VA
Discounts, flexible payments and a life coach that guides you to your best rates and coverage with Direct car insurance.
Yes
Yes
custom
AL, AZ, AR, CA, CO, CT, DE, FL, ID, IL, IN, IA, KS, KY, ME, MD, MN, MS, MO, NE, NV, NM, NC, OH, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY
Dairyland offers auto insurance with flexible payment and coverage options for high-risk drivers in 37 states.
Yes
Yes
12 months, 6 months
CO, DE, ID, IA, MD, MS, NE, NV, OH, TN, WA
Connects high-risk drivers to providers in its network offering affordable policies

Compare up to 4 providers

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