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Honda Financial Services auto loans review

Finance your next car, motorcycle or boat directly through this manufacturer.

  • Best for financing multiple types of vehicles.
  • Pick something else if you don't want to work through a dealership.


Product NameHonda Financial Services
Financing typesPurchase,Leasing
Eligible car typesNew,Certified Preowned


  • Easy to fill out an online or physical application
  • Offers motorcycle, boat and other recreational vehicle loans
  • Discounts for recent college grads and military members


  • Website is difficult to navigate
  • May not be able to change payment due date

Honda Financial Services special discounts

  • Military: Yes
  • College grad: Yes
  • Repeat customers: No
  • First responders: No
  • Accessibility equipment: Yes

Honda Financial Services reviews and complaints

BBB accredited No
BBB rating A+
BBB customer reviews 1 out of 5 stars, based on 52 customer reviews
BBB customer complaints 502 customer complaints
Customer reviews verified as of 15 October 2020

While Honda Financial Services doesn’t have a Trustpilot page, it does have a profile on Better Business Bureau. While the customer review section is completely awash in negative reviews ranging from payment issues to titles not being received in a timely manner to mechanical issues. Each negative has been followed up by Honda Financial Services, though not always to the customer’s satisfaction.

How to apply

Honda has a short online application that allows you to apply for a new or certified preowned (CPO) car, as well as its selection of motorcycles, ATVs and off-road vehicles.

Follow these steps to get started:

  1. Visit the Honda Financial Services website and click Apply Online to start your preapproval application.
  2. Select Start Application under Honda Auto for car purchases or under Powersports for motorcycle purchases.
  3. Select the type of vehicle you want to buy, if you have a coapplicant and your marital status.
  4. Enter information about yourself, your employment, your income and the vehicle you want to buy.
  5. Review the terms and conditions, then submit your application.

If you’d rather apply in person — or want to buy a boat or power equipment — you can also download the application and bring it to your local dealership.

How do repayments work?

Honda Financial Services offers automatic payments through EasyPay or the option to make one-time payments each month through your online account, by mail or over the phone. You can cancel a one-time payment by 2 p.m. PT on the scheduled payment date. If you aren’t able to make a payment, you may be assessed a late fee — check your contract for details.

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