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How to finance a Bugatti

The easiest way to get behind the wheel of this unique sports car is to go directly through the manufacturer.

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Bugatti Chiron on the road

Bugatti has been making luxury cars for over 110 years — and its Chiron and Veyron are priced to show that history. Because of the amount you’ll pay for your car, your options are limited to your own assets and Bugatti’s own financing program.

How can I finance a Bugatti?

Beyond a personal loan secured by your assets, Bugatti offers its own personalized loan and lease options to potential buyers through Bugatti Financial Services. You’ll need to contact Bugatti directly for more information on how to set up financing. In addition, some lenders specialize in luxury car loans that come in higher amounts and extended terms than more traditional car loans.

Compare car loans

Data indicated here is updated regularly
Name Product Minimum credit score APR Loan term Requirements
Carvana
No minimum credit score
3.9% to 27.9%
Varies
18+ years old, annual income of $4,000+, no active bankruptcies
Get pre-qualified for used car financing and receive competitive, personalized rates.
car.Loan.com Car Loans
300
Varies by network lender
Varies by lender
Must be a US citizen with a current US address and employed full-time or have guaranteed fixed income.
Apply with a simple online application to get paired with a local auto lender. No credit and bad credit accepted.
CarsDirect auto loans
Varies by network lender
Varies by network lender
Must provide proof of income, proof of residence, and proof of insurance.
Save time and effort with this lending service specializing in beginner-friendly or subprime car loan.
Auto Credit Express Car Loans
300
Varies
Varies
Must be employed full-time or have guaranteed fixed income of at least $1,500/month and be a current resident of the US or Canada.
Get connected with an auto lender near you, even if you have bad credit.
Monevo Auto Loans
500
3.99% to 35.99%
3 months to 12 years
Credit score of 500+, legal US resident and ages 18+.
Quickly compare multiple online lenders with competitive rates depending on your credit.
LightStream Auto Loans
Good to excellent credit
Competitive
2 to 7 years
Good or excellent credit, enough income or assets to afford a new loan, US citizen or permanent resident, 18+ years old
Quick car loans from $5,000 to $100,000 with competitive rates for borrowers with strong credit.
LendingTree
Good to excellent credit
Starting at 3.09%
Varies by lender
18+ years old, good to excellent credit, US citizen
Compare multiple financing options for auto refinance, new car purchase, used car purchase and lease buy out.
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Compare up to 4 providers

What will a new Bugatti cost me?

As of October 2019, the only new Bugatti available on the market is the Chiron, which costs nearly $3 million. While the Veyron is no longer in production, you may be able to find well-maintained used models for sale.

Cars

Bugatti Chiron

  • Starting MSRP: $2,998,000
  • Build: Coupe
  • City/highway MPG: 9/14

Bugatti Veyron

  • Starting MSRP: N/A
  • Build: Coupe
  • City/highway MPG: 7/15

Car insurance costs that come with driving a luxury car

Does a new Bugatti come with a warranty?

Yes, the Bugatti Chiron comes with a two-year, 31,069-mile warranty. And its Veyron models are eligible for the Bugatti Loyalty Maintenance Program (LMP), which extends the factory warranty to up to 15 years and reduces operating expenses.

Bottom line

Bugatti is a top-tier French manufacturer. While traditional lenders won’t be able to extend the type of money you need to finance a Chiron, there are luxury car loan providers out there that can help you fund one of these seven-figure cars.

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