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Is personal liability home insurance worth it?
Liability is one of the most important types of home coverage, and it’s automatically included in most policies.
Personal liability insurance is included in most standard homeowners policies. It provides coverage from lawsuits against you or your household family members if you're legally responsible for someone else's injuries or property damage. Considering that coverage starts at $100,000, it's also the part of your home insurance policy where you receive the most bang for your buck.