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How to send money to Bangladesh

Send money to Bangladesh using an international money transfer service and you could beat the bank's rates.

Shirley Liu

Yu Chi Ka

Updated

Jan 10, 2021

Fact checked

Want to send money to loved ones in Bangladesh? We compare the different money transfer companies and services you can use to send money to Bangladesh, to help you find the right deal for you.

I want to send

Min. Transfer Amount	Transfer Speed	Online Transfer Fee	Rate	Amount Received	Description	CTA	Details
USD 60	1 day	HKD 0.00	13.581	BDT 135,811	Skrill能令你輕鬆匯款至多個熱門目的地，可是要留意其加上的手續費。 Skrill offers easy transfers to many popular destinations, but keep an eye out for added fees.	Go to site	Compare	Show details	Details Minimum transfer amount USD 60.00 Transfer methods Online, Bank Account to Bank Account Transfer options Regular payments, One off payments Customer service Phone, Email Available currencies AUD, BDT, EUR, GBP, HKD, IDR, INR, KES, LKR, MXN, MYR, NPR, PHP, PKR, PLN, THB, VND Go to site Read the full review
USD 10	Within an hour	HKD 310.00	13.633	BDT 132,103	以透明的匯率，低收費及低最低金額的網上服務作匯款。 Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.	Go to site	Compare	Show details	Details Minimum transfer amount USD 10.00 Transfer methods Online, Bank Account to Bank Account Transfer options One off payments Customer service Phone, Email Available currencies AED, ARS, AUD, BDT, BGN, BRL, BWP, CAD, CHF, CLP, CNY, COP, CRC, CZK, DKK, EGP, EUR, FJD, GBP, GEL, GHS, HKD, HRK, HUF, IDR, ILS, INR, JPY, KES, KRW, LKR, MAD, MXN, MYR, NGN, NOK, NPR, NZD, PEN, PHP, PKR, PLN, RON, RUB, SEK, SGD, THB, TRY, TZS, UAH, UGX, USD, UYU, VND, XOF, ZAR, ZMW Go to site Read the full review
SGD 1	1 day	HKD 30.00	13.633	BDT 135,920	你首兩次港幣$15,000或以下的匯款，手續費全免。Pay no fees on your first two transfers, up to HK$15,000. 象徵式收費以及中間價匯率，可匯款至高達30多個國家。 SingX offers the real exchange rate every time you make a transfer and can help you send money across the world.	Go to site	Compare	Show details	Details Minimum transfer amount SGD 1.00 Transfer methods Online, Bank Account to Bank Account, Cash Transfer Transfer options One off payments Customer service Chat, Email Available currencies AUD, BDT, CAD, EUR, GBP, HKD, IDR, INR, JPY, KRW, LKR, MYR, NZD, PHP, SGD, THB, USD, VND Go to site Read the full review
USD 50	Within an hour	HKD 35.00	13.633	BDT 135,852	使用優惠碼「FINDER」可於首兩宗HK$1500或以上的轉賬交易獲得HK$100折扣優惠。Use code FINDER to get HKD 100 off on first two transfers on a min transfer of HKD 1500. InstaReM 提供簡單的匯款服務，大部分的匯款劃一收取0.5%的手續費。InstaReM offers simple transfers with a flat 0.5% transfer fee for most transfers.	Go to site	Compare	Show details	Details Minimum transfer amount USD 50.00 Transfer methods Online, Phone, Bank Account to Bank Account Transfer options One off payments Customer service Phone, Chat, Email Available currencies AUD, BDT, CAD, CNY, EUR, GBP, HKD, IDR, INR, KRW, LKR, MYR, NPR, PHP, PKR, SGD, THB, USD, VND Go to site Read the full review
GBP 5,000	1 - 2 days	HKD 0.00	13.428	BDT 134,284	可匯款至20+個國家，無手續費。 CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.	Go to site	Compare	Show details	Details Minimum transfer amount GBP 5,000.00 Transfer methods Online, Phone, Bank Account to Bank Account, International Money Order Transfer options Regular payments, One off payments, Market orders, Forward contracts Customer service Phone, Email Available currencies AED, AFN, ALL, AMD, ARS, AUD, AZN, BDT, BGN, BHD, BIF, BMD, BOB, BRL, BWP, CAD, CDF, CHF, CLP, CNY, COP, CRC, CZK, DJF, DKK, DOP, DZD, ETB, EUR, FJD, GBP, GEL, GHS, GNF, GTQ, HKD, HNL, HRK, HTG, HUF, IDR, ILS, INR, ISK, JMD, JOD, JPY, KES, KRW, KWD, KZT, LBP, LKR, LSL, MAD, MDL, MUR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SAR, SEK, SGD, SLL, THB, TND, TRY, TTD, TZS, UAH, UGX, USD, UYU, UZS, VND, WST, XAF, XCD, XOF, XPF, ZAR Go to site Read the full review

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

How to send money to Bangladesh online

Sign up for an account. Use our site to narrow down a money specialist offering the best rate and lowest fees, and create an online account with your name, contact information and proof of valid ID.
Provide your transfer details. Submit your recipient’s name, address and contact information, and choose your preferred method of delivery. Depending on the transfer method, you may also need their Bangladeshi bank account information.
Pick an amount. Indicate how much you want to transfer, and confirm the exchange rate and any fees before completing your transaction.
Save your receipt. Hold on to your confirmation details to monitor the progress of your transfer.

