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How to send money to Egypt

The safest and most cost-effective ways of sending money to friends and family in Egypt from Hong Kong.

We compare the different money transfer companies and services you can use to send money to Egypt, to find the best deal for you.

Banks versus money transfer companies

You can use your bank’s overseas telegraphic services to send money to Egypt. However, you may not be able to find the rate of exchange until you log into your Internet banking facility.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 10 Within an hour HKD 350.00 3.913 EGP
以透明的匯率,低收費及低最低金額的網上服務作匯款。 Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies. Go to site Show details
Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

How do I compare transfer companies?

Compare money transfer companies using the following features when you are looking at different quotes.

  • Exchange rate. Look to see whether the provider can exchange Hong Kong dollars (HKD) to Egyptian pounds (EGP). Next, compare the rate of exchange between the two currencies. Be wary of no transfer fee offers, as this charge may be included in an inflated exchange rate margin.
  • Transfer fee. Compare the transfer fee if there is one. You may be able to get a first transfer-free deal or the transfer fee may be waived completely for transactions over a certain size.
  • Transfer time. How long will it take for the funds to clear in an Egyptian bank account, or how long before cash can be picked up from an Egyptian cash collection agent? The transfer time is determined by how you pay and how you want the money to be sent and delivered to Egypt.
  • Collection options. There are only a handful of money transfer companies that send cash payments that can be collected in person to Egypt. Most companies allow you to send money to an Egyptian bank account.
  • Payment options. Cash, debit and credit card payments clear almost instantly. If you pay for your transfer by a bank account deposit, it can take far longer for the transfer to clear.
  • Transfer options. All providers allow you to make spot payments (an international money transfer conducted at the current time). However, only a few companies also offer services such as limit orders, forwards contracts and recurring payments.
  • Transfer limits. Minimum and maximum transfer limits apply, so make sure you take this into consideration if you want to make a payment.
  • Customer service. Does the company have a Hong Kong-based customer service team you can contact if you have a problem with your transfer? Also, what is the provider’s policy concerning cancellations and refunds?

How do I send money to Egypt from Hong Kong?

The following information applies to the different ways you can send money to Egypt from Hong Kong.


Your bank will offer an overseas telegraphic wire service that enables you to send money to Egypt. For online payments, you can create a new international beneficiary from within the overseas payments menu.

You will need to provide these details about the payee: Name, IBAN, BIC or SWIFT code. You may also be required to enter the recipient’s bank branch address.

Online money transfer companies

These companies can deposit funds into an Egyptian bank account.

  • TorFX. TorFX provide a range of transfer services and offer a best rate guarantee when exchanging HKD to EGP.
  • WorldFirst. WorldFirst apply a small margin to the market rate and charge a flat transfer fee for transactions under HKD$10,000.
  • OFX. OFX provide a better rate than the banks. Its services include: one off and regular trades between HKD and EGP.
  • Compass Global Markets. Compass Global Markets are an FX services provider based on Australia’s East coast.
  • WorldRemit. WorldRemit can transfer funds to an Egyptian bank account a day after your payment clears. You can also send mobile credit to a phone in Egypt via WorldRemit.
  • PayPal. PayPal is a leading international payment service. Low fees make this a popular option for small payments. Both the sender and the receiver need to have a PayPal account.
  • 1st Contact Forex. 1st Contact Forex can assist with on-the-spot money transfers to Egypt.

International cash payment services

Compare international cash payment providers such as Western Union or MoneyGram if you need to get cash to Egypt quickly.

  • Western Union. Western Union’s Egyptian cash collection options can include banks and foreign exchange offices.
  • MoneyGram. MoneyGram can deliver cash to Egypt in minutes. It is partnered with a number of major Egyptian banks and has a presence throughout the country.

How do I receive money from Egypt in Hong Kong?

Follow these steps to receive a payment from Egypt in Hong Kong:

Bank deposit

You will need to provide your personal and bank details to the sender to receive money in your bank account from Egypt.

  • Your bank or financial institution’s name
  • Your account name
  • Your account number
  • Your address
  • Your financial institution’s SWIFT code.

