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How to finance a Bugatti

The easiest way to get behind the wheel of this unique sports car is to go directly through the manufacturer.

Bugatti has been making luxury cars for over 110 years — and its Chiron and Veyron are priced to show that history. Because of the amount you’ll pay for your car, your options are limited to your own assets and Bugatti’s own financing program.

How can I finance a Bugatti?

Beyond a personal loan secured by your assets, Bugatti offers its own personalized loan and lease options to potential buyers through Bugatti Financial Services. You’ll need to contact Bugatti directly for more information on how to set up financing. In addition, some lenders specialize in luxury car loans that come in higher amounts and extended terms than more traditional car loans.

How to apply with Bugatti Financial Services

While Bugatti Financial Services doesn’t have an online application, you can fill out a form to have a member of its customer concierge team contact you. Follow these steps to get started:

  1. Visit Bugatti Financial Services and click Contact.
  2. Enter your full name, region and email address.
  3. Fill in a personalized message.
  4. Click Submit.

Bugatti Financial Services pros and cons


  • Personalized loan and lease agreements
  • Options for unique vehicles designed to meet your ideal car


  • Limited information about pricing and terms
  • Must wait to be contacted by Bugatti

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What will a new Bugatti cost me?

As of October 2019, the only new Bugatti available on the market is the Chiron, which costs nearly $3 million. While the Veyron is no longer in production, you may be able to find well-maintained used models for sale.


Bugatti Chiron

  • Starting MSRP: $2,998,000
  • Build: Coupe
  • City/highway MPG: 9/14

Bugatti Veyron

  • Starting MSRP: N/A
  • Build: Coupe
  • City/highway MPG: 7/15

Car insurance costs that come with driving a luxury car

Does a new Bugatti come with a warranty?

Yes, the Bugatti Chiron comes with a two-year, 31,069-mile warranty. And its Veyron models are eligible for the Bugatti Loyalty Maintenance Program (LMP), which extends the factory warranty to up to 15 years and reduces operating expenses.

Bottom line

Bugatti is a top-tier French manufacturer. While traditional lenders won’t be able to extend the type of money you need to finance a Chiron, there are luxury car loan providers out there that can help you fund one of these seven-figure cars.

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