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How to finance a Dodge

Compare your options to get behind the wheel of this top American brand.

Updated

Fact checked

With MSRPs starting at $23,000, you have a slew of financing options to choose from to get behind the wheel of a new Dodge. If you have the time, prequalifying with a few different lenders can up your bargaining power once you hit the dealership. And while it offers its own in-house financing through Chrysler Capital, it doesn’t come with any discounts to loyal customers, recent college grads or first responders.

How can I finance a Dodge?

One option to finance a new or used Dodge is to take out a traditional car loan from a bank, credit union or online lender. While it’s not the fastest option, getting preapproved with a few lenders before you hit the dealership can help you find the best rate available to you.

For faster results, you can also apply for financing directly through an authorized Dodge dealership. As a member of the Chrysler Group label, it offers car loans and leases through Chrysler Capital. Here’s how it breaks down:

  • Chrysler Capital financing. Apply for financing online or at an authorized dealership in your area. Promotional offers vary by dealership, but past deals include 0% financing for three years on certain trims of the 2019 Dodge Grand Caravan.
  • Chrysler Capital leasing. Interested in switching things up every few years? Consider leasing through Chrysler Capital instead. Past deals include leasing a 2019 Dodge Charger GT RWD for $359 a month for 42 months.

As with all types of loans, the exact rates and terms you qualify for will depend on your credit score and personal financial situation.

Read our review of Chrysler Capital auto loans and leasing

Compare car loans to finance a Dodge

Data indicated here is updated regularly
Name Product Minimum credit score APR Loan term Requirements
Carvana
No minimum credit score
3.9% to 27.9%
1 to 6 years
18+ years old, annual income of $4,000+, no active bankruptcies
Get pre-qualified for used car financing and receive competitive, personalized rates.
car.Loan.com Car Loans
300
Varies by network lender
Varies by lender
Must be a US citizen with a current US address and employed full-time or have guaranteed fixed income.
Apply with a simple online application to get paired with a local auto lender. No credit and bad credit accepted.
CarsDirect auto loans
Varies by network lender
Varies by network lender
Must provide proof of income, proof of residence, and proof of insurance.
Save time and effort with this lending service specializing in beginner-friendly or subprime car loan.
Auto Credit Express Car Loans
300
Varies
Varies
Must be employed full-time or have guaranteed fixed income of at least $1,500/month and be a current resident of the US or Canada.
Get connected with an auto lender near you, even if you have bad credit.
Monevo Auto Loans
500
3.99% to 35.99%
3 months to 12 years
Credit score of 500+, legal US resident and ages 18+.
Quickly compare multiple online lenders with competitive rates depending on your credit.
LightStream Auto Loans
Good to excellent credit
Competitive
2 to 7 years
Good or excellent credit, enough income or assets to afford a new loan, US citizen or permanent resident, 18+ years old
Quick car loans from $5,000 to $100,000 with competitive rates for borrowers with strong credit.
LendingTree
Good to excellent credit
Starting at 3.09%
Varies by lender
18+ years old, good to excellent credit, US citizen
Compare multiple financing options for auto refinance, new car purchase, used car purchase and lease buy out.
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Compare up to 4 providers

Does Dodge offer special discounts or programs?

Yes, but its programs are limited. Military service members might qualify for a $500 discount on qualifying vehicles. And drivers with a disability might be eligible for a $1,000 reimbursement on special equipment to modify their vehicle.

Employees of affiliate companies might also qualify for 1% off dealership invoicing, on top of other incentives and rebates.

What will a new Dodge cost me?

Prices vary by region and your ability to negotiate, but you can expect to pay anywhere from $23,000 to over $30,500 for a new Dodge.

Choose a type of vehicle

Cars

2019 Dodge Challenger

  • Starting MSRP: $28,095
  • Build: Coupe
  • City/highway MPG: 19/30

2019 Dodge Charger

  • Starting MSRP: $29,470
  • Build: Sedan
  • City/highway MPG: 19/30

SUVs

2019 Dodge Journey

  • Starting MSRP: $23,245
  • Build: Minivan
  • City/highway MPG: 19/25

2019 Dodge Grand Caravan

  • Starting MSRP: $27,040
  • Build: Minivan
  • City/highway MPG: 17/25

2019 Dodge Durango

  • Starting MSRP: $30,445
  • Build: SUV
  • City/highway MPG: 19/26

Car insurance costs that come with driving a Dodge

Does a new Dodge come with a warranty?

Yes, all new Dodge vehicles come with two warranties:

  • Basic limited warranty — 3 years or 36,000 miles
  • Powertrain limited warranty — 5 years or 60,000 miles

Certain parts may also be covered under different warranties, including the brakes, alternator and battery. You can find a full breakdown of the warranties available for different parts by visiting the warranty information page on Dodge’s website.

Bottom line

Dodge is a classic American brand with classic American power, all for a relatively reasonable price point. If you’re looking for the fastest financing option, you might want to consider taking out a loan directly through an authorized dealership. Just keep in mind you might be able to find a more competitive rate if you compare traditional car loans from banks, credit unions or online lenders first.

You can learn more about how it all works with our guide to car loans.

Frequently asked questions

Pictures: Dodge Official Page

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