Crunching the numbers: Sending $10,000 to Bangladesh

Let’s say you want to send $10,000 home to your family in Bangladesh. You compare your local bank to money transfer specialists offering cash pickups and bank deposits to weigh which is cheapest, fastest and most convenient.

	Bank transfer	Cash pickup	Money transfer service
Fee	65.00 HKD + additional correspondent bank fees	8.00 HKD	50.00 HKD
Exchange rate	1.00 HKD = 9.250723 BDT	1.00 HKD = 10.8298 BDT	1.00 HKD = 10.8613 BDT
Transfer speed	2–4 days	Minutes	1–2 days
Amount received	91,906.00 BDT	108,211.56 BDT	108,069.94 BDT
Verdict	Slowest and most expensive	Fastest and best value	Better than a bank transfer

The bank ends up being both too slow and too expensive, resulting in the least amount of money delivered among the three. The money transfer service provided a better value, but the cash transfer specialist ends up being fastest and best, delivering some 16,305.56 BDT more takas to your loved ones.

How to compare transfer companies

Weigh costs and fees against convenience to find the best money transfer specialist for your needs:

Exchange rates. Look for a provider that offers a strong rate with low markup on the mid-market rate. And note that your strongest rate may require a minimal transfer fee.
Transfer fees. Most companies charge fees for the convenience of a money transfer. But many reduce fees or waive them altogether for larger amounts.
Transfer method. Depending on the company, you may be able to initiate a transfer online, over the phone and by visiting a branch.
Turnaround time. Some companies take up to five business days to process transfers, while others make funds available to your recipient within minutes for an additional fee.
Pickup methods. Is the transaction managed completely online with funds delivered straight to your recipient’s bank account, or can they visit an agent location and pick up cash in person?
Minimum transfer amounts. Make sure the amount you’re sending is supported by the companies you compare.
Customer service options. Are phone and email customer support available? Can you reach out for help through online live chat? Also check when these services are available to make sure you can access help whenever you need it.

Foreign exchange rates explained

The exchange rate determines how much one country’s currency is worth in another country’s currency. When a country’s currency is strong, it yields more money when exchanging it in a country with a weak currency. Bangladesh’s exchange rate is flexible, which means it can change from moment to moment. Factors that influence the exchange rate include interest rates, economic stability and inflation.

Track how the Bangladeshi taka trades against the HK dollar in our historical rate chart.

Options for sending money to Bangladesh from Hong Kong

Depending on the transfer specialist you choose, you may be able to send money for delivery by:

Bank transfer. Send money direct from your HK bank account to an account in Bangladesh.
Digital transfer specialist. Online providers like Wise and WorldRemit can send money quickly and easily.
Cash pickups. Providers like MoneyGram and Western Union allow you to send funds online, over the phone or from an agent location. Those funds can then be picked up as cash from an agent in Bangladesh.
Mobile Wallet. Western Union allows you to send the money to your recipient’s mobile wallet.
Checqus. It’s a slower method of sending money to Bangladesh, but it may be available with select providers.

How safe is a money transfer?

When processed through a reputable provider, your funds are safely tracked until they are in the hands of your recipient.

Tips for picking up cash

Advise your recipients to practice caution when picking up cash:

Keep your money hidden until safely deposited in a bank account.
Avoid questionable parts of town when carrying cash.
Bring a friend along to provide an extra set of eyes, especially if you’re picking up a large number of takas.

Emergency cash transfers

Some situations in life require sending money quickly. For emergency transfers, expect to pay a fee extra to expedite delivery. Confirm the exchange rate and fees you’ll pay to avoid unpleasant surprises.

Cash pickup locations in Bangladesh

WorldRemit
Xpress Money – Azmul Telecom & Departmental Store
Address: Vhadail, Dhamsona, Ashulia, Savar, Dhaka
Hours: 10 a.m. – 4 p.m.
Phone:
Xpress Money – Friends Business Center
Address: 12/B, Road-4, Plot-61/1, 61/2, Mirpur, Dhaka
Hours: 10 a.m. – 4 p.m.
Phone:
Xpress Money – Century Business Center
Address: 278 Ahmednagar, Mirpur, Dhaka
Hours: 10 a.m. – 4 p.m.
Phone:

MoneyGram
NCC
Address: Post Office PS Nababgonj Dist Dhaka
Hours: 12 a.m. – 11:59 p.m.
Phone: +880-622588387
Brac Bank LTD – #1517 – DHAKA – SAVAR BR
Address: Mazidpur Mouza Choto Balimeher Rana Plaza Holding #B36 Dhaka
Hours: 12 a.m. – 11:59 p.m.
Phone: +880-7743506
ABBL – #49 – DHAKA – MALIBAGH BRANCH
Address: Advanced Melinda Intersection of Mouchak and Rampura Road 72 Dhaka
Hours: 12 a.m. – 11:59 p.m.
Phone: +880-9354471

