Our pick for a Citi ThankYou rewards card: Citi Premier® Card
Up to 3x
Points
- Earn 60,000 points after spending $4,000 in the first 3 months
- Earn 3x points at restaurants, supermarkets, gas stations, flights and hotels
Every Citi ThankYou card offers a signup bonus to help you quickly accumulate points. Each card provides a different welcome offer and qualification requirements, so choose a card with requirements you know you can complete.
Citi has a few restrictions included in their welcome offer policies. Specifically, you can only earn the welcome offer on a card if you haven’t opened or closed that exact card within the prior 24 months.
You also can’t earn a welcome offer on a card if you’ve opened a card account with the same card “type” within the prior 24 months. For example, you’ll be unable to earn the welcome offer on both the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® and the CitiBusiness® / AAdvantage® Platinum Select® Mastercard® within that two-year span.
Depending on the credit card you choose, you’ll be able to earn ThankYou points on purchases made across a variety of categories. Here are a few examples of what each Citi ThankYou credit card can earn in a given category.
Credit card | Earning categories |
---|---|
Citi Rewards+® Card |
|
Citi Premier® Card |
|
Citi Prestige® Credit Card |
|
Citi Rewards+℠ Student Card |
|
The information about Citi Prestige® Credit Card and Citi Rewards+℠ Student Card have been collected independently by Finder and has not been reviewed or provided by the issuer.
You can also earn ThankYou points with other Citi rewards cards, including certain Citi business cards. Compare Citi rewards cards to find the card that offers the best earning categories for you.
While you technically need to spend your Citi ThankYou points to book travel through Citi’s portal, you’ll still earn miles with the airline of your choice. Consider this a rebate on your points since you aren’t earning Citi ThankYou points directly.
If you have a Citibank Account Package or want to open one, you can earn bonus points to your ThankYou account for connecting your accounts and fulfilling certain requirements.
Data obtained at the time of writing. Values are subject to change and should be used only as a general guide.
If you have a Citigold Account, Citi Priority Account or Citi Private Bank Account Package, then you can earn even more points for meeting certain requirements.
Data obtained at the time of writing. Values are subject to change and should be used only as a general guide.
Unlike some credit card reward programs, Citi allows you to purchase points to your account through the ThankYou.com site. While points purchased this way are typically a poor value play, this can be helpful if you need a few more points for a redemption.
Unlike some credit card reward programs, Citi allows you to purchase points to your account through the ThankYou.com site. While points purchased this way are typically a poor value play, this can be helpful if you need a few more points for a redemption.
While the Citi ThankYou program lacks some of the earning potential found in some of its competitors, you can still build more than enough points for some great redemption options.
If you’re looking for a credit card with more earning potential, compare reward cards to find one that fits your spending habits.
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