Standard Chartered Simply Cash Visa Card Review

With the Standard Chartered Simply Cash Visa Card, you can maximise your savings with unlimited cashback on both local and overseas spending.

Standard Chartered has made it easy to earn a solid cashback rate (1.5% on local spend and 2% on foreign currency transactions) on every dollar you spend since there are no caps on the cashback you can earn. With no tricky minimum spending requirements, you can simply enjoy the full cashback rate from the first day you open your account. You can redeem your cashback for either cash or extra-value offers any time through the online redemption platform. In addition, you get to enjoy year-round privileges offered by the Visa Signature program.

Compare the features and fees of the card to determine if it is right for you.

annual fee for the first year. HK$2,000 thereafter.

Annual Fee


Minimum Annual Income


Product NameStandard Chartered Simply Cash Visa Card
Benefit DescriptionUp to HK$800 cashback
Rewards1.5% cashback on local spend and 2% cashback on foreign currency spend.
Interest Free PeriodUp to 56 days
More Info

Benefits of the Standard Chartered Simply Cash Visa Card

  • Unlimited cashback. You get 1.5% cashback on all local retail spend, including Octopus Automatic Add-Value transactions. Foreign currency spends, such as online shopping, will earn you 2%. Since there’s no cap on the amount of cashback you can earn, this is a straightforward way to get something back on your everyday credit card use.
  • Easy redemption. You can choose to redeem your cashback as cash or as other extra value offers anytime through the online redemption platform.
  • Exclusive privileges. A Standard Chartered Simply Cash Visa Card entitles you to a wide range of benefits and promotions, including discounts on your dining bill and airport transfer services.
  • Welcome offer. Get up to HK$1,100 plus 1.5% cashback for local spend and 2% cashback for foreign spend. T&Cs apply.

Features of the Standard Chartered Simply Cash Visa Card

Here are some of the other important features of the Standard Chartered Simply Cash Visa Card.

  • Annual fee. The card charges an annual fee of HK$2,000 and no annual fee for supplementary cards. No annual fee waiver for your principal card if your a Priority Banking, Premium Banking or Bonus Payroll Account client.
  • Contactless payments. You can use the card for fast and secure payments at Visa payWave terminals with contactless technology.
  • Cashback for supplementary cardholders. Eligible transactions made by any supplementary cardholders will be counted collectively when calculating the cashback.

How to apply for the Standard Chartered Simply Cash Visa Card

If you have compared your options and decided to apply, you can proceed by completing an online application. Before you apply, make sure you meet the following eligibility requirements.

You will need to meet the following criteria in order to apply:

  • Be at least 18 years or older
  • Be a Hong Kong resident
  • Earn at least HK$96,000 p.a.
  • Have a good credit rating

Required documents

To ensure the application process goes smoothly, have the following information handy:

  • Photocopy of your Hong Kong Identity Card (HKID)
  • Latest residential address proof showing your name
  • Latest computerised payslip; or
  • Bank statements showing your name, account number and salary entries

The Standard Chartered Simply Cash Visa Card could offer potential savings, but it isn’t the only cashback card on the market. To make sure you’re applying for the right card for you, take some time to compare your options before you make your decision.

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