Allstate home insurance
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No single home insurance policy is right for everyone. To get the best home insurers for each category, we rated companies on their claims process, customer satisfaction, business ratings and reviews. We also looked at whether their coverage met the industry standard or went above and beyond, plus we factored in any standout offerings that keep homeowners like you better protected.
To find the best policy to keep your home safe:
When choosing a home insurer, compare companies based on:
The most comprehensive type of home insurance is an HO-3 policy, which covers everything except the exclusions specifically stated in the policy, such as flood damage or wear and tear. In comparison, HO-1 or HO-2 policies cover only specific events listed in the policy.
A comprehensive policy will also cover emergency repairs and temporary accommodations while your home is being repaired or rebuilt.
If you want to tailor home insurance coverage to suit your needs, you can also look for:
There’s no single best insurance policy, but there is a policy out there that’s the best fit for your needs and budget. Compare home insurers to find the one that’s right for you.
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