Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

Standard Chartered Asia Miles Mastercard Review

Enjoy a high earn ratio from as low as 1 Asia Mile for every HK$4 year-round with this co-branded credit card.

The Standard Chartered Asia Miles Mastercard is targeted at frequent flyers who love Asia Miles and frequently spend on dining and online shopping. Besides offering competitive Asia Miles earn rates, cardholders can also benefit from the first-year annual fee waiver and redemption discounts on travel and dining rewards.

HK$0 annual fee for the first year. HK$2,000 thereafter.

Annual Fee


Minimum Annual Income


Product NameStandard Chartered Asia Miles Mastercard
RewardsHK$4 = 1 Asia Mile for eligible spending on dining, online and overseas category. HK$6 = 1 Asia Mile for other categories.
Interest Free PeriodUp to 56 days
More Info

Benefits of the Standard Chartered Asia Miles Mastercard

  • High miles earn rate. Earn 1 Asia Mile for every HK$4 spent on eligible purchases (dining, online and overseas category) and 1 Asia Mile for every HK$6 eligible spending in other categories, including Octopus card auto-reload. However, take note that the miles earned are only valid for three years, so make sure to redeem them before expiry.
  • HK$1 = 1 Asia Miles MONDAY. Maximise your mile rewards when you dine at Asia Miles partner restaurants on Mondays as every HK$1 spent entitles you to 1 Asia Mile. For every other day of the week, you will earn 1 Asia Mile for every HK$2 spent at these establishments.
  • Asia Miles flight awards. You’ll be entitled to two-day priority redemption for selected flight awards bookings online from time to time.
  • Travel and dining awards. Receive a 10% redemption discount on hotel, car rental, travel experience and dining awards.

Features of the Standard Chartered Asia Miles Mastercard

These are some of the other important features of the Standard Chartered Asia Miles Mastercard.

  • Annual fee. When you apply and are approved for a new Standard Chartered Asia Miles Mastercard, the first year’s annual fee will be waived, saving you HK$2,000. For subsequent years, the annual fee will be automatically waived if you spent over HK$150,000 in the previous year.
  • Automatic mileage conversion. Miles will be automatically credited to your Asia Miles membership account with no mileage conversion fee.
  • Contactless and mobile payments. Enjoy fast and secure payments with Mastercard’s contactless feature for purchases below HK$1,000.
  • Interest-free days. Pay your balance in full by the due date on each statement and you can enjoy up to days interest-free on purchases.

Application criteria

If you have decided that the Standard Chartered Asia Miles Mastercard could work for you, head to the Standard Chartered website to complete your secure online application. Before you apply, make sure you meet the following eligibility requirements and have the necessary documents on hand:

  • Be at least 18 years of age.
  • Be a resident of Hong Kong.
  • Have a minimum income of HK$96,000 p.a.
  • Have a good credit rating.

Required information/documents

  • Hong Kong ID card.
  • Latest residential address proof showing your name.
  • Last month’s salary slip or bank statements showing your name, account number and salary entries.

If you’re looking forward to earning and redeeming Asia Miles, getting the Standard Chartered Asia Miles Mastercard could be an option to consider. However, it isn’t the only low-fee card on the market so make sure to compare your options before deciding.

Back to top

Ask an expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Privacy Policy.
Go to site