How to finance a Dodge

With MSRPs starting at $23,000, you have a slew of financing options to choose from to get behind the wheel of a new Dodge. If you have the time, prequalifying with a few different lenders can up your bargaining power once you hit the dealership. And while it offers its own in-house financing through Chrysler Capital, it doesn’t come with any discounts to loyal customers, recent college grads or first responders.

How can I finance a Dodge?

One option to finance a new or used Dodge is to take out a traditional car loan from a bank, credit union or online lender. While it’s not the fastest option, getting preapproved with a few lenders before you hit the dealership can help you find the best rate available to you.

For faster results, you can also apply for financing directly through an authorized Dodge dealership. As a member of the Chrysler Group label, it offers car loans and leases through Chrysler Capital. Here’s how it breaks down:

• Chrysler Capital financing. Apply for financing online or at an authorized dealership in your area. Promotional offers vary by dealership, but past deals include 0% financing for three years on certain trims of the 2019 Dodge Grand Caravan.
• Chrysler Capital leasing. Interested in switching things up every few years? Consider leasing through Chrysler Capital instead. Past deals include leasing a 2019 Dodge Charger GT RWD for $359 a month for 42 months.

As with all types of loans, the exact rates and terms you qualify for will depend on your credit score and personal financial situation.

Read our review of Chrysler Capital auto loans and leasing

Compare car loans to finance a Dodge

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Name	Product	Minimum credit score	APR	Loan term	Requirements
PenFed Auto Loans		Varies	Starting at 1.79%	3 to 7 years	Active membership with PenFed	Low APR car loans from a well-known credit union.	Go to site More Info	Compare	loading Fetching your data...
Carvana		No minimum credit score	3.9% to 27.9%	Varies	18+ years old, annual income of $4,000+, no active bankruptcies	Get pre-qualified for used car financing and receive competitive, personalized rates.	Go to site More Info	Compare	loading Fetching your data...
car.Loan.com Car Loans		300	Varies by network lender	Varies by lender	Must be a US citizen with a current US address and employed full-time or have guaranteed fixed income.	Apply with a simple online application to get paired with a local auto lender. No credit and bad credit accepted.	Go to site More Info	Compare	loading Fetching your data...
CarsDirect auto loans		No minimum credit score	Varies by network lender	Varies by network lender	Must provide proof of income, proof of residence, and proof of insurance.	Save time and effort with this lending service specializing in beginner-friendly or subprime car loan.	Go to site More Info	Compare	loading Fetching your data...
Auto Credit Express Car Loans		300	Varies	Varies	Must be employed full-time or have guaranteed fixed income of at least $1,500/month and be a current resident of the US or Canada.	Get connected with an auto lender near you, even if you have bad credit.	Go to site More Info	Compare	loading Fetching your data...
Monevo Auto Loans		500	3.99% to 35.99%	3 months to 12 years	Credit score of 500+, legal US resident and ages 18+.	Quickly compare multiple online lenders with competitive rates depending on your credit.	Go to site More Info	Compare	loading Fetching your data...
LendingTree		Good to excellent credit	Starting at 0.99%	Varies by lender	18+ years old, good to excellent credit, US citizen	Compare multiple financing options for auto refinance, new car purchase, used car purchase and lease buy out.	More Info	Compare	loading Fetching your data...
myAutoloan.com Car Loans		550	Starting at 1.89%		550+ credit score, no open bankruptcies, $24,000+ annual income, US citizen or permanent resident, 18+ years old	Get up to four offers in minutes through one simple application. Multiple financing types available including new cars, used cars and refinancing.	Go to site More Info	Compare	loading Fetching your data...

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Does Dodge offer special discounts or programs?

Yes, but its programs are limited. Military service members might qualify for a $500 discount on qualifying vehicles. And drivers with a disability might be eligible for a $1,000 reimbursement on special equipment to modify their vehicle.

Employees of affiliate companies might also qualify for 1% off dealership invoicing, on top of other incentives and rebates.

What will a new Dodge cost me?

Prices vary by region and your ability to negotiate, but you can expect to pay anywhere from $23,000 to over $30,500 for a new Dodge.

Choose a type of vehicle

Cars

SUVs

Cars

2019 Dodge Challenger

• Starting MSRP: $28,095
• Build: Coupe
• City/highway MPG: 19/30

2019 Dodge Charger

• Starting MSRP: $29,470
• Build: Sedan
• City/highway MPG: 19/30

SUVs

2019 Dodge Journey

• Starting MSRP: $23,245
• Build: Minivan
• City/highway MPG: 19/25

2019 Dodge Grand Caravan

• Starting MSRP: $27,040
• Build: Minivan
• City/highway MPG: 17/25

2019 Dodge Durango

• Starting MSRP: $30,445
• Build: SUV
• City/highway MPG: 19/26

Car insurance costs that come with driving a Dodge

Does a new Dodge come with a warranty?

Yes, all new Dodge vehicles come with two warranties:

• Basic limited warranty — 3 years or 36,000 miles
• Powertrain limited warranty — 5 years or 60,000 miles

Certain parts may also be covered under different warranties, including the brakes, alternator and battery. You can find a full breakdown of the warranties available for different parts by visiting the warranty information page on Dodge’s website.

Bottom line

Dodge is a classic American brand with classic American power, all for a relatively reasonable price point. If you’re looking for the fastest financing option, you might want to consider taking out a loan directly through an authorized dealership. Just keep in mind you might be able to find a more competitive rate if you compare traditional car loans from banks, credit unions or online lenders first.

You can learn more about how it all works with our guide to car loans.

Frequently asked questions

• Does Dodge sell any trucks?

  No, but its sister company Ram has a wide selection of trucks you can choose from — all with the same financing options as a Dodge.

• What is Dodge SRT?

  The Dodge SRT line — which includes the Charger, Challenger and Durango — increases the performance and power of a Dodge so you can get the most out of your engine.

• Can I finance a used Dodge through Chrysler Capital?

  Yes, but only Dodge Certified Preowned models are eligible. For other used cars, you’ll need to compare used car loans from online lenders, banks or credit unions.

_{Pictures: Dodge Official Page}