Western Union
ASA
Address: Asa Dakkhin Khan 2732 Narddapara Uttara Dhaka, Dhaka 1230
Hours: 8 a.m. – 7 p.m.
Phone: +880-1730098289
ASA
Address: Mugdapara Khilgaon 3 Mahshin Villa 128 2a North Mugda Sabujbagh Dhaka, Dhaka 1219
Hours: 8 a.m. – 7 p.m.
Phone: +880-1730098233
ASA
Address: Asa Adabor Road No 11 House No 17 Shekertek Adabor Dhaka, Dhaka 1207
Hours: 8 a.m. – 7 p.m.
Phone: +880-1730098194
WorldRemit
Xpress Money – Deluxe International
Address: Sultan Market, Word no-3, Hathazari, Chittagong
Hours: 10 a.m. – 4 p.m.
Phone:
Xpress Money – Fatikchari Branch
Address: Nazrul Shopping Complex, 1st Floor, College Road, Chittagong
Hours: 10 a.m. – 4 p.m.
Phone:
Xpress Money – Nasima Enterprise
Address: Iqbal road, Patharghata, Kotowali, Chittagong
Hours: 10 a.m. – 4 p.m.
Phone:
MoneyGram
Agrani Bank
Address: Dhaka Trunk Road Chittagong, 4311
Hours: 12 a.m. – 11:59 p.m.
Phone: +880-9345117
JRBL – PAHARTALI BRANCH – #141321
Address: Dhaka Trunk Road 335 Chittagong, 4202
Hours: 10 a.m. – 5 p.m.
Phone: +880-420231751793
Agrani Bank
Address: Dhaka Trunk Road Chittagong, 4310
Hours: 12 a.m. – 11:59 p.m.
Phone: +880-302856035
Western Union
Al Arafah Islami Bank Limited
Address: Azadi Bazar Branch Azadi Bazar Fatikchori Chittagong, Chittagong 4351
Hours: 10 a.m. – 4:30 p.m.
Phone: +880-1629408998
Brac Bank Limited
Address: Sitakunda Branch Ali Market, 511 Dt Road, Sitak Chittagong, Chittagong 3100
Hours: 10 a.m. – 5 p.m.
Phone: +880-302856141
Janata Bank Limited
Address: Saherkhali Branch Po Saherkhali Ps Mirsharai Chittagong, Chittagong 4320
Hours: 9:30 a.m. – 5 p.m.
Phone: +880-1713107087
WorldRemit
Xpress Money – Al-Najery Trade Link
Address: 52/18 KA, B L College Road, Daulatpur, Khulna
Hours: 10 a.m. – 4 p.m.
Phone:
Xpress Money – Nuruddin Pharmacy
Address: Baka Bazar, paikgacha, Khulna
Hours: 10 a.m. – 4 p.m.
Phone:
Xpress Money – Shahidullah Enterprise
Address: Baintala Bazar, Batiaghata, Khulna
Hours: 10 a.m. – 4 p.m.
Phone:

MoneyGram
Merchantile Bank Limited – #121 – KHULNA
Address: Kastury Plaza 73 KDA Avenue Khulna
Hours: 12 a.m. – 11:59 p.m.
Phone: +880-41813562
Dutch-Bangla Bank Limited – KHULNA
Address: Sena Khalyan Bhaban 1 KDA Avenue Khulna, 9000
Hours: 12 a.m. – 11:59 p.m.
Phone: +880-41813783
Brac Bank Limited – #2801 – KHULNA BRANCH
Address: Plot 3 The Daily Trobaho Bhaban KDA Khulna
Hours: 12 a.m. – 11:59 p.m.
Phone: +880-2831334

Western Union
Agrani Bank Limited
Address: Khulna Medicle College Branch Medical College Boyra Khulna, Khulna 9100
Hours: 9 a.m. – 4 p.m.
Phone: +880-1913921863
Bangladesh Post Office
Address: Khulna Gpo Khulna, Khulna 9000
Hours: 10 a.m. – 4 p.m.
Phone: +880-441760677
Rural Reconstruction Foundation
Address: Khulna Branch Beside The Mohsin College Central Road Khulna, Khulna 9100
Hours: 8 a.m. – 6 p.m.
Phone: +880-1720526282

Thank you for your feedback!

Shirley Liu

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Shirley Liu is Finder's global program manager. She was previously the publisher for banking and investments and has also written comparisons for energy, money transfers, Uber Eats and many other topics. Shirley has a Master of Commerce and a Bachelor of Media, Journalism and Communications from the University of New South Wales. She is passionate about helping people find the best deal for their needs.

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How to send money to Bangladesh

Send money to Bangladesh using an international money transfer service and you could beat the bank's rates.

How to send money to Bangladesh online

Crunching the numbers: Sending $10,000 to Bangladesh

How to compare transfer companies

Foreign exchange rates explained

Options for sending money to Bangladesh from Hong Kong

How safe is a money transfer?

Tips for picking up cash

Emergency cash transfers

Cash pickup locations in Bangladesh

Dhaka

Chittagong

Khulna

Shirley Liu

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