Hong Kong law requires the sender to provide personal and financial details to make an international payment to Hong Kong, including: their full name, account number, address or identification number.

Cash collection

Cash payments can be collected by showing your photo identification to the cash collection agent, as well as the password or reference number for the transaction.


An overseas party can send money to your PayPal account by searching for you using your mobile number or email address. Funds must be transferred to a bank account before the money can be withdrawn.

Emergency cash transfers in Egypt

Consider the following options if you need to get cash to Egypt in an emergency:

  • Travel insurance. Refer to your travel insurance product disclosure statement for an overview of the benefits you are entitled to receive. Insurers may be able to provide an emergency cash benefit in some situations.
  • Emergency cash assistance. Your card’s scheme, ie, Visa or MasterCard can issue emergency cash if your credit or debit card is lost or stolen. This request can take up to a day to process and money can usually be collected from a local bank.
  • International cash payment. A tried and tested means of getting cash to the furthest reaches of the globe at any time of the day. Western Union and MoneyGram have thousands of cash collection agents in Egypt. For a hefty transfer fee, cash can be sent from Hong Kong to Egypt in just minutes.

Cash pick-up locations in Egypt for Western Union and MoneyGram branches.

Western Union and MoneyGram are partnered with Egyptian banks and foreign exchange business throughout the country.

Western Union


  • Aaib Maadi Branch

    Road 9
    Maadi Palace Building
    Station Square Cairo
    Open Monday to Thursday, 8:30am–6pm; Sunday 8:30am–6pm

  • Bank of Alexandria Tahrir

    1 Kasr El Nile St
    Open Monday to Thursday, 8:30am–6pm; Sunday, 8:30am–6pm


  • Bank of Alexandria Giza

    511 El Ahram St
    Nasr Building
    Giza Square
    Open Monday to Thursday, 8.30am–6pm; Sunday 8:30am–6pm

  • Aaib N R C Branch

    National Research Centre
    El Be Dokki
    Open Monday to Thursday 8:30am–6pm; Sunday 8:30am–6pm



  • Banque Du Caire Alexandria

    1 Hagar El Nawatiya Street
    Open Monday to Thursday 8:30am–3pm; Sunday 8:30am–3pm

  • The United Bank

    12 Champion Street El Ezarita
    El Azarita
    Open Monday to Sunday, 8am–9:30pm

Port Said

  • Banque Du Caire Port Said

    31 Gomhouria Street
    Port Said
    Open Monday to Thursday, 8:30am–3pm; Sunday 8:30am–3pm

  • The United Bank

    Horreya Street
    Port Said
    Open Monday to Sunday, 8am–9:30pm

Tips for picking up cash in Egypt

Due to political unrest and regional tension, the government advisory publication SafeTravel warns against travel to areas of Egypt which present a high risk of danger to foreigners. Areas to avoid include: Sinai Peninsula; areas within 50km of Egypt’s border with Libya; and Siwa Oasis. Instances of crime, both petty and violent, have been on the rise since the start of Egypt’s political unrest in 2013. Travel in a group if you are concerned about picking up cash in Egypt. Consider talking to a person in authority from your hotel if you are travelling solo.

What are the steps to send money to Egypt?


Log on to your online banking platform to send money to Egypt using your bank’s overseas payment service. You can also send money to Egypt over the phone or at a branch. In your Internet banking menu, look for the overseas payments option and add a new international recipient if this is your first payment to Egypt. You can create a new recipient using the information provided in the “How to send money to Egypt” section of this article. You may need to enter an online verification code or activate international payments functionality, depending on your bank’s online security settings.


You will need to register for a free account, to use the services of any of the money transfer companies we have listed on this page. You can do this in less than 10 minutes by completing an online registration form. Provide the following information to complete the registration process:

  • Your personal details.
  • Your contact details.
  • Your identification (you may be required to send a copy of your passport or a utility bill).

You will receive a tracking number after you confirm and pay for the transfer. This number can be used to monitor the status of payment.

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