Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

How to buy Terra (LUNA) in the US

A beginner's guide to buying and selling LUNA in the US.


KuCoin Cryptocurrency Exchange

KuCoin Cryptocurrency Exchange logo
  • Buy LUNA and over 350+ cryptocurrencies
  • Deposit USD using credit/debit card
  • Earn interest on your crypto with staking
Go to site

How to buy Terra

Look for an exchange that supports both fiat and cryptocurrency to simplify buying Terra.

  1. Open an account on an exchange that supports LUNA.
    Jump to our table to compare popular options — just remember that most exchanges require an email address, phone number and proof of ID to register.
  2. Deposit funds into your account.
    Fund your account with a bank transfer, pay with a credit or debit card or deposit cryptocurrency from a crypto wallet to buy Terra.
  3. Buy Terra.
    Complete your Terra purchase and then find the best wallet to store LUNA.
Disclaimer: This is not an endorsement of cryptocurrency or any specific provider, service or offering. It is not a recommendation to trade.

What is Terra?

Terra is a decentralized financial payment ecosystem that makes use of a basket of stablecoins that are stabilized via the use of the platform’s native crypto offering, “LUNA.” The ecosystem is geared towards the use of stablecoins for payment. As of December 2020, it has been used to facilitate around $300 billion worth of transactions for over 2 million users. LUNA can be earned through staking. It is the asset that powers Terra's DPoS (Delegated Proof of Stake) blockchain. It serves three primary functions: it allows users to participate in staking through delegating, it provides stability to the value of Terra stablecoins and it provides the platform’s validator nodes with various incentives for their time and effort.

Terra (LUNA) is the 12nd largest cryptocurrency in the world by market cap, valued at $14,157,896,516. The current price of Terra is $35.61, which is 25.781% higher than yesterday. Prices have ranged between $35.42 and $28.31 over the past 24 hours. All prices are listed in US dollars and accurate as of September 24, 2021 01:09 UTC.

Where to buy Terra

Find an exchange to buy, sell and trade LUNA by comparing deposit methods, supported fiat currencies and fees. Select Go to site to sign up directly with the provider.
Name Product Deposit methods Fiat Currencies Cryptocurrencies
KuCoin Cryptocurrency Exchange
Cryptocurrency, PayPal, Wire transfer, Credit or Debit Card, SEPA


Finder Exclusive: Get up to 10 USDT in trading fee rebates for signing up and making a deposit, and up to 30 USDT in trading fee rebates after buying with fiat. T&Cs apply.
Browse a variety of coin offerings in one of the largest multi-cryptocurrency exchanges and pay in cryptocurrency. App
Credit card, Cryptocurrency, PayPal, TransferWise, SEPA


Buy 100+ cryptocurrencies, earn up to 14.5% p.a. on holdings, pay with your crypto for cashback at stores, get loans and more with this complete crypto-finance platform. Cryptocurrency Exchange


Finder exclusive: New users get $90 worth of Gate.IO points and an airdrop of $5 in random tokens if trade volume exceeds $100 in their first week. T&Cs apply.
A feature-rich exchange with over 700 tokens including derivatives, yield farming and lending products.
Huobi Cryptocurrency Exchange
AdvCash, Cryptocurrency, SWIFT, Wire transfer


Huobi is a digital currency exchange that allows its users to trade more than 190 cryptocurrency pairs.

Compare up to 4 providers

Is it a good time to buy Terra?

The technical analysis gauge for Terra displays real-time ratings for the timeframes you select. This is not a recommendation to buy, sell or trade. It represents a technical analysis of Terra based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators based on the performance of Terra: moving averages, oscillators and pivots. Finder is not responsible for how LUNA performs.

Terra at a glance

Information last updated September 24, 2021 01:09 UTC.
Coin symbolLUNA
Coin MarketcapUS$14,157,896,516
Total LUNA supply996,530,370
Circulating LUNA400,246,240
Current priceUS$35.61
All time highUS$43.82
Notable team membersDaniel Shin, Do Kwon
PartnershipsSolana, Chai, Velo Labs, Axelar
IndustryPayments system
Token usesStaking, price stability

Terra price performance over time

Historical prices compared with the price of US$35.61.

1 hour 1.18%
24 hours 25.78%
7 days -2.37%
14 days 21.17%
30 days 19.91%
60 days 322.00%
200 days 330.09%
1 year 11,769.67%

How to sell Terra

You can cash out your LUNA with the same exchange you bought it through:

  1. Sign in to the exchange you have LUNA on.
    If you store your Terra in a digital wallet, compare crypto exchanges to sell it on.
  2. Place a sell order.
    Choose the amount of LUNA you'd like to sell.
  3. Complete your transaction.
    Confirm the sell price and fees and close your sale of Terra.

What to consider when buying Terra

Key considerations to weigh before you add LUNA to your portfolio:
  • Governance protocol: The Terra platform makes use of a DPoS protocol where users can stake their LUNA tokens in order to facilitate transactions. Also, by virtue of being a PoS blockchain, validators who have staked more LUNA tokens possess a better chance of mining the next block as compared to those who have fewer tokens invested in the platform.
  • Unique price volatility mechanism: Since LUNA stakers/holders are responsible for maintaining the security of the Terra ecosystem, there are certain price volatility risks that are associated with the cryptocurrency. This is primarily due to the fact that the protocol exchanges Terra stablecoins for LUNA at their determined exchange rate so as to balance out their values. Simply put, when demand is high, the platform’s native algorithm automatically sells Terra stablecoins. Conversely, when demand reduces, the algorithm buys Terra stablecoins in exchange for the system’s existing LUNA reserves, thereby mitigating any short-term volatility risks.
  • Fully functional ecosystem: Unlike a number of proposed blockchains that present highly attractive features on paper, the Terra ecosystem is already generating a lot of value for its users. Terra generates more revenue than almost any other blockchain, lagging only Bitcoin and Ethereum.
  • Backing and adoption: The Terra ecosystem was incubated by the Terra Alliance, a conglomerate consisting of 15 e-commerce companies based out of Korea as well as other parts of Southeast Asia. Furthermore, the Terra blockchain is being utilized by one of South Korea’s most popular payment apps, CHAI, which as of March 2021, facilitates around 100,000 transitions daily (worth around $1 million) and boasts a user base of more than 2.3 million users.
Disclaimer: Cryptocurrencies, including Terra, are speculative, complex and involve significant risks – they are highly volatile and sensitive to secondary activity. Performance is unpredictable and past performance of LUNA is no guarantee of future performance. Consider your own circumstances, and obtain your own advice, before relying on this information. You should also verify the nature of any product or service (including its legal status and relevant regulatory requirements) and consult the relevant Regulators' websites before making any decision. Finder, or the author, may have holdings in the Terra or any other cryptocurrency discussed.

More guides on Finder

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site